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الاثنين، 17 أغسطس 2015

Older drivers charged £136 extra to hire a car

Older drivers are being hit with additional fees of up to £136 just because of their age, according to research from rental car broker economycarhire.com.

Older drivers are being hit with additional fees of up to £136 just because of their age, according to research from rental car broker economycarhire.com.

Even drivers with a perfect record could face additional charges, due to the insurance policies held by car hire companies.

Older drivers charged £136 extra to hire a car
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Older drivers are being hit with additional fees of up to £136 just because of their age, according to research from rental car broker economycarhire.com. Even drivers with a perfect record could face additional charges, due to the insurance policies held by car hire companies. According to economycarhire.com, Spanish-based rental company RecordGo has a €58 daily surcharge for drivers aged 70 or older, capped at €192 per hire. At current exchange rates, this could add £136 to the cost of a holiday. Avis charges €6.32 plus tax a day for drivers between 70 and 99, while Polish firm Rentis demands an extra €5 a day from drivers who are older than 75. Check the Terms and conditions Rory Sexton, managing director of Economy Car Hire, said; "Some car hire brokers will ask for your age but still show a vehicle, even though the supplier prohibits rentals for older customers. "Always make sure that you check the terms and conditions, to make sure that the supplier you have selected will actually rent to you. Get in touch with the company or broker you're booking with via phone or email to confirm this information if you are concerned." Companies that don't have a surcharge for older drivers include: Alamo in France, Spain and the US; Maggiore in Italy; and Thrifty in Morocco, Namibia, New Zealand and South Africa. In Portugal, many suppliers don't charge older drivers. Economycarhire.com adds that in some countries, drivers who are over 75 need a doctor's note, dated within a month of departure, to say they're fit to drive.

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‘You might definitely break it’

SOME of the world’s leading experts say Australia is at risk of doing more harm than good in its push to shake up universities.

Source NEWS.com.au | Business http://ift.tt/1hJj4jg

10 ways to improve your finances in one day

In just an hour or two, you can complete a small task to make a big improvement in your financial situation.

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The $535 million Qantas deal

QANTAS has done a deal with Sydney Airport and banked $535 million in cash. It is also in talks with Melbourne and Perth airports.

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University officials look at monorail link to proposed stadium

It's strictly at the brainstorming stage, but University of Nevada, Las Vegas consultants have floated the idea of extending the Las Vegas Monorail to a 42-acre site at Koval Lane and Tropicana Avenue to serve a potential UNLV football stadium and then extend the monorail to the Thomas & Mack Center and the rest of the UNLV campus.

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The 7 Rules on How to Become (and stay) a Successful Financial Advisor

How do you define success?

Success can come from many aspects: life, career, family.

Often I get asked how I became a financial advisor and what has led to my success.

When someone views me as successful, I’m always flattered.  While I do consider myself successful, I’m also very humble.

By industry standards, I’m just a pea.

I’m not a rainmaker, not a million dollar producer, not one of Forbes Top 100 financial advisors.

I don’t have hundreds of millions under management.

successful financial advisor

Most big time producers would probably chuckle if they knew the size of my book of clients.

So why do others and myself consider me to be successful?   Because I love what I do (and it shows) and get paid very well to help people each and every day.

Being a financial advisor is not easy.  That’s something  I really didn’t know when I got started in the business because my naivety and inexperience– but quickly found out.

How hard is it to get started?

When I began my career with A.G. Edwards & Sons in 2002, I was in a training class of around 55 people.  My class ranged from 23 year-olds, like myself, starting their careers to 50+ year-olds attempting a third career.  After completing training and being “in production” (better know as licensed to sell) for a year, our class of 55 had been slashed to less than half.

At my five year anniversary mark, there were only 5 of us left.

If you’re a numbers geek and you use my class as an example of your odds of surviving, then you have a 91% chance that you are going to fail if you decide to become a financial advisor.

How do you like your odds?

As I reflect on my career, I’m truly thankful to many blessings that have been bestowed to me. There have been many emotional roller coasters along the way but I know that the following basic fundamental principles have been the foundation to my success.

So you didn’t think that I was blowing smoke, I recruited two other successful financial advisors, Russ Thornton and Brian Plain, to give their take what it takes to truly succeed in our business.

1. Abide by the Golden Rule

successful financial advisor golden rule

One of the keys to my success has much to do with how I was raised.  My family has always taught me live by the golden rule:

“Treat others the way that I would like to be treated”.

It’s such simple advice that rings true in every situation.  I apply this basic principle in life and most importantly in my career.  If a client calls me while I’m on the phone, I’m sure to call them back as soon as I can.  Why? Because I hate having to wait on someone to call me back and I don’t want my client having to wait.  Same thing on emails and sending out paperwork.

Brian concurs,

Always do what’s right for your client. This will often mean giving up short term financial gain. Do what’s right for your client because it is the RIGHT thing to do. Do it early and often and you’ll see it come back to you in spades.

2. Give 110% and Then Some

This business is not for everyone.  I’ve seen many people get started and think to themselves that they have what it takes only to see them fizzle out in under a year.

What made me different?

Because I wanted it.

My first year, I spent all day and 2-3 night per week cold calling.  Yes, I was that annoying guy that would interrupt your favorite TV show by asking you the following:

“Hi, Mr.  So and So.  My name is Jeff Rose, and I’m calling from A.G. Edwards here in Carbondale.  I”m just calling you today to see if you are an investor and if you are open to new investment ideas from time to time.”

That was it.  That was my magical spiel.  Imagine saying that 100-2oo times a day?  If you weren’t jealous of me yet then I’m sure you’re jealous now :)

After cold-calling, I started hosting lunch and dinner seminars.  I used to beg invite potential clients to a free meal so they can hear me talk about some general investment message.   I used to do one of these every 6 weeks or so trying to get my name out there.  In addition, I would sacrifice weekends setting up booths at trade shows.

I would and have driven over 2 hours to meet with somebody hoping they would do business with me.  There were many highs and lows and I’ve enjoyed every moment.

3. Be Persistent, Not Pushy

financial advisor that is successful is not too pushy

When I first started in the business I had no clients given to me and it was up to me to find new ones.  When I came across someone who was a potential prospect, I was very eager to convert them to a client.

I was so eager I would follow up more so than was properly necessary.  I learned along the way you have to wait until people are ready to act, BUT you still want to make sure they think of you when the time is right.

That’s why it is important to follow up: phone call, e-mail, hand written notes.  Just make sure when you do follow up it’s not too often.

Russ adds a bit of his experience in working in a Wall Street firm,

A Wall St brokerage firm is a sales firm.  I’m not criticizing sales because it’s a critical function in any healthy business.  In fact, though I’m an independent advisor today, I’m still selling my advice.  I guess my point is that you should understand up-front and make a career choice on the basis of what you want, and are willing, to sell to people.

4. Shut up and Listen

How you ever been to cocktail party and got stuck having to listen to a person who felt the need to tell you EVERYTHING about them even though you never asked?  Don’t worry I won’t do that to you :)  One thing about me is that I’m a very curious person by nature.

I like to ask a lot of questions and most importantly: L-I-S-T-E-N.

Brian adds,

Be an educator and share your knowledge. A successful advisor talks WITH clients, not AT clients. Making things simple and understandable isn’t easy, but it is essential.

5. Learn How To Be a Teacher

successful financial advisors teach

“A child miseducated is a child lost.”
John F. Kennedy

One of the surprising aspects of job is how much I play the role as educator.  Most people I work with don’t have the desire to know or understand what the beta or standard deviation is on their portfolio.  All they know is they have worked their butt off to save as much as they have and that money has to last them the rest of their life.  And they are hiring me to help them through the process.

Some part of the process is easy – I need X amount dollars per month to survive – while other aspects can be confusing – I’m looking to set up an A-B Trust to protect my assets from estate tax.  Whatever the circumstance, it’s imperative that all parties have a good understanding of what we are trying to accomplish.

Without that general understanding, and the education of the financial goals at hand, any major bump along the way could jeopardize the desired result.

Russ points out,

When it’s all said and done, it’s the client’s money.  You can give them the best advice and listen to anything and everything they’re willing to share with you, but they have the final say in any decisions that are made.  I’ve found the best way to work with clients is to be a caring educator.  No, I’m not trying to teach them everything I know, but I want my clients to have a thorough understanding of their choices and the possible consequences of each choice they might make.

6. Give a Darn

If you really want to be a successful financial advisor you have to genuinely care about the people (your clients) you are helping.  You can’t look at them as “how much money they have” or “how much you make off of them”.

In 2008 when the market was falling, I could care less about how much I lost.  I was more concerned about all my retired and soon to be retiring clients and how this would affect them.

If you don’t care- truly, genuinely care, then people see right through you.

7. Have Some Faith

“See, the LORD your God has given you the land. Go up and take possession of it as the LORD, the God of your fathers, told you. Do not be afraid; do not be discouraged.”
Deuteronomy 1:21

I can remember in my first year of becoming a financial advisor I had one of the worst earning months of my short career.  I made less in a month that I made when I was still working part-time at GNC making $6/hour while I was in college.

Luckily, I was still young and didn’t have a family to support and I made it. Well, I wouldn’t necessarily say I made it, but I did survive.  :)

What also helped me is having God on my side and giving me the strength and power to not doubt myself and continue forward and succeed.

Brian ends with,

Worry about the things that you can control. Always take care of your clients and do right by them. Don’t be afraid to let them know how they can help you grow your practice. If you’re consistently exceeding your clients expectations, they’ll likely become your best source of potential referrals.

Russ concludes,

There are very few certainties in life.  And there are perhaps even fewer in the financial services world.  But I sleep comfortably at night knowing I’m doing work I love and working hard to take the best possible care of my clients.  I consider my clients part of my extended family and do my best to treat them as such.  Sure there will be problems and obstacles that inevitably pop up along the way, and there’s only so much I can do to minimize these, but I am comforted by the knowledge there is no one else out there that could care about my clients as much as I do.

Thanks for Brian and Russ for contributing!



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PBR official says group took initiative to move to new arena

Sean Gleason wants people to know one thing about the Professional Bull Riders' decision to leave Thomas & Mack Center for the new arena on the Strip starting in 2016.

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What type of home will $300,000 get you in Las Vegas?

For about $300,000 you can get a 2,000-square-foot home with three bedrooms, three baths and a two-car garage in most areas of the Las Vegas Valley.

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Uber, Lyft applications show fees for typical rides

Customers who hail a ride on Uber or Lyft from Mandalay Bay to the Fremont Street Experience can expect to pay about $24 based on rates the companies submitted in their applications to the Nevada Transportation Authority.

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Looking into going solar? Google's Project Sunroof aims to help

Want solar panels but don't know where to start? Google has created a nifty little tool for determining if your home is a good bet for solar power. It combines Google Maps information about your home, local weather history, and estimates from nearby solar providers.

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Amazon boss: ‘You’d be crazy to stay’

AMAZON’S boss has fired back against reports of an abusive culture, saying he would resign if working there were as awful as a recent expose suggested.

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Sandoval's general counsel leaves administration for Resorts World

Michon Martin, general counsel to Gov. Brian Sandoval, is leaving the administration to join Resorts World Las Vegas, the governor's office announced Monday.

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Jeff Bezos would quit ‘that’ Amazon

AMAZON boss has fired back against reports of an abusive corporate culture, saying he would resign if working at the e-commerce giant were as awful as a New York Times expose suggests.

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Marketing Day: Livefyre Enables Ads In Comments, Top 10 Video Creators & Referral Traffic Report

Here's our recap of what happened in online marketing today, as reported on Marketing Land and other places across the web.

Please visit Marketing Land for the full article.


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Las Vegas Club to close at midnight Wednesday

The downtown Las Vegas Club, which was sold last week to the owners of the D Las Vegas, will close Wednesday at midnight.

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Livefyre Enables Ads In Comment Threads

The new option lets publishers sell inventory using their current ad systems.

Please visit Marketing Land for the full article.


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Top 10 Video Creators In July: BuzzFeed Video Still Most Popular Across All Platforms

BuzzFeed Video ranks No. 1 two-months in a row, while Taylor Swift drops four spots and the NBA falls off list completely.

Please visit Marketing Land for the full article.


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Blue Bell Ice Cream coming back to select US stores Aug. 31

Texas-based Blue Bell Creameries will put its products back on store shelves for sale from Aug. 31 as it tries to restart operations after a Listeria outbreak led to a recall of its products and a hit to its reputation, it said on Monday.

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7 Free Ways to Legally Download Your Favorite Tunes

Building a formidable music library doesn’t have to drain your savings account. Artists from all over the world share their music for free! These musicians want their fans to listen to their jukes legally, so they give away a song or two (and sometimes an entire album).

While many people choose to illegally download songs, there’s no reason to. Why take the illegal path when there are plenty of completely legal options to choose from? Thousands upon thousands of free songs are out there, just waiting for you to listen to them.

We’ve compiled a list of the best places to find free music online. Whether you like established or unknown artists, your new jam is only a click away.

1. iTunes

iTunes is hands-down the most popular music marketplace, but most people don’t know it also has a wide selection of free music.

In the “Free on iTunes” section, iTunes promotes artists and gives away some of their songs for free. Check out the section to see the full collection of free songs, plus TV episodes and more.

If you frequent Starbucks, check out their iTunes Pick of the Week cards. (They’re usually near the counter or condiment bar.) You can grab exclusive freebies, including songs, apps and books.

2. Noisetrade

Noisetrade is “a music platform built on generosity.” It’s so generous that it has thousands of albums, all completely free.

Simply enter your email address and zip code to download any music you like. If you want, you can leave a tip for the artist, but there’s no obligation to.

Bonus: They also offer a large selection of free ebooks.

3. Bandcamp

Bandcamp has become one of the largest platforms for musicians to share their work. If the artist chooses to enable the “name your price” option, you can enter zero dollars and grab some free tunes!

With thousands of both emerging and established musicians, Bandcamp has more than enough music to fill your iPod. (Tip: Search the tags for “free music.”)

4. /r/Downloadcodes

Reddit’s becoming a hotspot for more than finding freelance writing jobs.

The /r/DownloadCodes subreddit is full of free download codes for all kinds of music. When Redditors purchase vinyl records that come with a digital download code, they post those codes on this sub for others to enjoy.

If you see a title you like, act fast! Many of the codes posted are only valid for one download, while others allow for up to 10.

Tip: Make sure to sign in and leave a comment to thank the poster if you use a code.

5. SoundCloud

SoundCloud features a worldwide community of users who share their music via the site’s simple interface. You can stream albums and interact with musicians, and you can also get free downloads of thousands of songs.

If the uploader has the download option activated, you’ll see a Download button below the music player. Search the tags for free music or check out this SoundCloud group for free downloads. You just might find your new favorite musician.

6. Amazon

Music is just one of the many freebies you can get from the online giant. They offer a sizable selection of singles and albums from popular and up-and-coming musicians. Check out the free album listings and the free MP3 singles listings. Both are regularly updated with new tunes.

If you’re an Amazon Prime member, you can get even more free music (not to mention other cool perks).

7. PureVolume

If your favorite bands hit their peaks a decade ago, there’s a chance they’re on PureVolume. While the site has become less popular recently, it was the talk of the web throughout the mid-2000s. Many bands, including well-known acts, have posted their songs for free download.

To simplify your search, PureVolume gives you a chart of the site’s top downloads, all for free! While a few of the downloads are no longer available for whatever reason, the majority of them are completely valid.

Your Turn: What’s your favorite place to legally download free music?

Disclosure: We have a serious Taco Bell addiction around here. The affiliate links in this post help us order off the dollar menu. Thanks for your support!

Ian Chandler is a freelance writer based in Ohio, currently studying English at Kent State University.

The post 7 Free Ways to Legally Download Your Favorite Tunes appeared first on The Penny Hoarder.



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Cars We Remember: The Kaiser Manhattan and a legacy that continues

Q: Hi, Greg, I enjoy reading about your experiences with cars from the 1950s and 1960s, and am writing about the Kaiser Manhattan, which is a car my father owned back in 1953. Can you tell me about the final year of 1954, when Kaiser finally shut their doors to car manufacturing? I remember that my dad said it was an excellent car. Thanks much in advance if you use my letter, Charles L., retired at age 79 and not very computer literate in Massachusetts.A: Charles, I’d be [...]

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Silvio Calabi: The new Edge Sport is among Ford’s best

Sometimes a car isn’t what you thought it would be — it’s more luxurious and powerful, quieter and better equipped than expected, plus a lot more expensive. The old Ford Edge was a mid-pack, midsize, two-row crossover wagon on par with, oh, the Toyota Venza; likable enough but no big deal. This one, however, makes me think of an entirely different Toyota: a Lexus RX350. Ford redesigned and rebuilt the Edge so thoroughly for 2015 that they should have changed the [...]

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All in the family: Longtime Realtor passes baton, but keeps his hand in

Every day, Frank Carr heads over to the lake next to the Chateau Restaurant in Tannersville, which he built as a developer 45 years ago, to feed a swan.“That’s his baby,” said daughter Cindy Carr-Knecht.There used to be many swans, but now one remains and Frank visits it faithfully.He also spends the early part of every workday stopping in the office of the real estate company he has run for more than half of the 84 years of his life. His wife of 60 [...]

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Deeds, Sunday, Aug. 16, 2015

Eldred TownshipJoseph T. and Charlotte V. Earles to Donna Deluzio, Eric Bell and Patricia Bell, Final Plan Phase I, Hideaway Golf & Country Club, $266,750Jackson TownshipSorin A. and Simona Stroe to Robert and Sarah N. Demaio, Lot 1, Minor subdivision Annexation Plan of Glenn and Sharon Higbie, Tax Map 08/94419, $239,000Paradise TownshipYoung Jin Wo, In Kyu Woo, Yo Ok Kim to Kenneth and Eileen Ryan, [...]

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Company recognizes employees working behind the scenes

When auto dealerships select Employee of the Year award winners, it usually involves the sales team or sales management.But Halterman’s Toyota/Scion/Mitsubishi, in presenting the first annual awards from employee voting, recognized two employees more for their support of the company’s ongoing growth – Nick Sisson, who heads the Service Line Department, and Darren Deopersaud, the Used Car Service manager.“It meant a lot to me because the majority of [...]

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Wendy’s restaurant coming to Tannersville

A Wendy’s restaurant proposed in Tannersville is expected to win final approval Monday night.

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Kahr Firearms officially opens in Pike County

The gun maker, which broke ground on the 40,000 square-foot building in May 2014, marked progress in its move to Pennsylvania.

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Ride & Drive: 2015 Ford Edge

I was impressed with the previous generation Ford Edge.After spending a week behind the wheel of the all-new, 2015 Edge crossover utility vehicle, I’m absolutely blown away.Remade in nearly every detail, the current generation Edge features improved driving dynamics, new body structure and a redesigned suspension system developed specifically to better isolate road imperfection and absorb noise without compromising handling.Unlike truck-based crossover [...]

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The Shawnee Inn and Golf Resort Hosting Job Fair

The Shawnee Inn and Golf Resort, located in Shawnee on Delaware, Pennsylvania, is hosting a job fair on Wednesday, August 12, from 2 p.m. — 4 p.m. and 6 p.m. — 8 p.m. in the Waring Room.As summer workers, including many students, move on for the season, it is time to replenish its staff. Shawnee Inn is seeking to fill vacant positions in every department. Managers will be available to conduct on-the-spot interviews at the job fair. Immediate [...]

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Restructuring talks between Caesars, bank lenders break off

Caesars Entertainment Corp. has broken off negotiations with several first-lien creditors who had not yet signed on to the company's massive restructuring effort for its largest operating division.

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For Major Publishers, Facebook Referral Traffic Passes Google Again

Continuing the trend of social media referral traffic gains, Parse.ly data shows the social network pulling ahead of Google by three percentage points in July.

Please visit Marketing Land for the full article.


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I’ve Got House Envy, But Is Remodeling Worth the Cost?

home remodeling

A major home improvement project can really disrupt your life — and your wallet.

Just like many homes built in the 1980s, ours has two separate living rooms and a floor plan that is far from “open concept.” But ever since we purchased this home in late 2013, it’s never really bothered us.

For each thing I don’t love about this house, there are a million things I adore. We’re in one of the top school districts of the state, after all. Plus, our home is spacious and clean, with enough bedrooms for everyone and a private office. Even better, this house is extremely affordable. Even on a 15-year loan, the payment would be easy to make under almost any circumstances.

Unfortunately, something happened that made me question whether I could make my home better. I made friends with a neighbor who turned her similarly-styled house into an open-concept home. One look at the way she removed the walls between her separate living areas and, all of a sudden, my wheels were turning.

And while my heart was thinking of all the ways this could improve our experience in our home, my mind and pocketbook were screaming: “Nooooooooooooooooooooo!”

I already have a house I like, so why mess with it? And further, would the money we spend really be worth it?

House Envy: It Happens

This is exactly how it happens, isn’t it? You’re perfectly happy with your home until you see a new episode of “House Hunters,” crack open a new copy of your favorite home remodeling magazine, or see an update or upgrade someone else has done and fall in love.

Even though I’m extremely frugal, this has happened to me with every home I’ve ever owned. For some reason, a nagging voice inside of me always wants to make things better than they are now. Always. The good thing is, I am usually able to squash that voice and make home improvement decisions based on the bigger picture.

But, what about this time? Now that we’re older and convinced that this is our “forever home,” does a major home remodeling project make sense?

The Pros and Cons of a Major Home Remodeling Project

After talking to a friend who’s a contractor, we’re estimating that, after removing the walls, redoing the drywall, creating a new coat closet to replace the one I would lose, and replacing all the floors, I would be out around $15,000. Here are the pros and cons I considered right away:

The benefits of creating an open-concept floor plan:

  • Our main living area would be larger, which would give us more room to spread out. At the moment, we have two medium-sized living areas that sit right next to each other. Opening them up would create a larger space, which would be a lot more practical for the way we live.
  • We would end up with less wasted space. The way our downstairs is set up now, we have a huge foyer. If we removed the walls the broke up our lower level, that space could serve as an extension of our living area.
  • It would look better and more up-to-date. When I walked into my friend’s open concept home, I couldn’t help but note how much better it looked. By opening up the floor plan, we would have a more modern home, but with the expert construction and quality of an older one.
  • It would possibly improve the resale value of our home. Since many people want open-concept homes, creating that look would likely make our home more marketable if we were to sell. Further, the resale value would probably inch up slightly.

The cons of spending $15,000 to upgrade our home:

  • I can think of better ways to spend the money. No matter how much I want something, $15,000 is a lot of money. I’m not sure I can stand to part with it, especially since we have so many other financial goals and two small children with a constant stream of needs.
  • We don’t plan to move, so our home’s resale value isn’t that important. Since this is likely our forever home, its resale value is a moot point. Remodeling to increase our home’s value makes no sense if we never intend to sell.
  • Major home construction projects are a huge pain. I can already imagine how much dirt and dust a huge construction project like this would create. Since I work at home, a project like this one would also mean I would have to work somewhere else for a while.
  • It might cost more than we think. Even though I have estimated costs for nearly every component of the project, it’s possible that other expenses could crop up. For example, what if our furniture no longer works in the larger space? Or maybe the company we hire would find some issue that needs repair once they start tearing down walls. No matter what, you never know about those type of things until it is already too late.

Putting Our Home Improvement Dreams on Hold

While I’m frugal at heart, I am normally fine with paying for common sense upgrades for our home. We both work here and live here, after all, and I want all of us to love where we live. Still, part of me knows that there is no such thing as a perfect home. 

After much thought and deliberation, we decided to wait it out. With so much money on the line, we felt it made sense for us to kick the idea around for a year or two to see what happens. After all, dreams change, and some things that seem like a good idea one day may not the next. Plus, what’s the hurry?

If it still seems like a good idea two or three years from now, perhaps we’ll take the plunge. But right now, I want to take some time to let the whole situation run its course. A major home remodeling project almost never goes smoothly, and right now, we’re choosing to be happy with the home we have.

Have you ever weighed the pros and cons of a similar decision? If you could make one update to your home, what would it be?

The post I’ve Got House Envy, But Is Remodeling Worth the Cost? appeared first on The Simple Dollar.



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Hornitos Takes Virgin Agave Skydiving In #NotJustAnyAgaves Social Campaign

The tequila brand seeks to differentiate itself by introducing a daring agave character to represent its uniqueness.

Please visit Marketing Land for the full article.


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Amazon battles claims of 'brutal' place to work

From a mid-level engineer to the CEO, Amazon employees are fighting back hard against accusations that the company treats its workers deplorably.

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When Internships Go Bad: Stories of the World’s Worst Interns

Eight horror stories about interns who just didn't get it.

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Cars We Remember: The Kaiser Manhattan and a legacy that continues

Q: Hi, Greg, I enjoy reading about your experiences with cars from the 1950s and 1960s, and am writing about the Kaiser Manhattan, which is a car my father owned back in 1953. Can you tell me about the final year of 1954, when Kaiser finally shut their doors to car manufacturing? I remember that my dad said it was an excellent car. Thanks much in advance if you use my letter, Charles L., retired at age 79 and not very computer literate in Massachusetts.A: Charles, I’d be [...]

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The 8 Underused Components of Compelling Content That Readers Love

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Do you wonder why people don’t seem to care about your content?

You’re targeting interesting keywords and sharing your content with the right communities but only get a few hundred views and a couple of comments if you’re lucky.

If you’re in this situation, you’re doing most things right.

But there’s at least one major thing holding you back. Most likely, it’s because your content isn’t quite good enough.

Ouch. I know that stings. But the reason that it isn’t quite at the level it needs to be isn’t because you don’t know your niche or can’t write a good blog post. It’s because your content isn’t compelling. 

There’s a big difference between content and compelling content.

This is something that even experienced marketers don’t seem to fully grasp, and I have proof.

It’s no surprise that content marketing is growing. It’s a trend that I expect to continue for the foreseeable future. Compared to last year, 70% of marketers are creating more content.

Clearly, marketers know that content can be powerful.

So, how come only a minority of businesses are finding success with content marketing?

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As you can see, 42% of marketers believe that content marketing is fairly neutral for their business in terms of effectiveness. It produces mediocre results.

A further 19% of marketers do not find it effective for their organization.

Why? Because not all content is created equal.

You can’t just slap together a blog post once a week and expect the leads to start rolling in. You have to earn them.

And you do so by creating compelling content.

Once you understand how to create it, however, you’ll start seeing much better results with your content marketing:

  • more traffic
  • more shares
  • more engagement
  • better conversion rates

Before we get started, let’s look at what I mean by “compelling content.”

I’m talking about content that:

  • resonates - people feel like you’re writing for them. They relate to not just what you write but also how you write.
  • converts – compelling content engages people. It sucks them in so they pay attention and eventually trust what you write. This leads to more subscribers, more leads, and more sales.
  • matters - perhaps most importantly, compelling content makes readers feel something. They care about the content, which is what drives them to take action. Modern content can’t just inform. It must also distract, entertain, and inspire, and do so in an enjoyable way.

So, if you’re interested in learning how to make your content more compelling, read on. In this post, I’m going to break down the 8 components of compelling content.

1. Set the stage with your headline

I bet you’ve written a few posts that might be considered compelling content.

And yet, you still didn’t get terribly impressive results.

There’s a very good chance that you slacked a bit when creating your headline.

Your headline is your first possible chance to gain or lose the interest of a reader. There’s a lot of pressure riding on the 5-15 words that describe your content.

On average, eight out of 10 people will read your headline. But from these eight people, only two will continue to read the article.

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That means that if you have an average audience and an average headline, you’ll essentially lose 80% of your potential audience before you’ve even started.

So, if you have compelling content in the body of your article, make sure you also have a compelling title.

Upworthy, one of the most well-known clickbait sites, found that traffic varies by up to 500% depending on the headline.

Think of how this compounds over time. If you’re an expert headline writer, your traffic will grow exponentially faster than someone else’s who is better at producing content.

Start with the headline, then move on.

Interest and curiosity go hand in hand: One of the fundamental requirements of compelling content is to be interesting for your readers.

You can’t learn from or get absorbed in content unless you are interested in it first.

While a lot goes into creating a powerful headline, there’s one simple concept that you should focus most of your effort on: the curiosity gap.

When you would like to find out an answer to something that interests you, the space between what you do know and what you don’t know is called the curiosity gap.

When used properly, it can have a dramatic effect on many aspects of your business. Joanna Wiebe was able to use the curiosity gap to increase clicks on a pricing page by 927%.

Essentially, it boils down to creating interest and uncertainty in your reader’s mind.

Your headline needs to leave something to be answered, but if the gap is too big, readers won’t bother clicking it. You need to find the right balance:

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How BuzzFeed creates a curiosity gap: Buzzfeed is a site similar to Upworthy. Its whole business is based on curating content created by other people that didn’t get much attention when first posted and then applying the curiosity gap principle to the headline.

Although not everyone is a fan of these headlines, they illustrate the basic principle of a curiosity gap really well.

In a robust analysis on MiniMaxir, Max Woolf examined over 60,000 BuzzFeed articles.

He found that 26% of the articles were list posts, e.g., “X things” or “X ways”. They have become increasingly popular over time because they work:

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Let’s look at an example of a BuzzFeed headline to examine how the curiosity gap was used:

23 Struggles All Londoners Will Understand

It’s clear who would find this article most interesting: Londoners.

This is interesting to them because they want to see if they recognize all the struggles. While they probably could guess many of them, their curiosity would spur them to find out what the rest of them are.

Notice that the word “struggles” was chosen instead of “things”. “Struggles” is more specific (to make sure the gap isn’t too large), and as a bonus, it even taps into the self-deprecating nature of most resident Brits.

It’s one thing to recognize a headline that creates a curiosity gap, and it’s quite another to create one.

Let’s break it down step by step…

Step #1 – Make your topic clear: At least a few words in your headline should be dedicated to making your topic clear.

Here’s a recent headline from Upworthy:

5 Planned Parenthood services that aren’t the least bit controversial

The topic is clearly Planned Parenthood services.

If you’re not familiar with the organization, Planned Parenthood helps prepare women for pregnancy by offering a variety of services.

Planned Parenthood appeals to a wide audience in the United States since almost all women are familiar with the service and interested in it one way or another.

Step #2 – What would readers not know? Once you’ve decided on the topic, you need to figure out what you can teach your readers.

In this particular case, Planned Parenthood is well known for providing abortion services. Obviously, this is controversial in the United States.

Although people are interested in the topic of Planned Parenthood, most only know about the abortion controversies. However, the author knows that Planned Parenthood also provides other valuable, non-controversial, services that help future mothers.

Step #3 – Give clues to an answer, but don’t be too specific: Now that you’ve decided what your readers do know (the topic) and what they don’t know, you’ve created a gap.

But right now, that gap could be any size. The more specific you can get, without giving away the answer, the more curious your readers will be.

The easy way to do it is to simply list the number of items in the post. BuzzFeed relies on that to quickly generate these types of headlines.

In our example, it’s “5 Services.” Most headline readers would only be able to name 2 or 3 services, which means the gap is manageable.

However, imagine if the title was “50 services.” All of a sudden, the gap is huge, and curiosity goes down because the reader is nowhere close to the answer.

Step #4 – Make it irresistible: If you want to crank up the curiosity factor another notch, simply imply that your readers don’t know the answer.

Use words like:

  • unexpected
  • surprising
  • secret
  • confidential
  • impossible
  • shameful
  • you’ll never guess
  • odd
  • exciting

In our example, most readers could name controversial treatments, so an article about them wouldn’t be very enticing.

But in this case, the authors wrote about non-controversial treatments, which is something people don’t usually associate with the organization.

Using that short phrase has the same effect as saying “unexpected” or “surprising.” Now a reader can’t assume that they probably know what the article is about. They have to start reading it if they want to find out.

Some people think using a curiosity gap is a cheap trick. It can be.

When you write a headline with a curiosity gap, you’re making a promise to potential readers. If you don’t deliver by truly teaching your readers what you promised (those services had better be non-controversial), they will feel tricked.

It’s up to you to make promises that your content can keep. But that’s where all the other components of compelling content come in.

2. One dimensional is boring

Have you ever attended a lecture where a professor just talked for an hour?

If someone could harness that sleepy feeling you inevitably get at such lectures, they would make a fortune with a product that instantly puts people to sleep.

That kind of lecture is a one-sided conversation—much like many blog posts are, where someone is simply stating facts or talking about themselves.

This bores people because there’s no one that most people care about more than themselves.

You’ve probably known someone who always rambles on about their life, never letting you get a word in. They get boring fast.

Wouldn’t you love it if you had a little “x” button that you could click to leave one of these one-sided conversations?

On the web, you have just that. If you lose interest in a topic because you’re simply being lectured, you can move onto any one of the millions of other websites.

So, onto the problem at hand. At least for the time being, your content is solely consumed. Unless you’re holding webinars or social media chats, content is produced by you and then read, watched, or listened to by readers.

There are two main strategies you can employ to help deepen your readers’ interest and engagement in your content:

  1. Keep it stimulating
  2. Make it as interactive as possible

How to make content more stimulating: The best professors in universities and colleges don’t simply read off a sheet or PowerPoint for an hour during a lecture.

Instead, they keep students’ attention by jumping around so that the students are forced to pay attention and stay engaged (at least a little bit).

We can do the exact same thing with our content.

In order to stop our text from dragging on and on, we can break it up with a variety of “rich media” and formatting.

Formatting is the simplest place to start. Write short paragraphs and sentences that are easy to digest. Use different font sizes, bold, and italicize to emphasize important parts of your article for scanners.

Like I said, formatting is easy. But when it comes to rich media, people tend to get lazy.

The most basic type of rich media is images. You should have at least 1 image (or other rich media) for every 350 words.

There are many types of images that are perfect for web content:

  • graphs
  • charts
  • screenshots
  • custom images (mini-infographics)

Every single one of my posts starts with one:

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Think about it from your readers’ point of view: if you open a page and all you see is a lot of text, you’ll feel intimidated by the information thrown at you.

A picture allows your readers to quickly get a sense of what the article is about and scroll down a bit, which feels like making progress.

In addition to images, you can also use videos:

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Videos are great for breaking up long pieces of writing and can be the easiest way to walk readers through a process you are talking about.

How to make content as interactive as possible: As I said, most current web content is a one-sided conversation.

However, yours doesn’t have to be. It can be in that minority of interactive content.

The term “interactive content” covers a wide variety of content:

  • embedded social media
  • quizzes
  • games
  • surveys

Here’s an easy example that anyone can incorporate—an embedded tweet:

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As the name implies, interactive content describes any content that a reader can engage with by either clicking, typing, or performing some other type of action.

It forces the reader to pay attention.

The downside is that there are many types of interactive content, and not all are created equal. Some quizzes can be fun, while others are boring.

Going back to our analogy, interactive content is like a professor asking students questions. If it’s an important question that can encourage discussion, it’s a good thing. But if the professor is asking mundane questions, or questions every minute, it will get boring quickly.

If you see an opportunity to include interactive content in which a reader is likely to be interested, go for it. Just don’t go overboard.

3. Immersion is a solid state – don’t break it

Sometimes I read a blog post that seems disjointed.

It’s easy to tell that it’s been written in distinct sections that don’t connect to each other well.

While this might seem okay at first, it will interrupt any momentum a reader initially experienced reading the content.

If you’ve taken my advice from the past, you outline your posts into sections before you start writing. This is great from an efficiency standpoint.

However, the part that most bloggers get lazy at is editing. One of the most important jobs of an editor is to make sure that all parts of the article flow smoothly into one another. They should all logically connect to each other.

Once you have your headline, make sure your content reflects that.

The headline and the intro both help you set up the premise of the “story.”

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The intro needs to induce just as much curiosity as the headline. It is the second most important section of the page (after the headline).

It should flesh out the main problem or promise in the headline and lead naturally into the first sub-section.

Common mistake – one headline isn’t enough: Eventually, all bloggers mature and understand that they should be spending a considerable amount of time and effort on the main headline.

It’s what draws people in and gets them to give the rest of the content a chance.

What many do not realize is that a similar amount of attention should be paid to subheadlines.

You also might not know that the average reader only reads an average of 20-28% of a post even if they like it. In other words, the average reader only skims the post you put hours into creating.

Guess what skimmers look for? Content that stands out.

They’ll see pictures and other rich media, but mostly, they’ll see your subheadlines.

If you write a plain headline, you’ll never grab their attention. The ideal situation is to create mini curiosity gaps in each section.

Notice that I didn’t just call this section Write good intros and subheadlines. Any skimmer will just say “duh” and keep scrolling. But when you suck a reader in, you get them to read your text—that makes a few good points—in full.

Here’s another example from a past post:

image13

All of your subheadlines should tell a story and be relevant to the main topic.

If you can grab skimmers’ attention with one or more subheadlines, they will start reading that particular section with more attention.

If that section is particularly well-written, they will go back to see what they missed.

One good subheadline can be the difference between an engaged reader and one who quickly skims your content and leaves.

4. It’s not an article, it’s a story

It’s important that you understand this distinction.

You can call your content an article, a blog post, or whatever you want. But the way you write your content will determine if it’s compelling or not.

When most people think of an “article”, they think of a newspaper article—an objective look at a particular topic that simply states facts.

This is not what blog content is about.

I’m biased when I write, and I need to be. You can’t write compelling content without caring about the topic or not having an opinion about it.

Why do you think there are so many health and nutrition blogs?

If I simply wanted to know how to be healthy, couldn’t I just read the New England Journal of Medicine?

Of course, I could. But for most people—like for me—that would be boring.

They want to read a story that makes the facts relevant to their lives.

Always remember that you are telling some sort of a story to your reader. I don’t mean like a fiction novel, but you are illustrating how what you’re writing about fits into your reader’s life, making your reader the “hero” of the story.

One thing that almost all great blogs do is they engage their readers by using words such as “you,” “your,” “our,” “I,” etc.

Your intro should tell the reader how they will benefit:

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And it’s not just the intro. You should be writing your entire post as your reader’s story.

5. If you don’t back it up, your reader will click the “back” button

One of the things I hate most about typical posts written on success is that they are all fluff, no substance.

As soon as I see that the writer makes a claim without backing it up with a credible source, I lose interest.

I’m not special—most people are like this. If your audience is particularly uneducated, you might get away without citing your sources, but it’s pretty rare.

As you can see in my blog posts or guest posts, I try to back up every single claim and opinion with a solid statistic or source. It’s one of the key factors in writing a data-driven post.

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This is a lot of extra work. At first, it might take you an extra hour or two per post to research everything you need. But you will get faster over time.

I didn’t always back up everything with tests and data. But when I started to, I saw a huge difference.

All of a sudden, readers were spending over 30 minutes reading my posts.

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My on-page metrics improved, and so did my traffic.

Get in the habit of finding relevant statistics and studies when you make a claim, or provide your own data.

6. All content needs this – wait for it…

According to Freytag’s pyramid, there are 5 parts to a story:

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The peak of the story’s plot is the “climax,” which is where the main action takes place.

Remember our curiosity gap created in the headline? The climax is the point just before you resolve it.

The tension is unbearable for the reader, and they will read on almost no matter what. House on fire? “It can wait until I’m done reading this post.”

Shortly after the climax, there is the big “reveal.” This is where you relieve that tension by providing exactly what you promised.

It’s crucial that you deliver, or the reader will be disappointed. This is the main reason why many readers do not like sites like BuzzFeed and Upworthy. They make incredible claims in the headlines, but they rarely back them up.

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Now, your content isn’t a typical story in a novel.

However, you still need a climax and reveal.

In one of your (likely) final sections, you need to show your readers something new and exciting. They are looking for a definitive solution to their problem described in your article, and you need to deliver it.

This can look like many different things, so don’t think there is a right or wrong answer.

Some bloggers, Seth Godin for example, write posts that have only a climax and reveal. Seth writes incredibly short, but insightful, posts:

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It’s a very different approach from mine, but it works very well for him.

In every article, he adds some unique or new insight into an important concept. He’s the master of putting complex topics into simple, understandable terms that actually do have an impact on his readers’ lives.

My posts, on the other hand, are thousands of words long. My goal is to create definitive posts on whatever I’m writing about.

Yes, there’s going to be duplicate information for my more experienced and advanced readers. However, no matter how advanced they are, they’ll always learn one or two important things (minimum) that will help them be better marketers.

I’ve taken this approach to help the widest possible audience, and I think it has worked well so far.

7. What the heck do I do now?

Everyone has had those classes in school.

The teacher explains a new relatively complex subject and then gives you a loaded question at the end.

Cue a blank stare at paper.

It’s tough to go from listening for an extended period of time to taking action of any kind. You’re in a mindset of absorbing information, not applying it.

Having readers apply what you write about is good for three reasons:

  1. They get more out of it - If readers don’t apply what you teach them about, they won’t fully understand it. Consequently, they won’t get as much out of it.
  2. It’s more fulfilling - I’m guessing (hoping) that you create content first and foremost because you want to help your readers. There’s nothing more fulfilling than seeing a reader put your advice into action and succeeding.
  3. They’ll remember it - If someone takes action and gets a good result from it, they will remember where the original advice came from. This will lead to more subscribers, more engagement, and more long-term fans.

How does this translate to compelling content?

Compelling content needs to be as actionable as possible.

Whenever I write about a tactic in an article, I try to break it down step by step for my readers. For example:

image07

I strive to make it incredibly easy for my readers to see exactly what and why I’m doing something. That way, not only do they get an example but they also understand how to apply it to their situation.

Compelling content should not only inspire action but it should also show readers how to take it.

8. What’s your point?

The final part of compelling content is a concise statement of its value.

All good content has some sort of point it’s making (often more than one).

After reading an article, a reader has likely taken in a lot of information (depending on the length and detail).

If you’ve done your job right, they’ve read most words and even understand how to use most of your advice because you’ve provided clear examples.

Now, those examples are really introductory examples. Imagine that you just learned your basic addition and subtraction skills and someone asked you what 2+2 is. You understand how it works on a basic level.

But then you get to the more complicated questions that require you to combine everything you learned. This is where it gets tricky.

The final part of compelling content is putting the pieces together. Recap the main point of the article, the problems you have solved, and the ways your readers can apply what they’ve learned in their own lives.

I end every post with the “Conclusion” section, but you could call it whatever you like:

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The important thing is that it’s concise and it contains a valuable message.

Really zoom in on the most important thing you want your readers to do after reading your article. In the above example, I ask my readers to pick one or two aspects of technical SEO to learn more about.

Conclusion

Compelling content isn’t a mystery. You just need to know its components.

Incorporate some—ideally all—of these components into your content, and I think you’ll be pleasantly surprised to see how the quality of your content and your readers’ engagement increase over time.

If you’re ever unsure of how compelling your content is, read it from your average reader’s point of view. Ask yourself how interesting it really is and whether it inspires you to take action (whatever action you want your readers to take).

If you have any questions about creating compelling content or have any great examples of your own to share, please leave them in the comments below.



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