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الثلاثاء، 17 يناير 2017

100+ Awesome Scholarships That Will Help You Pay for College

If applying to college is a nerve-wracking experience, then I’m not sure how to explain the fear and dread involved in paying for it once you get in.

But wait, it gets worse: student loans, anyone?

Before you know it, your excitement about getting into college can be totally trumped by anxiety about costs.

Luckily, there are thousands of scholarships for college students that can help you pay for school. Whether you’re in high school, college or even graduate school, you’re likely eligible for a fair amount of money.

You don’t need to get straight-A’s, be in dire financial straits or participate in a ton of extracurricular activities every day to earn a scholarship. In some cases, a special skill or interest area — like having creative ways of earning or saving money — can help you win money to use for tuition, housing or textbooks.

Here’s a list of 100 awesome scholarships to get you started on your search. Application rules and deadlines can change, so be sure to read all of the eligibility requirements on the funding organization’s website before applying.

Happy scholarship hunting!

Scholarships With Multiple Deadlines

These organizations offer awards several times a year — during spring and fall semesters, quarterly or even monthly. Even if you’ve missed the earliest deadline this year, take a look to see if there’s another one coming up!

1. AfterCollege Succurro Scholarship

Full-time undergraduate and graduate students with at least a 2.5 GPA can apply for this $500 scholarship that chooses one winner per quarter.

2. AfterCollege/AACN Scholarship Fund

This fund awards a scholarship of $2,500 each quarter to students enrolled at an American Association of Colleges of Nursing (AACN) member institution. Awards can be used toward bachelor’s, master’s or doctoral degrees in nursing.

The selection committee gives special consideration to students enrolled in a graduate program to become a nurse educator; students completing an RN-to-BSN or RN-to-MSN program; and those enrolled in an accelerated program.

3. CollegeSTEPS Sweepstakes

Wells Fargo sponsors this award, which is open to high school students ages 14 and up, and all undergraduates. A total of 12 applicants — six high school students and six college students — are selected throughout the year via random drawing to win $5,000 each.

4. Courage to Grow

This monthly scholarship award of $500 is available to high school juniors and seniors, and college students with a GPA of 2.5 or higher. You’ll have to submit a short essay.

Entries are due on the last day of each month.

5. United States Senate Youth Program

Two high school juniors and seniors from each state, Washington, D.C. and the Department of Defense Education Activity are chosen each year for this program, which includes a $10,000 scholarship. The 104 selected students will travel to Washington, D.C. as delegates for Washington Week. Applicants must be participants in student government. A principal or teacher nomination is required.

Deadlines range from July to November, depending on your state.

6. College JumpStart Scholarship

Open to anyone in grades 10 to 12 or currently enrolled in college, along with nontraditional students, the College JumpStart Scholarship offers various award amounts to students who are committed to their educations and their communities. Submit a brief personal statement about your goals and achievements to apply.

You have two deadline options: April 15 or Oct. 17.

7. “No Essay” College Scholarship

Yes, there’s a scholarship you can win without writing an essay! Niche.com offers this monthly drawing, which is open to all high school and college students, as well as anyone planning to enroll in college or graduate school within 12 months.

Enter once each month to win $2,000.

8. $1,000 Local Survey Sweepstakes

Tell Niche.com about your neighborhood and be entered into a monthly drawing for $1,000. Submit a new entry each month for a better chance of winning.

9. CaptainU Student-Athlete Scholarship

High school and junior college students who play sports and plan to attend a four-year college can apply for this $2,000 award. You’ll need to promote CaptainU on your Facebook page to have the best chance at one of the quarterly prizes.

10. Ronald McDonald House Charities Scholarships

The Ronald McDonald House Charities offers a handful of scholarships open to high school seniors. To be eligible, you just have to live in an area where there is a participating RMHC chapter.

The deadline for current applications is Jan. 17, 2017. The application period for the 2017-18 award year will open in October 2017; deadlines vary by scholarship.

11. The Festivus Scholarship

Students returning to school after a gap in their education can earn $250 by winning four rounds of quizzes on common knowledge facts. Enter by registering at the Common Knowledge Scholarship Fund and entering the fall quiz (typically begins in early September) or spring quiz (typically starts in early January).

12.DoSomething.org Campaign Scholarships

Volunteer your time for any DoSomething.org campaigns (examples include hosting a canned food drive or sharing ways to combat bullying), and you could win up to $22,000. Submit photos of your campaign work to enter.

The only requirement is that you’re between 13 and 25 years old; if you’re not in college when you win, the organization will hold onto your prize until you head to college.

13. CoffeeForLess.com “Hit the Books” Scholarship

If you’re a college student between ages 18 to 25, you can enter to win $500 by writing a 500-word essay on why your education is important to you. You’ll score bonus points if you can work your love of coffee into your essay.

One winner is chosen each spring (apply by Jan. 31) and fall (apply by Sept. 30).

14. Cappex Easy Money Scholarship

Every month, Cappex chooses a winner for its $1,000 scholarship. Any high school or college student may apply. This really is easy money — all you have to do is complete the application on the website, and you’ll be entered to win.

The next deadline is Jan. 31.

15. Golden Key International Honour Society Scholarships

Golden Key International Honour Society is based on three principles: academics, leadership and service. It offers more than half a million dollars in scholarships each year to its undergraduate and graduate members.

Deadlines vary by scholarship.

16. Odenza Marketing Scholarship

If you have at least a 2.5 GPA, submit two short essays on given topics to be considered for a $500 scholarship. This scholarship is open to American and Canadian students ages 16 to 25.

The deadline is March 30 for the spring scholarship contest; there’s another round in the fall.

17. College Jumpstart Scholarship

This annual, merit-only scholarship is open to high school, college and nontraditional students. A $1,000 scholarship is awarded each spring and fall. A short personal statement is required.

Apply by April 15 for the spring competition.

18. MigVapor Essay Contest

Applicants must write an essay about “a viable solution to help smokers make a positive change in their lives” and include topics such as e-cigarettes and vaporizers. This award is open to all full-time undergraduate and graduate students over age 18.

There are three awards; you could win up to $1,900. The application cycle reopens each semester.

The deadline for fall 2017 is May 31.

19. Congressional Hispanic Caucus Institute Scholarship Program

Latino students with financial need may apply for one of four Congressional Hispanic scholar-intern programs. If selected for this summer internship program, you’ll receive hourly pay and a scholarship of up to $5,000. Deadlines vary.

Scholarships With Single Deadlines

Don’t miss these scholarship deadlines — they only come once a year.

20. “You Deserve It” Scholarship Sweepstakes

Offered by ScholarshipOwl, simply create an account on the scholarship-finding website, and you’ll be entered to win this $1,000 scholarship.

The scholarship is available to any high school or college student who’s at least 16 years old.

Deadline: Jan. 29

21. Redfin Scholarship

Write up to 800 words on the given prompt, which focuses on affordable housing, to win this $2,500 scholarship. The scholarship is open to high school seniors, as well as college freshman, sophomores and juniors with a 3.0 GPA.

Deadline: Jan. 31

22. ARRL General Fund Scholarship

Students with an active amateur radio license may apply for more than 80 scholarships.  Transcripts are required, but students in any field of study may apply. Awards range from $500 to $5,000.

Deadline: Jan. 31

23. Carole J. Streeter, KB9JBR, Scholarship

Students with any active amateur radio license and basic Morse code knowledge may apply for this $1,000 award. Preference is given to students in a health-related major.

Deadline: Jan. 31

24. SuperCollege Scholarship

High school, undergraduate and graduate students, along with adult students planning to enroll in the next 12 months may apply for this $1,000 scholarship. Funds can be used for tuition, books, room and board, computers or other related expenses.

Deadline: Jan. 31

25. Optimist International Essay Contest

As of Oct. 1, 2016, anyone under age 18 can apply for a $2,500 scholarship in each of Optimist International’s 49 districts.

Deadline: Local club deadlines vary, but winning local essays are handed off to districts in February.

26. EDSA Minority Scholarship

The Landscape Architecture Foundation awards $5,000 to one student who is either in the final two years of undergraduate study or working toward a graduate degree in landscape architecture.

Provide a resume, two recommendations, a 500-word essay and work samples.

Deadline: Feb. 15

27. Jackie Robinson Foundation Scholarship Award

Minority high school students may apply for awards of up to $28,000 over four years to attend college. Scholarships also come with mentoring, leadership development and internship opportunities. The foundation awards about 60 scholarships per year.

Deadline: Feb. 15

28. GEICO Achievement Award Program

College sophomores and juniors with GPAs of at least 3.0 are invited to apply for a $2,500 award from GEICO. A resume, unofficial transcript, letter of recommendation and short essay are required. Applicants must be majoring in business, computer science, mathematics or a related program.

Deadline: Feb. 15

29. LGS Innovations Scholarship Program

This $5,000 award is available to current juniors and seniors in college as well as grad students in STEM programs. Applicants must have at least a 3.5 GPA.

Deadline: Feb 15

30. AWS Foundation National Scholarship Program

The American Welding Society offers more than 30 scholarships to students in the U.S. and Canada who plan to pursue careers in welding. Awards tend to be for $2,500 or more, and many are open to students in attending a four-year college.

Students can create a single profile online through AWS to be matched with scholarship options.

Deadline: Feb. 15

31. Society of Women Engineers Scholarships

By completing a single application, women in engineering, engineering technology or computer science in the U.S. or Mexico can apply for a host of scholarships from SWE. Both undergraduate and graduate students are eligible.

Awards range from about $1,000 to $20,000.

Deadline: Feb. 15 for sophomores and higher; May 1 for incoming freshmen

32. The Dr. Arnita Y. Boswell Scholarship Award

African-American students with a 2.75 GPA or higher, who also participate in school and community activities, may apply for up to $1,000. Applicants must submit two letters of recommendation, letters from activity organizers, an official transcript, an essay on a provided topic and a photo.

Deadline: Feb. 27

33. Wear Action Scholarship

Do you use technology to help you stay fit? Write an essay about it to win this $500 scholarship.

Any high school or college student with a 3.0 GPA is eligible. To apply, you must write at least 700 words on how fitness gadgets can impact your life for the better.

Deadline: Feb. 28

34. Wells Fargo Veterans Scholarship

Open to both veterans and their spouses, this Wells Fargo scholarship provides up to $7,000 per year for up to four years.

Deadline: Feb 28

35. Frame My Future Scholarship Contest

High school seniors or current college students can submit a piece of art, such as a photograph, collage, poem, painting or other creative piece, along with a 500-word essay about your professional goals.

A panel of judges will select 24 finalists. Students who submit the top five entries, determined by public vote, will receive a $1,000 scholarship.

Deadline: March 1

36. American Legion Auxiliary National Presidents’ Scholarships

High school seniors who demonstrate leadership, patriotism, service, financial need and academic achievement, may apply. Fifteen scholarships are awarded annually: five for $3,500, five for $3,000 and five for $2,500.

Deadline: March 1

37. American Legion Auxiliary Scholarship for Non-Traditional Students

The American Legion Auxiliary offers five scholarships of $2,000 each year to students returning to school after an interruption or adults who are starting higher education later in life.

Deadline: March 1

38. Life Lessons Scholarship Program

Applicants must submit an essay or short video about how losing a parent during childhood impacted their lives. Eighteen scholarships ranging from $5,000 to $15,000 will be awarded.

Deadline: March 1

39. Headphone Selection Scholarship Program

Open to any high school or college student, this $500 essay scholarship requires you to write up to 1,000 words on “The Effect of Sound on Productivity.” The scholarship seeks essays demonstrating well-crafted research and analysis.  

Deadline: March 1

40. Legal Opportunity Scholarship Fund

Entering first-year law students can apply for this award from the American Bar Association. Full-time and part-time students are eligible; 20 winners receive $15,000 over their three years of law school.

Deadline: March 2

41. Bodie McDowell Scholarship

Junior and senior undergraduates and graduate students studying outdoor communications or journalism may apply. Awards range from $1,000 to $5,000, and there are three or more awards given each year.

Deadline: March 2

42. State Farm Good Neighbor Scholarship Program

This award is open to graduating high school seniors with a GPA between 2.5 and 3.2 who plan to enroll in college in the fall. Fifty recipients will each receive $2,500.

Deadline: March 2

43. Simon Youth Community Scholarship

Exceptional and involved students may apply for a $1,500 scholarship to be used at junior colleges, four-year colleges and trade schools. Every Simon mall in the U.S. provides an award, but only the first 3,000 applications received each year are judged. Applicants must live within 50 miles of a Simon mall.

Deadline: March 5

44. Religious Liberty Essay Scholarship Contest

Write an essay about religious freedom to win prizes of $500 to $2,000, awarded by the Baptist Joint Committee for Religious Liberty.

Deadline: Applications must be postmarked by March 10.

45. U.S. Institute of Peace High School Essay Contest

The USIP essay contest is open to any high school student. It requires you to write a “memo” of 1,000 to 1,250 words outlining your plan in a scenario in which you’re a U.S. diplomat working to promote peace abroad in a designated country. You could win up to $2,500 and an all-expenses paid trip to Washington, D.C.

Deadline: March 15

46. AFSA National High School Essay Contest

The American Foreign Service Association sponsors this $2,500 scholarship for students interested in foreign policy. The winner also receives a trip to Washington, D.C., to meet the secretary of state and an all-expenses paid educational trip from Semester at Sea.

Deadline: March 15

47. Together We Care Nurse Practitioner Scholarship Program

MinuteClinic (owned by CVS) and Johnson & Johnson offer 20 nurse practitioner scholarships for $2,500 each and 20 doctor of nursing practice scholarships for $2,500 each. Students enrolled in a nurse practitioner or doctor of nursing practice program with a GPA of at least 3.2 may apply.

Deadline: March 16

48. Hispanic Scholarship Fund

Open to graduating high school seniors as well as any undergraduate or graduate student, the Hispanic Scholarship Fund awards $500 to $5,000 to Hispanic students in need. College students must have a minimum 2.5 GPA, while high school seniors must have a 3.0.

All majors and graduate fields are accepted.  

Deadline: March 30

49. Sleeklens Academic Scholarship Program

Photography company Sleeklens awards three students with a $2,000 scholarship that’s

open to full-time undergraduate and graduate students, as well as high school seniors who have been accepted to college. Applicants must write 2,000 to 2,600 words about using social media to get a job after college.

Deadline: March 30

50. Howtostartablog.com Scholarship Program

Open to any high school senior, this scholarship requires you to get a bit creative.

Following the website’s guides, create your own blog about something you’re passionate about. Then, on your new blog, post a video and talk about how you see the blogging world impacting the future of the digital age and working in America. The award is $2,500.

Deadlines: Applications are accepted year-round; winners will be chosen March 31.

51. Nitro College Scholarship

To win $5,000, fill out the scholarship survey, and answer three short questions. As an added bonus, you can refer a friend for a $1,000 scholarship. If your friend includes your name on their application and wins, you get a $1,000 scholarship, as well.

Deadline: March 31

52. Swackhamer Disarmament Video Contest

There aren’t any eligibility requirements for this one, because this award more of a contest than a scholarship. For a chance to win up to $500, you must submit a video on a given topic.

The general theme is nuclear disarmament, but the specific topic will be announced on Feb. 1

Deadline: April 1

53. The Herbert Lehman Education Fund Scholarship

Students showing financial need, academic achievement and public service who are entering or transferring to a four-year college may apply. Submit a copy of your college acceptance letter, two recommendations, an essay, transcript, standardized test scores, copy of your FAFSA and a resume to be considered to win $2,000 per year for up to four years.

Deadline: April 1

54. Davis-Putter Scholarship Fund

This $10,000 scholarship goes to a student active in the social and economic justice movements. Submit a personal statement, two recommendations, a transcript, evidence of financial need and a photo.

Deadline: April 1

55. Tourism Cares Academic Scholarship Program

High school seniors, undergraduates and graduate students planning to study travel, tourism or hospitality can apply for one of 30 annual scholarships. Awards range from $1,000 to $4,000. U.S. and Canadian students may apply.

Deadline: April 1

56. AICPA Accountemps Student Scholarship Award

Each year, four winners are selected to win $10,000. You must be a current undergraduate or graduate-level accounting student with a GPA of at least 3.0 to apply.

Deadline: April 1

57. High School Senior Essay Contest

This scholarship is open to high school seniors who will enroll in college fall 2017. Ten winners will be randomly selected to receive $2,000.

Deadline: April 7

58. AFSA Scholarship Program

The American Fire and Sprinkler Association awards 10 scholarships for $2,000 to high school seniors. To apply, read an essay about fire sprinklers and complete a 10-question, open-book, multiple-choice test. Each correct test answer gives you one entry into the scholarship drawing.

Deadline: April 7

59. Create Real Impact

Your creative entry about distracted driving could win you a $500 or $1,500 prize. Along with the grand prizewinner of $1,500, the committee also chooses one Spanish language winner and one American Sign Language winner.

Deadline: April 10.

60. Gene Carte Student Paper Competition

Criminology students may submit one relevant academic paper each year to be considered for this scholarship. The first-prize winner receives $500; second-place winner receives $300; and third-place winner receives $200.

Deadline: April 15

61. NDS Junior Merit Scholarship

Undergraduates in their junior year who plan to work in the dairy industry may apply for this award, which has a first prize of $1,500 and three runner-up awards of $1,000 each. Leadership, activities, and academic performance are evaluated.

Deadline: The cycle opens March 1; deadline is April 15.

62. NDS Sophomore Merit Scholarship

The National Dairy Shrine also offers a scholarship for college sophomores pursuing a career in the dairy industry. First prize gets $1,500, and three runners-up get $1,000 each. Leadership, activities and academic performance are evaluated.

Deadline: April 15

63. Appraisal Institute Education Trust Undergraduate Scholarship

Students who are already enrolled part time or full time toward an associate or bachelor’s degree focusing on real estate may apply for this $1,000 award. You must demonstrate academic achievement. Submit a short personal statement, two recommendations, your transcript and your resume.

Deadline: April 15

64. Job Application Database Scholarship

Job Application Database, a website that provides employment and career information for over 1,500 companies, offers a $1,000 scholarship.

To apply, answer 10 questions with up to 100 words each. This scholarship is open to any student enrolled in an educational institution by March 31.

Deadline: April 25

65. Signet Essay Contest

Signet Classics awards five scholarships of $1,000 to high school juniors and seniors. Applicants must write an essay about the year’s chosen literary classic from a list of provided topics; teachers then submit the essays to Signet.

Deadline: Entries are usually due mid-April.  

66. Ayn Rand Atlas Shrugged Essay Contest

Respond to one of three essay prompts on Ayn Rand’s “Atlas Shrugged.” The contest is open to all students, from high school seniors to grad students. There are 84 winners, with prizes ranging from $50 to $20,000.

Deadline: April 28

67. ASHA Youth Scholarships

Exceptional high school students who are involved with American saddlebred horses, may apply. Academic success, financial need, community service and recommendations are considered. Awards amounts vary; a second award of $2,500 is available from the American Saddlebred Association of Alabama.

Deadline: April 30

68. MoolahSPOT Scholarship

MoolahSPOT’s $1,000 scholarship is open to students from around the world, but your 400-word essay and application must be submitted in English. New and current college students and graduate students can apply.

Deadline: April 30

69. Freedom of Speech PSA Contest

Current undergraduate, graduate and vocational school students can enter to win up to $2,500. Apply by submitting a 30-second audio or video public service announcement about freedom of speech.

Deadline: Applications are accepted April 1-30.

70. Digital Responsibility E-Waste Scholarship

Write a tweet-length statement about electronic waste recycling to enter this $1,000 contest. The top 10 finalists will be asked to write a 500- to 1000-word essay.

Deadline: April 30

71. Actuarial Diversity Scholarship

Interested in being an actuary? African-American, Hispanic, Native American and Pacific Islander students with a GPA of at least 3.0 may apply. Awards range from $1,000 for an incoming freshman to $4,000 for an incoming college senior who has already passed actuarial exams.

Deadline: May 1

72. American Floral Endowment

AFE provides over 20 scholarships annually to undergraduate and graduate students majoring in floriculture and horticulture. Award amounts vary by scholarship.

Deadline: May 1

73. Paradigm Challenge

For the chance to win up to $100,000, the Paradigm Challenge encourages youth to use STEM skills and collaboration to come up with an original idea. Anyone ages 4 to 18 can enter this competition.

There are 91 prizes awarded ranging from $200 to $100,000.

Deadline: May 1

74. Intel Science Talent Search

High school seniors submit their science research projects to compete for major cash scholarships — the top prize is $250,000.

The next application cycle opens in May 2017.

75. Optimist International Oratorical Contest

Would you engage with an audience from the podium? Winning speakers at the local level can earn scholarships of $2,500, $1,500 or $1,000 at the district level.

Deadline: Local club competition dates vary, but districts must submit their winner lists to Optimist International by May 15.

76. PRSA Diversity Multicultural Scholarship

The Public Relations Student Society of America gives two awards of $1,500 to minority communications students. Applicants must be full-time students with at least junior status and a 3.0 GPA. PRSSA membership is not required, but applicants must submit a transcript, letter of recommendation and two-page essay on diversity in the public relations industry.

Deadline: May 26

77. Leavitt Machinery Scholarship

Leavitt Machinery’s $500 essay scholarship is open to any currently enrolled students and those expecting to attend college in the fall of 2017.

You must have a 3.0 GPA and respond to an essay prompt about how safety procedures prevented an injury in a situation either you or someone you know was involved in.

Deadline: May 31

78. Chely Wright “Like Me” Scholarship

This scholarship is open for high school seniors who can show they’ve advocated for LGBT issues through community service with an LGBT organization, attending events, etc.

In 2016, the Chely Wright Scholarship awarded $6,500 to 13 students.

Deadline: May 31

79. American Hort Scholarships

HRI provides seven scholarship funds for agriculture students. You could be awarded up to $4,000, depending on which scholarships you’re eligible for.

Deadline: The application cycle opens in March 2017; deadline is May 31.

80. Muggets Scholarship

Students who are already enrolled in vocational, undergraduate and graduate programs in horticulture and have at least a 2.25 GPA may apply for this $1,500 scholarship. Two recommendations are required.

Deadline: May 31

81. Scholarship Detective Launch Scholarship

Free registration for ScholarshipDetective.com and a 140-character or less statement are all you need to enter this drawing for one of two $1,000 scholarships.

Deadline: May 31

82. C.I.P. Scholarship

College is Power awards $1,000 to entering or continuing students in full- or part-time programs. Funds can be used for tuition, books, room and board, and other related expenses.

Deadline: May 31

83. Arctic Chiropractic Scholarship

This $500 scholarship is open to any student attending college by October 2017 with a 2.5 GPA. Applicants must write up to 1,000 words on prompts about back problems.

Deadline: June 2

84. Global Lift Equipment Scholarship

Open to any student with a 2.5 GPA, this scholarship is seriously unique: You apply by writing a 2,000-word essay from the viewpoint of an inanimate object that you choose from the website. The website says to think about the assignment like the Disney movie “Cars,” except it’s a short story about the company’s used equipment. Win $500 for your creative story.

Deadline: June 2

85. American-Scandinavian Foundation Translation Awards

The American-Scandinavian Foundation offers a $2,500 award and a $2,000 award for outstanding translations of Scandinavian works by authors born before 1800.

Deadline: June 15

86. Lift Parts Express Scholarship

The $500 scholarship is open to students ages of 16 to 21 with a 3.0 GPA. You’re required to write an essay about how you plan to pay for college and the job you expect to have once you graduate.

Deadline: June 30

87. Jane M. Klausman Women in Business Scholarship

Women who study business or are enrolled in a business-related program may apply for this scholarship through their local Zonta club, which awards 12 international scholarships of $7,000 and 32 district/region scholarships of $1,000. There’s no age limit to apply.

Deadlines: Varies by local clubs; club-level finalists must be presented to regional representatives by July 1.

88. Resume Companion Annual Scholarship Giveaway

Enter to win this $1,000 scholarship by creating a resume for a fictional character. There is no GPA requirement for this award.

Deadline: July 14

89. Gen and Kelly Tanabe Scholarship

This $1,000 scholarship is a merit-based award open to incoming and current college or graduate students. Applicants must submit a 250-word essay.

Deadline: July 31

90. Coca-Cola Scholars Foundation Scholarship

Coca-Cola has multiple scholarship programs, but its main scholarship offers 150 awards of $20,000 for graduating high school seniors. Applicants will be judged for their capacity to lead and serve.

The application cycle opens in August 2017.  

91. Race Entry Scholarship

Race Entry wants to hear your reason for running in a race. The award is open to any college student. The winner will receive a $500 scholarship.

Deadline: Aug. 15

92. Clubs of America Scholarship

Any college student with a 3.0 GPA may apply for this $1,000 scholarship. Write an essay of at least 600 words about your career aspirations.

Deadline: Aug. 31

93. CIA Undergraduate Scholarship Program

This is more of a program commitment than it is simply a scholarship. This opportunity is offered through the CIA and is open to any high school senior planning to attend a four-year college, or a current college student.

If selected, you’ll receive a salary of up to $18,000 per year, as well as full benefits. In exchange, you’ll work at the CIA in Washington, D.C. every summer.

Deadline: Applications will be accepted beginning April 1; deadline is Sept. 23.

94. Voice of Democracy

This scholarship judges applicants by short essay told via audio in three to five minutes. The national first-place winner receives $30,000 to use at any U.S. college or vocational school; scholarships of $1,000 to $16,000 are also awarded.

Deadline: Apply through your local VFW post by Nov. 1.

95. Unigo Education Matters Scholarship

Current or incoming college students can write a short response to win $5,000. You must write your response about what you would say to someone who thinks education doesn’t matter or that college is a waste of time.

Deadline: Nov. 30

96. Burger King McLamore Foundation Scholarship

Burger King offers scholarships ranging from $1,000 to $50,000 for high school seniors or full-time college students who graduated high school within the last three years. The Burger King Scholarship requires a 2.5 GPA, while the McLamore requires a 3.3 GPA.

Deadline: The application cycle opens Oct. 15 and ends Dec. 15.

97. Community College Scholarship

Niche.com offers $500 to current and anticipated community college students.

Deadline: Dec. 31

98. $500 Culinary Scholarship

High school students interested in culinary school, along with current culinary students, can enter to win this $500 award from Niche.com.

Deadline: Dec. 31

99. $500 Nursing Scholarship

Future and current nursing students can apply for this $500 scholarship from Niche.com.

Deadline: Dec. 31

100. Unigo $10K Scholarship

Surprise! You’ve just been elected president. What’s your first tweet? Answer the question, and you could win a $10,000 scholarship. You must enroll in college no later than fall 2023.

Deadline: Dec. 31

Your Turn: Will you apply for scholarships this year?

Lisa Rowan is a writer and producer at The Penny Hoarder. 

Editorial intern Jacquelyn Pica contributed research to this post. 

The post 100+ Awesome Scholarships That Will Help You Pay for College appeared first on The Penny Hoarder.



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Live in These 7 States? These 5 Companies are Filling Work-From-Home Jobs

We have to face it: Many work-from-home jobs have state or location restrictions.

And frankly, it sucks. People often ask: If you’re behind a computer, why does it matter? Well, read this article before you continue.

Read it? At least skimmed it? Since we got that out of the way, we found some more awesome work-from-home jobs.

The only catch? You’ve got to live in one of these specific places.

5 Work-From-Home Jobs to Apply to Right Now If You Live In…

These work-from-home jobs with big-name companies were too good not to share. Here are all the details.

1. Colorado: Ibotta is Hiring Customer Support Reps

It’s no secret: We’re big fans of the Ibotta app here at The Penny Hoarder. And right now, it’s hiring part-time, remote workers in Colorado.

As a customer support rep, you’ll work from home in seven-hour shifts (morning, afternoon and night shifts available), plus one required weekend shift per week.

You’ll respond to customer emails, as well as wade through fraud reports and moderate receipts. Some previous customer service experience is preferred — as is a four-year college degree.

Pay is $12 per hour. The position is work-from-Colorado, but more specifically, you need to be able to attend occasional trainings and meetings in Denver.

All the information you need is right here in the job posting.

2. Louisville, Kentucky: GE is Hiring Customer Service Reps

Yeah, that GE — the appliance mogul.

As a member of GE’s customer service team, you’ll help the company’s area sales managers and customers by fielding incoming calls, processing orders and completing delivery processes.

You’re expected to work 19 hours a week after attending a six-week training (Monday to Friday, 8:30 a.m. to 5 p.m.). You should have at least one year of customer service experience, as well as a high-speed internet connection and landline phone.

Pay is $14.42 per hour — and you’ve got to be local to Louisville for required trainings and meetings.

Interested? Comb through the job listing and then apply.

3. Santa Clarita, California, and Seattle, Washington: Princess Cruises is Hiring Travel Agents

I wrote about work-from-home opportunities with Princess Cruises last fall (ugh, so many nautical puns in that thing). Now, the cruise line needs work-from-home, after-hours travel agents to hop aboard.

It’ll be your job to process urgent, after-hours air travel for the company’s officers, crew, entertainers, vendors, contractors and shoreside employees. You’ll handle hotel and ground transportation, too — searching for the best prices, obviously.

You need a high school diploma and three years of related experience. You’ll be expected to work a flexible schedule, including night and weekends.

However, the benefits seem awesome.

Each employee gets one weekday off every two weeks, eight paid holidays, paid vacation,  bonus vacation time and paid sick time, as well as “cruise and travel privileges” for your family.

Plus: health benefits, tuition reimbursements, a 401(k) and stock plans.

If you want to see all the perks as well as wade through the requirements, check out the job listing — then apply!

4. El Paso, Texas: Dish Network is Hiring Customer Service Reps

Ever have trouble with satellite service providers? So do tons of other Americans.

That’s probably why Dish Network has 10 support centers across the U.S. — including one in El Paso, Texas.

Right now, Dish needs representatives to help handle payments and billing, and assist customers with product features and issues.

You need a high school diploma or GED and six months of customer service experience. Dish will give you any necessary equipment on site.

You’re expected to work flexible hours, including weekends, holidays and evenings. There will also be a four-week, on-site training. After that, you’ll be expected to work on site at least one day a quarter.

I reached out to Dish about pay twice with no such luck on the specifics. Your best bet is to just apply and inquire, so check out the job listing online.

5. Ohio and West Virginia: InfoCision is Hiring Customer Service Associates

Haven’t heard of InfoCision?

This company specializes in telemarketing services for nonprofit fundraising (think: the American Heart Association), sales and business-to-business applications.

Its work-from-home customer service associate position requires you to make calls for volunteer organizations and recruit volunteers.

You must be able to work at least 28 hours a week — including eight weekend hours. You also need to meet all technology requirements.

Benefits include weekly pay at $9.35 per hour (plus commission), flexible schedules and comprehensive training.

Find more information and apply online.

Plus: A shout out to Work at Home Mom Revolution for bringing us this information for InfoCision!

Be sure to check out more work-from-home jobs on our Facebook jobs page.

Your Turn: Are you applying to any of these work-from-home jobs?

Carson Kohler (@CarsonKohler) is a junior writer at The Penny Hoarder. After recently completing graduate school, she focuses on saving money — and surviving the move back in with her parents.

The post Live in These 7 States? These 5 Companies are Filling Work-From-Home Jobs appeared first on The Penny Hoarder.



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DO NOT PUB: Santander Example

Introverts have been getting a lot of buzz in the past few years. Everyone wants to tell us how to survive in what is, apparently, an extroverted world.

But what if you just want to live in an introverted world?

Luckily, we love to find ways to make money working for yourself or working from home, so you can keep your interaction with the outside world to a bare minimum.

Here are 15 jobs for introverts that don’t compromise your very-real need to just be left alone sometimes.

Take Surveys While You Stay Home on Saturday Night

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We know surveys aren’t going to make you rich quickly. But if you’re just vegging out on the couch avoiding Facebook event invites, why not use the time to make some extra cash?

Point Club and Ipsos Panel are two legitimate paid survey companies we love.

Sign up for these sites, and you’ll get notified when you qualify for a survey. You’ll answer a few qualifying questions, complete the survey and earn points you can cash in for gift cards to major retailers like Amazon.

Plus, when you sign up for Point Club right now, you’ll earn bonus points worth $5!

Shop Online So You Never Have to Go Outside

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You know what it’s like out there. Stores are full of people, crammed into aisles, holding up the line, chatting you up for no good reason.

Skip it, and shop online. You can find everything you need without talking to a soul. Plus, we’ve got a secret tool to help you make some of your money back.

This secret weapon is called Paribus. It’s a tool that gets you money back for your online purchases.

Paribus is free to sign up and takes less than a minute. Once you do, it scans your email archives for receipts. If it discovers you’ve purchased something from Amazon, Target or one of the other participating retailers, it will track the item’s price. Anytime a price drops, it’ll refund you the difference.

There’s no fee to use the service. It just charges 25% or less of what it saves you.

Improve Your Fitness Routine Instead of Spending More Time With Friends

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Avoiding people doesn’t have to mean you’re cooped up inside all the time.

Go for a run in the park, do yoga at the beach, take a walk downtown — and get paid for it! How’s that for motivation?

The health app Achievemint lets you earn money for completing healthy activities.

Connect Achievemint to workout apps like Apple’s Healthkit, Fitbit, MyFitnessPal, RunKeeper, Rundouble C25K or any other app you already use to track your health and fitness goals. You’ll choose which data to securely share with Achievemint to earn cash for your activities.

You can even get paid for tweeting about your activities.

For example, you can earn points for logging your weight with MyFitnessPal or hitting step goals with Fitbit. You’ll earn points towards cash or Amazon gift cards (10,000 points = $10).

Plus, you’ll earn 10 points just for signing up with Achievemint and connecting an app.

Do Your Banking Online, So You Never Have to Talk to Anyone

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Have you had enough with the small talk at the bank? For goodness’ sake, no one cares what you’re doing this weekend.

Open an account with an online bank, and never talk about the weather with a teller again.

Aspiration’s Summit Checking Account is an online-only bank account with no fees, no minimum balance, no minimum monthly deposit and no chatty Cathys.

It also yields 1% interest — about 100 times a typical interest rate. You’ll get a debit card, so you can access your money at any ATM in the world, and it reimburses 100% of your fees.

Sell Your Stuff Without Inviting People Into Your Home

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Negotiating and bartering are tough for anyone. For introverts, they can be agonizing.

Decluttr lets you skip the trip to the record store or the awkward liaison with a Craigslist buyer.

You just scan your stuff with the app, and it makes an offer.

Decluttr buys your old CDs, DVDs, Blu-rays and video games, plus hardware like cell phones, tablets, game consoles and iPods.

To get started, just download the app and start scanning barcodes of the items you want to sell. You won’t pay any fees. Decluttr even sends you a prepaid shipping label, so you don’t have to go to the post office.

Earn Money From Credit Card and Bank Bonuses

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Did you know a lot of credit cards and banks will give you money just for signing up? Instead of getting a toaster, they’re getting straight to the point these days: cold, hard cash.

These bonuses usually come with a few requirements. Typically, you’ll have to spend a certain amount on the credit card or deposit a certain amount into the bank account within the first few months of opening.

Switch your typical spending to these accounts, at least temporarily, and you could earn hundreds of dollars in bonuses a year!

Here are some of the best bank bonuses and the best credit card sign-up bonuses we’ve found — earn from $100 to $500!

Get Paid for All the Time You Hide Out Online

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You’re probably doing it right now: browsing the internet at your desk, in your bedroom or in the bathroom at a party… It’s a great way to escape and clear your head.

You could also be getting paid for this. Digital Reflection Panel is a research company that will pay you more than $200 a year for connecting a device to your wireless router.

The device anonymously gathers information about how you use the internet, in hopes of helping companies improve online experiences.

To qualify, you have to have wireless internet service and live in a single-family home (no apartments, sorry!).

And don’t worry, you don’t have to talk to anyone to install the device (though they’re available if you need help). The set-up kit comes in the mail with instructions, and you’ll earn your first $25 for installing it within four days.

Then you’ll earn $60 after you’ve kept the device installed for two months, and $10 a month after that.

Stay Behind the Camera: Sell Your Smartphone Photos

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Occupy yourself on nights out or at parties by snapping photos of other people. It’s a great way to join in on the fun without really interacting with people.

Plus, we found an app called Foap that allows you to turn your smartphone photos into cash.

To use it, you’ll download the Foap app on your Android or iPhone, upload your photos and make them available for purchase on the Foap Market.

You’ll make $5 for each photo you sell, and you can sell the same photo an unlimited number of times.

Be a Freelance Blogger

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Everyone is doing it these days, but it’s a safe bet to say introverts were probably the first bloggers.

Carefully composing your ideas before presenting them to people far, far away is pretty much an introvert’s ideal form of interaction.

As a freelance blogger, you can work as much or little as you want, so this makes a nice side gig or full-time job.

Pay varies wildly for writers, so make sure you’re compensated fairly for your time. Check out these seven blogs that pay $100 or more per post.

Use This as an Excuse for Those Nights You Just Want to Stay in

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Have you run out of excuses for turning down invitations to go out with friends? Tell ‘em you’re working!

Through Amazon’s Mechanical Turk (MTurk), you can earn an extra $10 to $50 a week or so by completing small tasks online.

You’ll sign up as a “Turker” with your Amazon account and accept tasks (called “HITs”) like data entry, writing, research or taking surveys. The work won’t be crazy exciting, but it’s not a bad way to pass the time, especially when you’re getting paid.

Take Care of Houses

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House-sitting is kind of like babysitting, except you don’t have to be around kids all day. Sometimes, you don’t have to talk to another person at all.

The best bonus, really, is you get to stay in some pretty nice houses. You can get paid to look after them while the owners are out of town.

House-sitting can be a smart way to find free lodging when you travel, or you can actually turn it into a business and get paid for your service!

To learn more, read our full guide on how to find house-sitting jobs here.

Hang Out With Dogs, Instead of People

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Yes, you can get paid to hang out with dogs. We know you’d be happy to do it for free, but why not make a little side hustle out of it?

Find dog-sitting or dog-walking jobs in your area by reaching into your network or signing up through a service like Rover, Wag! or DogVacay.

You’ll set your own rates and availability, so you have control over how often you work and how much you can earn. This stay-at-home mom earns $6,000 a year walking dogs.

You can even decide which dogs you’ll accept, based on size, age and medical needs. (See? They’re already easier than people.)

Write About Food and Wine

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If you prefer the company of a good bottle of wine, try getting paid to write about it.

Turn your knowledge of body, fruit, tannin, acidity and sweetness into education and recommendations for other wine-lovers.

If you have writing skills and experience, pitch your ideas to magazine editors. Check out these 10 wine magazines to get started.

Also think about how your culinary prowess could apply to other topics. Maybe you can share cooking tips for families? Pitch these parenting blogs and magazines.

Even Penny Hoarders can recommend a good wine! TPH contributor Jamie Cattanach has shared several recommendations for great wine on the cheap (even the best boxed wines).

Work at a Cat Cafe

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Yeah, if you work in a cat cafe, you’re going to have to deal with people. But they’re cat people, so you can probably handle it.

We found three cat cafe jobs that pay up to $13 an hour, plus tips. If you have barista experience, your main job could be taking and preparing drink orders and helping customers. If you only want to hang out with cats, they have “cat wrangler” positions just for you.

Either way, if you’re a cat-lover, it’s a pretty great way to meet some new feline friends.

Who knows? You might even connect with some cat-loving humans while you’re at it!

Write Book Reviews

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Spending another Saturday afternoon reading? Yeah, we thought so.

You ought to get paid for that time.

Lots of sites will send you free books and/or pay you to write book reviews. Here are 18 of them. If you’re an avid reader, it’s a great way to save money!

Some sites will publish your review in their magazine or blog. Some will ask you to publish at your own blog or on Amazon. Most ask for your honest review, but a few will only pay for positive reviews.

Your Turn: What independent ways have you found to earn extra money?

Disclosure: This post includes affiliate links. We’re letting you know because it’s what Honest Abe would do. After all, he is on our favorite coin.

Dana Sitar (@danasitar) is a staff writer at The Penny Hoarder. She’s written for Huffington Post, Entrepreneur.com, Writer’s Digest and more, attempting humor wherever it’s allowed (and sometimes where it’s not).

The post DO NOT PUB: Santander Example appeared first on The Penny Hoarder.



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Preparing For Your Annual Tax Meeting

Preparing For Your Annual Tax Meeting

Source CBNNews.com http://ift.tt/2jtkwuF

Savings update: easy-access deals continue to improve

Rates on easy-access accounts continue to edge up marginally. Nottingham BS has launched its eSaver Instant issue 6 at 1.02% before tax. RCI Bank has also pushed its Freedom Account rate up to 1.02%.

Rates on easy-access accounts continue to edge up marginally. Nottingham BS has launched its eSaver Instant issue 6 at 1.02% before tax. RCI Bank has also pushed its Freedom Account rate up to 1.02%.

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Don’t Quit Your Resolutions Yet! Try These 8 Free Ways to Get in Shape

If no one has told you yet, let us be the first: That gym membership is not a guarantee you’ll meet your fitness goals this year.

I know. You made a New Year’s resolution to work out more. Paying for a membership is your first step — your “motivation.”

Unfortunately, that motivation doesn’t seem to be enough. Only 9% of people succeed at achieving any kind of resolutions by the end of a year, according to the University of Scranton’s research.

About 32% of people abandon their resolutions within two weeks. By the end of a month, 42% give up. After six months, less than half — 44% — of people are still working on their resolutions.

Promise, we’re not trying to discourage you!

Please, be the minority, and succeed. But don’t waste your money in the process.

Here are eight ways to get healthier and accomplish your fitness goals this year — all completely free.

1. Get More Sleep

Want to know the real secret to success? If you’ve asked Arianna Huffington in the past year, she’ll tell you: It’s sleep.

“People who average fewer than six hours of sleep per night are four times likelier than those who get more than seven hours to come down with a cold,” the self-proclaimed health and wellness expert told Oprah.

Even if you don’t care about keeping a sound mind or your general well-being, lack of sleep could affect your New Year’s resolutions.

“The stress hormone cortisone increases when you’re sleep deprived, which can affect weight,” Huffington said.

One of the best ways she touts for getting better sleep is to turn off your devices at night and keep them away from the bed.

Then, she says, “I have a hot bath — I love a hot bath.” And she says sleep in pajamas, not the same clothes you wear to the gym, so your brain knows it’s time to sleep.

I’ll add one more, from personal experience: Stop drinking coffee.

If you don’t want to make the change on your own, check out these free apps to help you sleep better.

2. Drink More Water

Still focused on losing weight?

Drinking more water can help with that, too. Plus, it’s virtually free!

“As part of a prudent, low-calorie weight-loss diet, adding water may help with weight-loss success,” Brenda Davy, Ph.D., the lead author of a Health.com study about water and weight-loss told CNN.

The study found those who drank 16 ounces of water before a meal lost an average four and a half pounds more than those who didn’t.

Want to take it one step further (and save more money) this year? Stop drinking alcohol.

3. Do Yoga

Yoga is my favorite way to stay in shape. It’s fantastic for flexibility, strength and stamina, as well as peace of mind.

Plus, contrary to what your yuppie friends may tell you, it’s completely free to practice!

I’ve been doing yoga at least a few times a week for about five years, and I’ve almost never paid for a class. I do it at home, using my favorite free yoga apps.

If you’re more inspired by the company of other yogis, try these six ways to find free yoga classes in your area.

4. Work Out at Home

You don’t need a monthly gym membership or hundreds of dollars in home gym equipment to experience an effective workout.

You can find workout videos or apps online that guide your routine for free. You don’t need a ton of space, either!

My partner uses an app he downloaded for free, and works out in the living room of our one-bedroom apartment.

And don’t let January’s cold weather keep you from reaching your goals. Check out these 11 free (or cheap) winter workouts.

If you do want to bring equipment into your home, do it frugally. Read these tips for building a home gym for less than $100.

5. Meditate

I know people who use meditation to fend off panic attacks, some who use it to relax during a stressful workday, some who use it to achieve higher spiritual awareness and some who use it simply to find peace and quiet.

Several studies have shown meditation to help with aging, treating depression and anxiety, fighting addiction, and improving concentration for things like work and school.

Clearing your mind through meditation could even be a key to more success this year!

Meditating can also help you stay healthier and fit, so it could boost your fitness-related resolutions.

If you’re not sure where to start, check out these five free meditation apps for iPhone and Android.

6. Stop Eating When You’re Full

This is definitely easier said than done. But at least it’s free!

It seems that we miss this simple point, especially in American food culture. You don’t have to clear your plate at every meal. If you pay attention to when you’re actually full — or better, not hungry — you’ll probably eat a lot less food.

Food guru and author Michael Pollan even recommends you leave the table a little hungry

Without changing what you eat — or buying more expensive foods — you can make an impact on your health by changing how you eat.

I’ve been practicing this to varying degrees of success over the past seven or so years, and I can vouch for feeling healthier and even losing a few pounds (in combination with other habits).

The toughest part is knowing when you’re full. I recommend eating slowly, so you can pay attention to your body.

And by the way, keeping leftovers is a simple way to stretch your grocery budget!

7. Go Outside

Want to be happier, more energetic and generally stronger and healthier? Get some sunlight.

When you expose your skin to direct sunlight, it can naturally produce Vitamin D.

This vitamin helps you absorb calcium, which will strengthen your bones and prevent osteoporosis. It may also help protect against cancer, rheumatoid arthritis, diabetes and other chronic diseases.

I know January is not a great time to hear you should get outside more. Will you be motivated by money? Use this app to get paid to shovel snow. Or get out of your winter wasteland altogether, and sign up for one of these four jobs for snowbirds.

Plus, everyone looks a little more fit with a tan.

8. Eat More Fruits and Vegetables

Don’t worry. I said these steps would be free, and I intend to follow through on that promise.

You don’t need to spend extra money to eat fresher food. You just have to shop smart!

Start with coupons to keep your grocery bill down. Here are six places to find coupons for fresh fruit and vegetables.

Next, try this trick in the spring to get your fruits and vegetables for free: Skip the middle man, and harvest it yourself. Check FallingFruit.org to find public fruit trees in your city, and stop by for a snack next time you take a walk.

Bonus tip: If you’re interested in found food, take some tips from this couple, who ate food waste for six months and saved $20,000 on groceries. This guy even forages for food.

Earn Money While Getting in Shape

Want to take it a step further — not just saving money, but actually making money while you work out? Check out these 17 ways to get paid to exercise.

Here’s to a richer 2017, Penny Hoarders!

Your Turn: What frugal steps are you taking to achieve your health and fitness goals this year?

Dana Sitar (@danasitar) is a staff writer at The Penny Hoarder. She’s written for Huffington Post, Entrepreneur.com, Writer’s Digest and more, attempting humor wherever it’s allowed (and sometimes where it’s not).

The post Don’t Quit Your Resolutions Yet! Try These 8 Free Ways to Get in Shape appeared first on The Penny Hoarder.



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