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الأربعاء، 1 يوليو 2015

Can You Really Make $100 per Hour on the Phone? Here’s the Scoop on Ether

The concept is simple enough: You give advice by phone and get paid. That’s how Ether is supposed to work. Yes, the site has licensed therapists and other professionals, but others offer video game help and windsurfing advice. You are undoubtedly an expert on something, and credentials are optional (just don’t misrepresent yourself).

I love the idea, and I wondered if I could sell my expertise in “metaphorology.” You know, help people find more productive and transformational metaphors by which to understand and live their lives?

OK, maybe that’s not a very marketable service, but I had to check out Ether in any case. Here’s what I discovered.

Getting an Ether Number

You never give customers your real phone number. When you open an account, you get a special number that forwards to whatever phone you choose. Ether says, “It takes two minutes to set up and it’s free.”

Setting Your Rate

The rate you charge is entirely up to you. I found life coaching for “$0.33 per minute” and medical advice for “$1,000 per 17 minutes.” On an hourly basis, that’s a range of $19.80 to $3,528 per hour. Rates between $1 and $2 per minute are common.

There is a 15% commission. So if you charge $1.50 per hour and talk to someone for 40 minutes, the customer will pay Ether $60 and the site will take $9 of that, leaving you $51 as your net profit.

And it appears that you will get paid. Ether says, “People will only be able to call you when they’ve prepaid your rate.”

Taking Calls

You can set a schedule specifying when you’re willing to take calls. You can also let people email you to set up a time, so you could fit this service around other commitments or jobs.

Marketing Yourself

One of the many ways you can market your services is with an “Ether Button” on your website or blog. It lets people know when you’re available, and “guides them through the payment process with a simple web form.”

Ether also lets you sell digital content through their website. So, for example, you could sell an ebook full of advice in addition to personalized phone consultations.

What Kind of Expertise Can You Offer?

When I checked listings in the Ether Directory, near the top I found a professional counselor who would take calls at $1.50 per minute. Another provider offered gay/lesbian life advice for $0.49 per minute. Another simply offered herself as “a friend to talk to” for $1 per minute.

I clicked a few category tabs to see what else I could find. The listings under “Travel and Recreation” included:

  • NBA Internet Sports Handicapper for $19.99 per minute
  • Firearms Instructor for $12 per hour
  • Alaska Adventure Expert for 99 cents per minute
  • Kitesurfing Expert for $5 per two minutes

Under the category “Self & Society,” I found counselors, life coaches and phone friends. Many providers had found few, if any, customers. For example, a woman who bills herself as an “expert at dealing with complicated love situations” had only two customers so far at $2.99 per minute, and none in the last 90 days.

I’m not sure what to make of some listings. For example, one man, who claims to have “several ancient Scottish titles” will advise people on surviving the coming “the coming World War III” for $100 per 30 minutes. Nobody has taken him up on his offer yet, but perhaps the listing is just a way to get traffic to his blog, which has a prominent link in his profile.

How Much Can You Make on Ether?

If you click on a provider in the directory, you’ll see a profile. The “Reviews” tab will show you how many reviews customers have posted, and a tally for “Paid Calls & Mail” (you can also sell digital products by email), both a total and the number in the last 90 days.

Providers don’t seem busy. For example, a “nationally certified, state licensed mental health counselor” who appears near the top of the directory (presumably a good place to be listed), and who charges $1.50 per minute, has had only eight paying customers in the last 90 days.

I sorted the directory by “Best Reviewed,” which arranged listings from the most reviews to the least — a good proxy for a customer count. The top result was a medical consultant with 1,317 reviews. But this provider has had only 108 paying customers, and none in the last 90 days.

The second-highest review count was for “Cherokee Billie,” a spiritual advisor who has had 196 customers total, 27 in the last 90 days. She charges $2 per minute.

By the time I got to the number four result, the provider (a relationship advisor) had a total of three paying customers, despite having 47 reviews (there seems to be something funny about the review system).

Among the dozens of providers whose profiles I checked out, none topped 200 customers, and only a few had more than 10. Quite a few had no customers in the last 90 days. Many others had just one, which makes me wonder if they had a friend call just to have something to show.

Out of her first 20 reviews, Cherokee Billie had eight reviews from one customer, all with different dates. This suggests that the one way to generate business is to encourage existing customers to keep calling back.

It doesn’t seem that there is any great potential (so far) for making money on Ether. If you already offer advice or consultations, you could move to Ether as a way to keep your phone number private and have billing handled for you. But starting out there could be frustrating.

The Rest of the Story

The comments in Ether’s forum suggest many members have never received a call, but at least there seem to be few complaints about getting paid if you do get calls. Outside reviews of Ether are hard to come by, but I did find a post on The Krazy Coupon Lady from a woman who signed up and netted $38.25 from her first call.

Marty Fahncke, a consultant who opened an Ether account, got calls, but only from Ether’s automated system. He says, “no matter where I was, in whatever time zone, Ether would call every morning to make sure I was available.” He made nothing before closing his account following an automated call that woke him up at four in the morning.

There seem to be some glitches in the system. For example, I found a number of accounts with an average rating of five stars but a “0” under “Five Star Reviews.” Perhaps reviews that don’t include a rating are assumed to be five stars. Also, some listings show many more reviews than customers (like that relationship advisors with 47 reviews despite a total of three “Paid Calls & Mail”)

I still love the idea. I hope someone builds a solid and busy phone-advice platform eventually. But since Ether says it’s been around since 1999, I’m not sure if it’s going to be the company to accomplish that anytime soon.

Your Turn: Have you ever used Ether as a customer or provider? Tell us about your experience.

Steve Gillman is the author of “101 Weird Ways to Make Money” and creator of EveryWayToMakeMoney.com. He’s been a repo-man, walking stick carver, search engine evaluator, house flipper, tram driver, process server, mock juror, and roulette croupier, but of more than 100 ways he has made money, writing is his favorite (so far).

The post Can You Really Make $100 per Hour on the Phone? Here’s the Scoop on Ether appeared first on The Penny Hoarder.



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New CEO takes the helm at Caesars Entertainment

Mark Frissora took over as CEO of Caesars Wednesday, replacing Gary Loveman, who remains as the company’s chairman.

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6 Changes You Should Make to Your Job Search

You're doing it wrong. There are smarter ways to attract employers.

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Three Ways To Win With Mobile Wallets

Columnist Adam Dorfman notes that all the pieces are in place for the mobile wallet to extend its influence on local marketing. Are you taking advantage of this new technology in your local marketing mix?

Please visit Marketing Land for the full article.


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June marks Macau’s lowest gaming revenue figure since 2010

Macau’s nearly three dozen casinos collected $2.172 billion in gaming revenue in June, a 36 percent decline compared to a year ago.

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Plan Your Day the Smart Way to Minimize Spending

man in cluttered room wearing tie as blindfold

Could your life benefit from a little more structure? Taking a few minutes to plan your day each the morning can help you root out inefficiency, saving you time – and quite a bit of money, too. Photo: Devin Stein

It’s a pretty simple routine.

Almost every morning these days, I spend about 10 minutes planning out the specifics of my day. I pull out my calendar and see what I need to do that day, then start filling in the gaps with things I need to do. I’ll assign a few one-hour blocks to writing. I might fill in an hour-long gap for a trip to the grocery store. I might fill an hour with household tasks. You get the idea.

I try to order things so that there’s some flexibility involved. For example, I’ll often separate writing blocks with something that’s “important but not urgent” around the house so that if I get into a writing flow, I can just rearrange without thinking about it.

Mostly, though, the goal is to maximize my time efficiency for most of the day so that I can enjoy unstructured time later on. If I’m smart with my time use throughout the day, I can easily afford an unstructured block of time with my family or involved with a hobby (or both), either that day or sometime in the near future.

In other words, spending 15 minutes making a good daily schedule ensures that I have time for “important but not urgent” tasks – the things that really deserve time and attention but are easy to put off because they’re not blaring in your face.

What’s interesting is that I can see how this kind of planning is saving me money, much like a grocery list saves me money in the grocery store.

Money? Isn’t a daily plan about saving time?

Five Ways Smart Daily Planning Saves Me Money

By organizing errands by location, I save on gas. During the time I spend planning the day, I’ll evaluate everything that needs to be done outside of the home and group them by location. That way, if something really needs to be done in a specific place, I’ll bundle other tasks that need to be done near that place together with it. That saves significantly on fuel costs and maintenance costs.

By thinking about and acting on “important but not urgent” tasks, I end up making financially smart moves sooner rather than later. I’ll take action on financial planning, insurance, home and auto maintenance, bill paying, and so forth because I’ve actively put aside time for it when it needs to be done rather than putting things off because things are currently “good enough.”

By thinking about my plan for the day in advance, I avoid temptations. When I’m on a tighter schedule, I find it’s much harder to slip in a stop at a tempting store or to idle for a while on an ecommerce site. If I know I have something that I need to do and that it’s penciled in for the next hour, I’m much more likely to move along than if I don’t have anything planned for the next hour.

By keeping myself busy, I have less time for idle thoughts. Not only do I have less time to actually act on temptations, as I mentioned above, I have less time to even start thinking about those temptations. I simply don’t give myself time to think about wanting more stuff.

By keeping my time organized, I usually have time left over for frugal projects. I have time for things like making a quadruple batch of lasagna or a giant vat of soup. I have time for things like making homemade laundry detergent or homemade bar soap. Those are tasks that are easy to push aside because a person is in a time crunch and simply throw money at a more expensive product in the stores.

My Strategy for Daily Time Planning

As I said at the beginning, each morning I get up and put together a plan for my day. Here’s how I do it.

I keep a normal calendar. During the normal course of my life, I keep a calendar using Google Calendar. It works really well, particularly when it becomes part of your daily routine to study it and see what you need to do today and what’s coming up.

I keep a robust to-do list, too. My to-do list is a long one. It’s full of important tasks and projects, along with lots of things I’d like to do and things I eventually need to do. I use Todoist to manage my to-do lists.

Part of managing this list is that each task has several contexts. By context, I mean that any given task has a location, a set of supplies that I might use, people that might be required to do it, and so on.

I use tags for these contexts. For example, some of my tags are @home, @ames, @desmoines, and @computer for designating where I’ll do stuff; @sarah and @kids designating things that require specific people; @arduino when I have out my Arduino materials and @homebrew when I have out all of my homebrew stuff; and so on.

Those contexts are really important, as you’ll see below.

I start with my calendar. When I’m coming up with the day’s schedule, I start with the stuff that’s actually in my calendar. Those things already in there are appointments where other people are expecting me at a particular time, so they take priority.

I fill in the gaps with the big “urgent and important” things I need to do from my to-do list. I try to identify the three big things I want to accomplish today, things like writing a full article for The Simple Dollar or cleaning my office or some other significant task. I then fill in the gaps in my calendar with those three big tasks.

Often, two of these tasks are work related, while the third one is related to some self-improvement goal, like going for a jog or something like that.

I fill in remaining gaps with “important but not urgent” tasks, finding room for at least a few each day. This usually leaves several holes still in my schedule, so I fill in those remaining holes with other things that I need to be working on that perhaps aren’t as urgent as the “three big things” for the day.

Often, these things take the form of the “next step” in major projects that I’m trying to tackle. It might be something like writing the first draft of a chapter for a novel or writing an article in advance to cover the time I’m away for upcoming travel purposes.

These types of tasks also take the form of “blocks” of time devoted to sets of small tasks, like housework tasks or home maintenance tasks.

One big thing I try to do here is to schedule tasks with the same contexts back to back. This is particularly true regarding location, but I think about other contexts, too. If I drag out all of my homebrewing stuff, I usually want to take care of every task I’ve thought of involving that stuff, for example, like making a batch, taking inventory of my supplies, thoroughly cleaning everything, and so on.

I also try to schedule more flexible tasks next to ones that have overrun potential. For example, if I’m going to pencil in an hour of household tasks, I’ll put that next to an hour of writing so that if the writing goes long or I get into a good writing flow, it’s going to be just fine.

Living by a Schedule

What I often wind up with is a schedule like this:

6:30 AM – 7:00 AM – Exercise
7:00 AM – 8:00 AM – Writing
8:00 AM – 8:30 AM – Make breakfast; eat with family
8:30 AM – 9:30 AM – Writing
9:30 AM – 10:30 AM – Clean office and bedroom
10:30 AM – 11:30 AM – Writing
11:30 AM – 12:30 PM – Lunch and family time
12:30 PM – 1:45 PM – Finish up grocery list/meal plan, drive to library, then drive to store
1:45 PM – 2:30 PM – Buy groceries
2:30 PM – 3:30 PM – Drive home, unload, and put away groceries
3:30 PM – 4:30 PM – Email and communication
4:30 PM – 5:30 PM – Family time
5:30 PM – 6:00 PM – Supper prep
6:00 PM – 6:30 PM – Supper
6:30 PM – 8:30 PM – Family time
8:30 PM – 9:30 PM – Study
9:30 PM – 10:30 PM – Household chores

That’s a pretty good example of a day. I have three blocks of writing – one for my current responsibilities and one for the future. I have time for email and communication as well as a bit of research time at the library. I’m devoting some time to exercise and personal study, too. It’s a day where grocery shopping happens, so a couple of hours are devoted to that – on other days, those hours may be devoted to other tasks, such as writing.

What saves money here? One, I keep my shopping time within a strict block, so I’m not tempted to meander and find things to spend money on. Two, I’m busy enough so that I don’t really have time to daydream about what I want or be exposed to media to clue me in to new “wants.” Three, I’m doing grocery shopping and my library stop on one synergistic trip in order to save gas. Four, I’m planning time for meal prep in there, so meals can be made at home even with a busy family.

Those things add up to real, tangible savings. They also add up to a much richer life.

Try scheduling your days with a bit more precision and see where it leads you. You may end up finding things work out much better than you expect.

The post Plan Your Day the Smart Way to Minimize Spending appeared first on The Simple Dollar.



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Email Frequency Matters For Path To The White House

In the second piece of this four-part series, columnist Tom Sather takes a look at the email campaigns of the presidential contenders and explains why overmailing and undermailing both carry risks.

Please visit Marketing Land for the full article.


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4 Health Care Stocks Poised for Growth

The Supreme Court ruling upholding the Affordable Care Act boosts this sector's already-bright prospects.

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How to Snag a Deal by Writing an Amazon Review

Companies are willing to send out free items in exchange for an honest review.

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3 Team-Building Exercises That Don't Cost a Dime

Don't deplete the department's budget. If you have time and enthusiasm, you can afford these activities.

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New-style low-cost health cover launched for public sector workers

A new low-cost health insurance product has been launched that aims to bridge the gap between NHS care and private medical insurance, offering cover for most conditions, but with payouts capped at £15,000 a year.

A new low-cost health insurance product has been launched that aims to bridge the gap between NHS care and private medical insurance, offering cover for most conditions, but with payouts capped at £15,000 a year.

New-style low-cost health cover launched for public sector workers
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A new low-cost health insurance product has been launched that aims to bridge the gap between NHS care and private medical insurance, offering cover for most conditions, but with payouts capped at £15,000 a year. HealthBridge, launched by civil service and public sector insurer CS Healthcare (CSH), covers the treatment of all conditions except cancer and heart problems (though policyholders will be able to use the policy to pay for testing and diagnosis of cancer and heart issues). The product launch comes on the back of research conducted by CSH that indicates 23% of public sector workers want private medial insurance (PMI) but cannot afford it. It also comes against a backdrop of the 10m over-65s that existed in 2010 mushrooming to 15.5m by 2030 and to 19m by 2050. Moreover, full private medical insurance is becoming so expensive that the number of people taking out full cover is falling, putting additional pressure on the NHS. A family of four (including two 35-year-olds with two children under 12) living in the South West, Midlands or Wales would pay £56.66 a month for HealthBridge - compared to £180 a month for CSH's own full PMI. Similarly, a couple both aged 60 living in the north of England, Scotland or Northern Ireland would pay £96.54 a month for HealthBridge, compared to £328.16 for CSH's PMI cover. However, HealthBridge comes with caps on payouts. The total it will pay in one year is £15,000, which may not cover everyone's 'care journey', given the average cost of endoscopy is £1,700, ultrasound is £200, a PET scan can be £2,400 and, say, hip replacement surgery is £12,500. However, CSH says it will give customers a choice of three hospitals with a range of fees at which to seek treatment, meaning some customers will be able to source cheaper treatment. There is also a £1,000 cap on what CSH will pay out for consultations under the new plan, and there are also annual caps on the amount it will pay on certain recovery and support treatments: such as £500 for psychiatric and counselling treatments, and £350 for manipulative therapies. Policyholders must also contribute 15% of the cost of their treatment to an annual limit of £250; while the plan is only open to customers aged between 18 and 64 years and 11 months, although CSH says it is committed to continuing cover for existing customers as they age without raising premiums too quickly. A spokesman for CSH says HealthBridge "sets a new benchmark for lower-cost PMI plans". Mark Rothery, chief executive of CSH, added: "The cost of comprehensive private health insurance continues to rise. The introduction of HealthBridge means we can cater for a broader range of needs and budgets, providing quality cover for those at different life stages. The plan delivers quality cover at a premium which is within [everyone's] reach."

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A Ray of Hope as Greece Slips Further into Abyss

Greece slipped deeper into a financial abyss after after defaulting on a loan from the International Monetary Fund. Now it's a question of whether Greece will remain in the eurozone. But there may be a ray of hope.



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7 Cheap Ways to Survive the Scorching Summer Heat

And avoid the high air conditioning bills. 

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9 Tips for Finding an Apartment in Boston

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Revolutionize Your Marketing Strategies & Operations – Register For MarTech Europe & Save £300

Are you ready to boost your company’s ROI through technology-infused marketing? Join the marketing technologists, data scientists and innovators looking to redefine their strategies and operations at MarTech: The Marketing Tech Conference. Register today for MarTech Europe, taking place 20-21...

Please visit Marketing Land for the full article.


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Revolutionize Your Marketing Strategies & Operations – Register For MarTech Europe & Save £300

Are you ready to boost your company’s ROI through technology-infused marketing? Join the marketing technologists, data scientists and innovators looking to redefine their strategies and operations at MarTech: The Marketing Tech Conference. Register today for MarTech Europe, taking place 20-21...

Please visit Marketing Land for the full article.


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Side Hustle 101: How to Make Bank Online

By Anum Yoon The Web is ripe with opportunities to turn your talents or hobbies into profit. For many online work opportunities, all one needs is spare time and a willingness to work. Although the positions below may not rival full-time positions in terms of immediate salary, they can serve as excellent side jobs that […]

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TSB ups Monthly Saver rate to 5%

TSB has increased the rate it pays on its Monthly Saver account from 2% gross/AER to 5%.

TSB has increased the rate it pays on its Monthly Saver account from 2% gross/AER to 5%.

Savers must have a TSB current account to open the Monthly Saver and the most they can deposit each month is £250. The minimum contribution is £25.

After tax, the rate received by basic-rate taxpayers is 4% and higher-rate taxpayers is 3%.

TSB ups Monthly Saver rate to 5%
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TSB has increased the rate it pays on its TSB Monthly Saver from 2% gross/AER to 5%. Savers must have a TSB current account to open the Monthly Saver and the most they can deposit each month is £250. The minimum contribution is £25. After tax, the rate received by basic-rate taxpayers is 4% and high-rate payers is 3%. First Direct's Regular Saver - also only available to its current account customers - pays 6% gross/AER and also has a minimum contribution of £25 a month but its maximum limit is £300. For new customers not wanting to move their current account, the best rate available on a regular saver is 4% from Kent Reliance. TSB has also improved the rate on its 2 Year Fixed Bond from 1.35% gross/AER to 1.5%. Basic-rate taxpayers with £2,000 to put away will receive a rate of 1.08% after tax, while high-rate payers will earn just 0.81%. However, the best rate on a similar bond currently available on the market - according to http://ift.tt/1FB65V5 - is 2.3% gross/AER on Punjab National Bank (International)'s 2 Year - < 3 Year Fxd Rate Deposit. The rate is fixed for 24 months. The minimum deposit is £500 but can only be opened in branch or by post. TSB has also increased the rate on its 2 Year Fixed Rate Cash ISA to 1.5% AER, up from 1.4%. The minimum opening balance is £3,000 and transfers in are allowed. Withdrawals made within the fixed rate period will incur a charge of 180 days' tax-free interest on the amount taken out. The best-buy two-year fixed cash ISA available is currently Kent Reliance's Flexible Fixed Rate NISA Two Year Issue 17, paying 1.85% AER. The minimum opening deposit is £1,000 and transfers in are allowed.

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Uber is haemorrhaging cash

UBER’S race to expand is coming at a high cost for the ride-share upstart. And its facing some stiff competition from a powerful, cashed-up rival.

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Twtrland Rebrands As Klear, Lands $1.5M Financing To Expand Social Media Analytics

Company expands analytics platform beyond Twitter to measure Facebook and Instagram, too.

Please visit Marketing Land for the full article.


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