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الجمعة، 27 أكتوبر 2017

Lawsuit Says LuLaRoe Pressured Retailers to Sell Breast Milk, Go Into Debt

Multilevel marketing clothing company LuLaRoe is facing another lawsuit.

This time, it was filed by former LuLaRoe retailers Aki Berry, Cheryl Hayton and Tiffany Scheffer. The three signed up to sell the company’s leggings and other clothing items, but they now allege they and tens of thousands of others were tricked by the billion-dollar company.

They say in a class-action lawsuit filed Oct. 23 in California that LuLaRoe is a pyramid scheme and accuse company leaders of racketeering, false advertising, and using unfair and deceptive business practices.

A LuLaRoe spokesperson denied the allegations in an email to The Penny Hoarder.

“We take all litigation — regardless of its lack of merit — seriously,” the representative wrote. “We have not been served with the recent complaints, but from what we have seen in media reports, the allegations are baseless, factually inaccurate and misinformed. We will vigorously defend against them and are confident we will prevail.”

According to the lawsuit, each woman paid between $5,500 and $6,000 to start the business and was encouraged to sign up as many new retailers as possible. Berry brought 12 new retailers into the company, and Scheffer recruited Hayton, the suit says, while neither Scheffer nor Hayton recruited anyone else.

All three women said they were promised they would break even within a few months.

Berry, Hayton and Scheffer all claim in the lawsuit they had no control over which patterns they received when they ordered new inventory and were paid bonuses based on how much inventory they purchased instead of how much they sold.

The lawsuit also said when retailers could not afford to buy new inventory, they were encouraged to borrow money, take out loans, pay with credit cards and sell their breast milk.

The women claim in the lawsuit that even when they were able to successfully sell some clothing, they were often encouraged to spend every dollar they made on more inventory.

The women also allege in the lawsuit that they were often presented with challenges that rewarded consultants who purchased the most inventory with prizes to further incentivize keeping huge amounts of inventory on hand, despite a lack of sales and inventory piling up in their garages, the lawsuit said.

When Is an MLM Really a Pyramid Scheme?

The lawsuit says even those who recruited others to join LuLaRoe only collected commission each month if they and their recruits purchased the amount of inventory the company required.

That, according to the lawsuit, is why the women believe LuLaRoe is an illegal pyramid scheme rather than a legal multilevel marketing company.

A pyramid scheme is a business model in which only the few at the top of the pyramid are able to make money. Those below them, who are unable to find new recruits, will never reach the income promised. Further, that fact is usually not apparent during recruitment.

To be classified as a pyramid scheme, the lawsuit said, LuLaRoe and its retailers must have done several things:

  • Retailers must have paid LuLaRoe for the right to sell its products.
  • Retailers must also have paid for the right to receive rewards for recruiting more people into the company. These rewards must be unrelated to the sale of the products to customers who would wear them.

Most retailers who do those things are generally be “doomed to failure” even if they are able to make some sales, the lawsuit says.

It’s not clear if this is how LuLaRoe operates, but the lawsuit says other businesses that practice this way are inherently committing fraud.

The lawsuit says Berry, Hayton and Scheffer are just three of tens of thousands of people who became LuLaRoe retailers since 2013 who “were never able to realize any actual profit and, as a result, they failed. They failed even though they were committed and put in the time and effort. They failed because they were doomed from the start.”

LuLaRoe: Pyramid Scheme or Target of ‘Predatory Litigation’?

The company said its bonus plan only rewards sales to consumers, despite what the lawsuit claims. It said its fast and overwhelming success, not its business practices, are the reason for the lawsuit.

“LuLaRoe has grown exponentially over the last four years,” the company said in a statement. “Our success has made us the target of orchestrated competitive attacks and predatory litigation.”

The suit seeks damages of more than $5 million. It’s too soon to say if a judge will agree that LuLaRoe is a pyramid scheme or if anyone will receive money from lawsuit.

Desiree Stennett (@desi_stennett) is a staff writer at The Penny Hoarder.

This was originally published on The Penny Hoarder, one of the largest personal finance websites. We help millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. In 2016, Inc. 500 ranked The Penny Hoarder as the No. 1 fastest-growing private media company in the U.S.



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Sam’s Club New Members Can Score Some Serious Free Loot in Treasure Hunt

Penny Hoarders love Sam’s Club.

You can find great deals on all the stuff you use the most in your house, like paper towels, produce, laundry detergent and really, really affordable wine.

Did I mention wine?

If you’re not a Sam’s Club member, grab this Groupon to save on your membership. Then, once you’ve joined the club, you can get even more cool deals and even some freebies just for playing a game.

How to Find Sam’s Club Deals in Treasure Hunt

New members can play the Sam’s Club New Member Treasure Hunt game to score cool coupons and freebies.

It’s not only fun for competitive types, but it’s really simple, too. Sign up online with your email, and you’ll be directed to a set of clues. The clues are simple like, “Head to produce,” “Find an organic item” and “What color is the sign?”

Once you’ve found all of the items and given the proper responses, you’ll get an email with coupons for discounts on items like produce or meat and even some freebies like a free slice of pizza and soda. Nice!

What’s in it for Sam?

New members only have one month to play the game, and that makes perfect sense. What Sam’s Club is trying to do is get you to scan every department and learn where products are located.

If you’re going to make use of your membership, you need to learn where things are anyway, right? Why not make a game of it and score some Sam’s Club deals and freebies at the same time?

I started the game and received coupons for $2 off of carrots, strawberries, organic bananas or organic spinach when I answered correctly. I could choose two from that list.

That’s $4 in savings right off the bat.

The next stop was baked goods with similar results. After that, I correctly named the price of Member’s Mark Seasoned Rotisserie Chicken and got a coupon for a free one.

At the end of the scavenger hunt, the game asks you to scan your membership card using your phone app to score the free pizza and soda deal.

If you’re a new Sam’s Club member or thinking about becoming one, log in on your phone and play the game when you first visit the store. You can skip over any coupons you don’t want to use, and you could save a bundle.

Pro tip: All scavenger hunts are more fun when you talk like a pirate. But that could just be me.

Tyler Omoth is a senior writer at The Penny Hoarder who loves soaking up the sun and finding creative ways to help others. Catch him on Twitter at @Tyomoth.

This was originally published on The Penny Hoarder, one of the largest personal finance websites. We help millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. In 2016, Inc. 500 ranked The Penny Hoarder as the No. 1 fastest-growing private media company in the U.S.



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The Hidden Perks of Prime, AARP and AAA That You Probably Don’t Know

I accidentally shared Kindle’s Lending Library with my friend Adriana.

After a phone discussion, I remembered a book she might want to read. “I borrowed it via Amazon just to read chapter five,” I emailed her.

“Wait — borrowed via Amazon? How does that work?” Adriana responded.

She soon discovered that as an Amazon Prime member, she can borrow books with the Kindle Lending Library. She’d been a Prime member for years, but had no idea about the extra benefit.

But this isn’t a post about Amazon, or even about books. It’s about memberships.

Think about all the memberships you pay for on a monthly or yearly basis. You’ll probably think of AAA, your airline points credit card or your college alumni association. You might think of AARP, or your carsharing membership.

Many of these affiliations come with extra perks, from discounts and upgrades to outright freebies.

If you don’t know about the perks, you can’t use them.

If you want to make the most of the memberships you already pay for, here are three ways to max out your benefits.

1. Pay Attention to Promotions

We all try to get to inbox zero as quickly as possible. But if you’re not reading emails from the services you pay for, you’re definitely missing out on special offers and discounts.

Don’t forget to sift through your mail and skim the magazines that arrive as part of your memberships.

What used to seem like junk might turn into dollars saved — if you can spot the discounts flashing at you from the pages of that alumni association or museum membership magazine.

Your email inbox and snail mailbox are the best ways to find out about new promotions to cash in on.

When you’re logged into your online memberships accounts — maybe to pay your bill — take a few seconds to look around.

I scored a discount recently just for paying my credit card bill. I have an airline points card, and my payment confirmation screen included a short list of promotions I could select. This one caught my eye: “Get $15 back when you spend $60 or more at Amazon.com.”

What luck! I shop for just about everything on Amazon, and that credit card is already tied to my Prime account.

It was easy to spend enough to get the $15 added back to my card.

All I had to do was click on the offer to have it applied to my card. When you think about it, all I really had to do was scroll down and spot a deal.

2. Look for the Discounts You Want

On the hunt for a certain discount? Head to the web.

“The benefits vary from club to club,” said AAA Mid-Atlantic spokesperson Jeanette Tejada de Gomez, about the company’s discounts. But she advises the internet is the best place to look for both local and national discount offerings.

Review the listed benefits for your membership and take note of what you might be able to use most often.

Then use the heck out of them.

Elizabeth Xu, a freelance writer based in Toledo, joined AAA for car insurance and roadside assistance. She’s only used the roadside assistance service once, but has come to rely on the AAA discount that comes with many travel bookings.

“I nearly always book travel online and it’s really simple to see if an accommodation has an AAA rate — most do, and it’s easy to save $10 to $30 per night,” Xu said.

Another discount category surprised her: Attraction tickets.

“Because my husband and I have moved around so much, we really enjoy getting to know our new city,” Xu said. “It’s nice that we can do so with a discount.”

The couple even found competitive discount rates for Disney theme parks with their AAA membership.

“Some of the most underutilized programs are discounted movie tickets, attraction tickets or savings at stores the member already shops at,” Tejada de Gomez said.

Smart members can earn back the cost of their yearly membership with the savings from one month of applicable discounts, she added.

3. Get the App

Check through your memberships to see if any offer a smartphone app. A quick glance at your app can be the difference between saving and paying full price.

For example, the AAA Mobile app maps out the cheapest gas stations in your area.

Meanwhile, the AARP Member Advantages app will help you find the discounts nearest you. Because an AARP membership gets you a discount on just about anything — if you’re of a certain age — you might need the app to keep track of them all.

Or, take the co-working space I used to pay to visit a few times a week. The company’s check-in app shows me when free member-only happy hours and networking events are scheduled for. Events have included free yoga classes, guest speakers and wine tastings.

Adriana’s book-borrowing discovery worked out for both of us. She’s getting more out of her Amazon Prime membership, and I’m starting to use discounts to make up for the annual fee on my airline credit card.

I’m definitely reading my mail with a more critical eye.

Lisa Rowan is a senior writer and producer at The Penny Hoarder. Her student ID recently expired, and she’s looking for ways to make up for her student discount at the movies.

This was originally published on The Penny Hoarder, one of the largest personal finance websites. We help millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. In 2016, Inc. 500 ranked The Penny Hoarder as the No. 1 fastest-growing private media company in the U.S.



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11 Simple Ways to Make Your Next Garage Sale a Success

When Aaron LaPedis was seven years old, his mother left him to tend to the family’s garage sale while she made lunch.

Seeing the sale was going well — and being the eager young entrepreneur he was — he grabbed end tables, lamps and anything else he could carry from the living room and put those items out for sale as well.

A day later, his mother noticed half her living room was missing. She must not have cared for too long, though, because soon garage sales would turn into a profitable enterprise for LaPedis.

By the time he was 25, he had made $1 million flipping items he purchased at garage sales. He also wrote a book called “The Garage Sale Millionaire.”

How to Host a Successful Garage Sale

Want to make the most of your next garage sale? Here’s what you need to know, with advice from LaPedis and other experienced sellers.

1. Hold a Themed Sale

J.D. Roth of Get Rich Slowly once had a “Geek Garage Sale” that earned him $2,400 in three days.

He gathered graphic novels, computer gear and other geeky items and used the theme to market his sale, netting about $2,000 the first two days. By the third day, he found he had mostly books left over, so he changed the theme to “Book Sale” and made $400 more.

Figure out what you’d like to sell, and see what the most appropriate theme might be. Consider themes like sports, garden tools, outdoor gear or tech.

2. Schedule It Right

Weekend mornings are the traditional time for garage sales, so consider a different time to have less competition.

One neighborhood may have dozens of garage sales on Saturday morning, but how many do they have on a Tuesday morning?

Timing a sale during early morning or late afternoon commuting hours could help grab the eye of commuters, parents taking their kids to school and others looking to snag a deal.

Or schedule your sale in conjunction with a local event that will bring people into the neighborhood. If people are already relaxing and enjoying an event, they likely wouldn’t mind doing a little browsing (and hopefully buying).

3. Team Up With Your Neighbors

Work with your neighbors to see if they’re also planning an upcoming garage sale, and consider teaming up. The larger your sale, the more enticing it is for potential customers.

An added advantage of hosting a neighborhood sale is pooling your networks and resources to get the word out to a wider audience.

4. Advertise!

Don’t just throw some items outside and call it a garage sale — be sure to spread the word beforehand.

Put up fliers in your neighborhood and use online ads to let people know about your sale. Use Craigslist, local messaging boards or Close5. Specialty forums also cater to those specifically looking for garage sales, including GarageSaleHunter.com and Yard Sale Search.

Also, be sure to use social media, including Twitter and garage sale groups on Facebook. If your other Facebook groups allow this kind of promotion, share your garage sale details and let people know what you have and when to come on by.  

In your promotion, list the special and big-ticket items that will help lure people in. Consider putting up pictures of furniture, antiques, entertainment centers and other particularly appealing items.

5. Put Up 15 to 20 Signs

LaPedis says the biggest mistake people make is not having enough signage to draw customers in.

Put up a lot of large, brightly colored signs, at least 3 feet square. LaPedis recommends 15 to 20 signs per sale.

Simple signs work best, as it’s hard to read a lot of text while traveling down the road at 30 miles per hour. A simple arrow pointing the way along with the word “SALE” should do just fine. Plus, simple signs are reusable, because they don’t have specific dates or details.

6. Be Prepared

When preparing for your sale, think about what people might need or want.

Do you have a lot of accessories for sale? Have a mirror available so people can see how they look.

Selling electronics or small appliances? Have batteries or an extension cord handy so they can see it works.

Also, have change!

Have plenty of small bills and coins on hand so you can quickly make change for customers. Bring more than you think you’ll need, and secure your money during the sale.

7. Make It Look Like a Store

People leave disheveled stores quickly, often without buying anything. Don’t run into that problem at your garage sale.

Make everything look nice and tidy. Borrow or rent tables so shoppers don’t have to bend over or crouch down to inspect items on the ground.

Also, group like items together: kitchen items in one area, men’s clothes in one place, kids’ clothes in another. That’ll help people efficiently evaluate what you have on offer.

Put big-ticket, bright and colorful items closest to the street to draw people in. Throughout the day, tidy up to keep things neat and orderly.

8. Price It Right, and Offer Deals

A good garage sale rule of thumb is to sell items at 10 to 25% of their original value.

Most people aren’t looking to spend a lot, so try not to price anything over $100. Selling big-ticket items online is often more effective.

Or don’t price it at all. LaPedis advises not placing price tags on items under $15, and instead talking with people to see how much they’re willing to pay.

Conversation can draw people out. You can meet new neighbors this way and hopefully get a better price.

Towards the end of your sale, consider posting a “half off” sign and offering even better deals to move more items.

Another useful technique is bundling like items, such as books or DVDs. “Five DVDs for $5” will catch a shopper’s eye. If you really want to move items by the end of the sale, have a few paper grocery store bags on hand and tell people to fill the bags with whatever they’d like for $5 or $10 per bag.

9. Get Comfortable

You’ll be out in the sun for hours preparing, hosting and then picking everything up, so be sure to make yourself comfortable. Wear comfortable clothing, shoes, a hat and sunscreen.

Keep in mind how the sun moves throughout the day and at which times you may be in the sun. Have water or other beverages handy.

10. Make It a Party

Supermarkets play music for a reason: It entices people to stay longer and spend more. Crank up the tunes, put out some cookies and lemonade, and make people feel welcome.

Also, consider keeping a cooler full of ice-cold water, soda and teas for sale — or encourage kids to get entrepreneurial and hold a beverage sale within the garage sale.

11. Be Safe

While most garage-sale shoppers are good and honest people, don’t let any potential bad apples cause problems.

Don’t let anyone into your home to use the bathroom, and lock your doors while you’re running the sale.

Safeguard your money. It’s best to keep big bills in your pocket, but consider an apron for small change. Cash boxes can also work, but you have to be mindful to always have an eye on it.

Sometimes people will act in groups to cause a distraction and snatch cash or goods. Make sure you have back-up help so you can go to the bathroom or step out for a minute if you need to.

Kristen Pope is a freelance writer and editor in Jackson Hole, Wyoming.

This was originally published on The Penny Hoarder, one of the largest personal finance websites. We help millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. In 2016, Inc. 500 ranked The Penny Hoarder as the No. 1 fastest-growing private media company in the U.S.



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7 Easy Halloween Costumes You Can Make at Goodwill for Less Than $30

The Scariest Part About Halloween Shouldn’t Be How Much You Spend

Ah, Halloween. The one day a year it’s socially acceptable to panhandle for free candy while dressed up as a Disney princess.

But even though it’s a holiday whose main event is begging for free stuff, it turns out you can spend a good chunk of change (try $7.4 billion!) on Halloween festivities, from high-end costumes to pricy decorations.

But have no fear this Halloween — at least not for your wallet. Here are 13 great ways to save money this Halloween.

1. Make Your Own Costume

Some of these DIY costumes require more crafts skills than others, but if you’re proficient at DIY, you stand a chance to make money on Halloween by selling your wares, let alone saving the cost of your family’s costumes.

2. If You Hate DIY, Get a Cheap Costume

Not crafty? No worries!

Raid your closet and your local Goodwill for items you can finagle into costume status — and wear later.

3. Make Your Own Decorations

Crafting Halloween decorations instead of buying them can save major bucks — and look how cute some of these ideas are! But, if you aren’t crafty or just don’t have the time, then check out these cheap halloween decorations.

And, of course, the jack-o’-lanterns you’re carving anyway are a great decoration in their own right. But before you go out and grab that book of stencils…

4. Use Free Stencils for Halloween Pumpkin Carving

No need to spending money every year on a bunch of knives that will fall apart as soon as they’re used and on one-use-only stencils! Use these free stencils and your regular knives.

Or let your creativity run wild and free-hand it. If you think outside the box, who knows what you’ll come up with?

5. Buy Your Pumpkins at the Last Minute

Whether from pumpkin patches or the grocery store, the gourds are likely to be cheaper closer to the holiday. Your selection will be a little narrower, but that just makes it easier to decide!

Plus, if you pick and carve your pumpkin too early, it might rot before Halloween even arrives. So if you’re reading this and haven’t bought your pumpkin yet, you’re on the right track.

6. Actually Eat Your Pumpkins

Did you know that pumpkin pie filling doesn’t just come from a can? In fact, there are plenty of edible (and inedible) things you can do with pumpkins after Halloween.

7. And Your Indian Corn

Growing up in Florida, I didn’t see too many autumn-related weather changes. All the trees stayed green.

But one thing always meant fall was in full swing for sure: My mother would hang ears of beautiful Indian corn on our front door.

Turns out you can actually eat that Indian corn — Pam at Gingerbread Snowflakes made her own cornmeal, grits and popcorn!

8. Buy Candy in Bulk

You can save a few cents per bag by buying the economy-sized Halloween assortments of candy versus the family-sized or smaller bags. In general, fruity or hard candies are cheaper than chocolate.

And don’t just pick the biggest bag of sugary sweets willy nilly — shop around. Slight differences in what candies are included in your bulk bag can mean the difference between paying $25 or $15 for a similar number of giveaways.

But if you really want to save, stay up to date on local deals and check your local membership warehouse club (like Costco or Sam’s Club) — you might be talking about the difference between 11 cents per ounce and 26 cents per ounce.

9. Return Unopened Bags

If you open bags of candy one at a time as needed, you can return the unopened ones to the vendor and get your money back — and have less candy sitting in your cabinets.

10. Consider Candy Alternatives

Popcorn balls are cheap and easy to make, or you could pass out non-edibles like these Halloween-themed erasers (I might be a nerdy exception, but these treats would not have left me feeling tricked! So cute). At 720 pieces for $20, they’re a steal.

Consider this: Even some bulk candies end up costing 15 cents per piece, and most kids want to grab a handful. You could give away a quarter to each visitor and perhaps still be saving cash!

11. Go to a Halloween Party Instead of Heading to a Big Event

Lots of Halloween fanatics are willing to shell out big bucks on events like Halloween Horror Nights — tickets start at $59.99 a piece.

Even smaller haunted house events or ghost tours can have big price tags.

Instead, have a few friends over or head to the office Halloween party. Plus, keep your eyes on your local newspaper for low- or no-cost Halloween events near you.

12. Make Your Own Adorable Favors

Not just decorations, but tasty treats too — look how easy some of these recipes are! You can stay on theme without paying for bakery-decorated goods.

13. Screen Your Own Scary Movies

Heading to the theater for a scary flick on or around Halloween is a tradition in my family. But what did you spend last time you went to the cinema? The answer may be scarier than Paranormal Activity could ever hope to be.

According to this list of AMC’s ticket prices, an outing for two adults would run you almost $30 — before the popcorn (100% necessary).

Stay home, pop your own and enjoy one of the creepy offerings on Netflix. Plus, if you get too freaked out, you can always turn on the lights.

Jamie Cattanach (@jamiecattanach) has written for VinePair, SELF, Ms. Magazine, Roads & Kingdoms, The Write Life, Barclaycard’s Travel Blog, Santander Bank’s Prosper and Thrive and other outlets. Her writing focuses on food, wine, travel and frugality.

This was originally published on The Penny Hoarder, one of the largest personal finance websites. We help millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. In 2016, Inc. 500 ranked The Penny Hoarder as the No. 1 fastest-growing private media company in the U.S.



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Can a Basic Income Improve Lives? This California Mayor Wants to Find Out

How would your life change if, each month, someone just gave you enough money to cover your basic needs?

Would you travel more?

Would you pursue a passion?

Would you go back to school and get a degree?

Would you simply sleep better at night knowing you would have food on the table and enough money to pay your bills?

These are the questions Michael Tubbs, the 27-year-old mayor of Stockton, California, wants everyone to be able to answer.

Stockton’s Basic Income Experiment

Tubbs, who grew up in the central California city, recently announced the launch of an experimental program that will give citizens of Stockton $500 in basic income every month.

Residents will be allowed to use the money however they see fit — no restrictions, no rules and absolutely no strings attached.

The young mayor was motivated to test out the program after seeing how income insecurity affected his mother throughout his own childhood.

“If we had $300 a month, life would be less stressful,” Tubbs said. “Maybe she would have been able to go back to school and get her BA, or pursue a passion.”

The city hopes to start the program in 2018 and provide several hundred citizens with a basic income for at least a couple of years. How long the program will last depends on the level of funding the city can make available.

Universal Basic Income: Not a New Concept

While Stockton may be the first city in the U.S. to actually implement a universal basic income, programs like this one are gaining popularity around the world.

Both Finland and Canada are currently testing basic income programs in hopes of determining whether the outcome is actually worth the investment.

Earlier this year, Hawaii was toying with the idea of being the first state to provide its residents with a UBI to combat a severe increase in its homeless population.

Back in May, two documentary filmmakers announced plans to follow and film two people who would be given $250 weekly for two years in order to shed light on the concept of a UBI and hopefully increase its popularity.

As of right now, experts seem to be pretty torn on the benefits and drawbacks of a UBI. However, if the Stockton experiment is successful, it could encourage more cities — or even entire states — to test out programs of their own.

Grace Schweizer is a junior writer at The Penny Hoarder.

This was originally published on The Penny Hoarder, one of the largest personal finance websites. We help millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. In 2016, Inc. 500 ranked The Penny Hoarder as the No. 1 fastest-growing private media company in the U.S.



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IBM Just Upped Its Paid Parental Leave Game. Your Move, Everyone Else

IBM is putting so many other companies to shame.

In one fell swoop, it just doubled the amount of paid parental leave it offers employees, according to a company blog post.

While it’s no Netflix (which offers new parents up to a year off) or Etsy (which offers six months), IBM’s new policy bumps paid parental leave up from six weeks to 12 for fathers, partners and adoptive parents who’ve welcomed a new child into their lives.

For childbirthing mothers, the paid leave is extended from 14 weeks to up to 20 weeks. CNN reports six to eight weeks of medical disability coverage make up the additional leave.

Oh, and that’s not it: CNN reports the benefit applies to both full-time and part-time U.S. employees. And the policy is also retroactive — those who’ve welcomed a baby since November 2016 can take advantage of the extra paid time off.

Employees are given the flexibility to use the time off whenever they need during the first year after a birth or adoption.

In addition, IBM has pledged to reimburse employees up to $20,000 for eligible adoption fees or surrogacy costs.

Keep in mind, these are all changes the company just established. IBM already has several family-friendly programs in place, such as child care center discounts and flex-time to attend appointments and events.

Read its recent blog post on “Meeting the Needs of 21st Century Parenting” to learn more about how the company attracts and retains employees with kids.

And if the post makes you jealous and itching to leave your current employer, don’t fret: IBM is hiring.

Nicole Dow is a staff writer at The Penny Hoarder. She enjoys writing about parenthood and money.

This was originally published on The Penny Hoarder, one of the largest personal finance websites. We help millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. In 2016, Inc. 500 ranked The Penny Hoarder as the No. 1 fastest-growing private media company in the U.S.



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Need Some Last-Minute Halloween Party Ideas? We’ve Got You Covered

Every year, beginning on July 5 when all of the Halloween stuff hits store shelves, I imagine the epic Halloween costume party I’m going to throw.

And every year, on Oct. 29, I realize that I have, yet again, done an embarrassingly bad job of following through on that dream.

But I think that’s my problem — in the past, I’ve dreamt too big. Way too big. Like, a hundred man-hours and a few thousand dollars too big.

In my head I imagine a spread of food that spans eight tables, hundreds of party guests all decked out in Comic-Con level costumes and decorations that rival those of a grade-A haunted house — the unrealistic stuff of Halloween party legends.

But that’s where my plan falls apart. As the 31st creeps closer, I realize I’ll never pull off — or be able to afford — the over-the-top, all-out, throw-down Halloween bash I’m imagining in my head and I just sort of… give up.

I mean, if it can’t be perfect, why even do it?

Because parties are fun and awesome and a great way to get your friends together and nobody actually cares if there’s a pumpkin-themed bouncy castle as long as there’s boos booze, right?!

Right!

So this year, I’m abandoning the dream. (And I promise, that’s not as sad as it sounds.)

This year, instead of aiming high and expensive and then giving up completely, I’m going to aim realistically and affordably and enjoy the low-key fruits of my last-minute labors.

Throw a Spooktacular Halloween Party on a Budget

Here’s how I plan to pull off this year’s laid-back version of my dream Halloween bash on a budget — and with as little party-planning stress as possible.

The Decorations

First things first, you have to decorate your party space.

Kristy Gaunt, an illustrative designer here at The Penny Hoarder, managed to decorate her entire house for Halloween — inside and out — for less than $50. And the best part? She did most of it with supplies she found at Dollar Tree.

She also shopped at Michaels and scored some deeply discounted supplies because (Penny Hoarder hack!) most craft stores will put their holiday merchandise on sale long before the holiday is even over.

If you need a few finishing touches to round out your decor, you can make these 13 creepy decorations with things most people already have lying around the house — and all for under $5.

The Treats and Sweets

Since I’m aiming for low-key with this party, I put a rule in place that nothing I make food-wise is allowed to cost me more than $5 or take more than 20 minutes to prep.

I came up with five different creepy-crawly treat options (well, four treats and a drink), and I’ll encourage my friends to bring along any extra candy, snacks or drinks they want to share at the party — potluck style!

Also, if you’ve been scooping, chiseling and slicing pumpkins to create a terrifying line-up of jack-o’-lanterns, don’t forget that the guts and seeds are edible (and delicious)! Check out these 21 ways to enjoy those pumpkin leftovers after a good carving sesh.

The Haunts and Spooks

OK, so what I really mean here is activities.

If you’re going for a truly low-key night, you can’t go wrong with a scary movie or three. And no need to go out of your way (or budget) to rent a good horror film. Instead, pull up your favorite streaming service — they all feature a few awesomely creepy picks this time of year!

If your party crowd isn’t into scary movies, a board game night might be the way to go. Set up a few different game stations around the house and let your guests choose between some themed options like Operation or Clue. A little gruesome, mostly fun.

Looking for a more adventurous option? Get the gang together and find a haunted house. You should have no trouble finding one in your city — or even in your neighborhood — and local haunted houses usually don’t charge more than a few dollars per person.

If you think your friends are up for something truly terrifying, though, check out these seven spooky destinations where you can get scared out of your wits for free.

Don’t Forget Your Costume!

If you, like me, are not much of a planner, you’re probably scrambling for a last-minute Halloween costume to wear to your last-minute Halloween party. (Feeling a little called out right now? Me too, don’t worry.)

Skip the last minute run to the overpriced costume store in favor of a little shopping trip through your closet. No really — I’m serious! Check out these ideas for a little last-minute costume inspiration for outfits you can throw together using things you probably already own.

If the costume you’re concocting in your head requires makeup, don’t even bother with a trip to the nearest party store for that sticky grease paint; use what you have laying around in your (or your teen’s or your partner’s) makeup drawer.

And if you’re going to go splurge on some extras because you don’t quite have what you need to complete your look, at least buy items that you’ll use more than once a year!

If your kids will be in attendance, here are six super simple options for all ages that will barely cost you a dime — and that your tiny ghouls and goblins will actually enjoy wearing (think: Doc McStuffins).

And finally, if your guest of honor will be less human and more of, well, a cat or dog, we’ve got last-minute costume ideas for your favorite furry friend as well.

I’ve been trying to talk my cat into wearing the lion costume for weeks, but I’m just not sure if he’ll cooperate when the big night finally rolls around. All the more reason to find him an inexpensive costume, because if he’s just not feeling it come party time, I’ll be glad I didn’t spend big bucks on it!

Just Here for the Boos

And just like that — with a few haunting decorations, a creepy-crawly menu, activities that will scare the pants off your friends and a costume to die for — you’re ready to host your Halloween party.

It may not be the epically spooky bash of your long-held Halloween dreams, but it’s a chance to get your friends together to hang out, eat food and avoid the awkward “are we too old to trick or treat?” debate.

Grace Schweizer is a junior writer at The Penny Hoarder. Oliver, if you’re reading this, I’ll ask you one more time: please, PLEASE wear the little lion costume.

This was originally published on The Penny Hoarder, one of the largest personal finance websites. We help millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. In 2016, Inc. 500 ranked The Penny Hoarder as the No. 1 fastest-growing private media company in the U.S.



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These 13 Careers Are Set to Take Off in the U.S. — No Bachelor’s Needed

Whether you like tinkering with mechanical gears, tweaking human muscles or cleaning folks’ teeth, the latest job growth projections will give you a reason to jump in the air and click your heels, 1920s-musical style.

OK, the last one sounded a little weird, but you’ll just have to read on to see where we’re going with this.

The U.S. Bureau of Labor Statistics has finally updated its forecast for job growth through 2026 — it previously just went up to 2024 — and the country is slated to add more than 11 million new jobs in that timeframe.

So if you’re a college student or experiencing the existential ennui of a job you don’t truly love, now may be a good time to start looking for a new career.

There are a few problems when you look at these numbers at face value, though.

First, let’s have a look at the fastest growing job field: solar photovoltaic installer. Yeah, fancy name aside, it’s someone who installs solar panels. But that growth, tho.

105%!

That sounds huge, but because the industry is so small right now, that only means a few thousand jobs a year over the next decade.

Womp, womp.

And many other others, like mathematician, physician assistant or nurse practitioner require advanced degrees, and we know you ain’t got time for that.

And on the other side of the coin, if you just look at the volume of job openings, the list has jobs that are really seasonal and not too glamorous, like waiters or fast food workers. Some don’t pay that well, with the median salary of those 21 jobs listed by the BLS falling a bit below $32,000.

So to bring you, our loyal readers, the best jobs you should consider based off of these freshly-released stats, we considered the percent of job growth projected, overall growth forecast and wage to bring you a list of jobs that are attainable and totally off the heezy for the next decade. You’ll see, some are stronger in one category than another.

The best part: None of these require a bachelor’s degree. Noice.

Top Careers Slated to Grow That Don’t Require a Bachelor’s

When you look at the best careers to consider for next decade, you’ll notice most are in the health care field. We’ve got an aging population after all, folks. A few of these were included in our list of the best jobs to attain with only an associate degree.

There are also some energy jobs, as well as a wildcard. These are pretty specific to certain industries, so if you don’t see anything that’s a fit for you, make sure to follow The Penny Hoarder Jobs page on Facebook for a wide variety of opportunities.

1. Physical Therapist Assistant

Projected Growth: 30.8%

Median Annual Pay: $56,610

This one’s personal.

My dad just had his second serious back surgery of the last half-decade, and rehab is going to require a ton of help from physical therapist assistants.

If you want to help folks like my father use their bodies to their fullest again, you’ll likely need a two-year degree and certifications.

2. Sonographer

Projected Growth: 23.2%

Median Annual Pay: $69,650

This is another health care job, but you’ll also some technical knowhow to become a diagnostic medical sonographer.

You’ll also need an associate degree for this gig, in which you’ll use imaging tools to look at new babies (aww), muscle tears and more. There are hundreds of good programs out there for you to check out, according to the Commission on Accreditation of Allied Health Education Programs.

3. Dental Hygienist

Projected Growth: 19.6%

Median Annual Pay: $72,910

If you plan to become a dental hygienist, at least promise me you won’t force me into a conversation while I’ve got a mouth full of cotton.

As you probably know, hygienists get the most face-to-face time with patients, so this is a plus if you’re an extrovert (but, please remember the previous point). The American Dental Hygienists Association has resources on where to start your career.

4. Respiratory Therapist

Projected Growth: 23.4%

Median Annual Pay: $58,670

Hey, all humans have gotta breathe, right?

As a respiratory therapist, you’d be caring for people of all ages with respiratory issues. And like the previous jobs, it requires an associate degree, which you can snag at one of these schools.

5. Oil, Gas and Mining Service Unit Operator

Projected Growth: 23.4%

Median Annual Pay: $48,610

Finally, a job that requires little schooling: energy service unit operator.

These workers operate those big, cool machines that bring us power. You will probably need a high school diploma, but check out the credential tool from CareerOneStop (toward the bottom of the page) to find certification information in your state.

6. Linemen

Projected Growth: 13.9%

Median Annual Pay: $68,010

Ah yes, the hurricane heroes we lauded after Hurricane Irma churned by The Penny Hoarder’s headquarters in St. Petersburg, Florida.

Becoming a lineman takes a high tolerance for heat and a healthy respect for the power of electricity. But, like infrastructure jobs we’ve highlighted in the past, you don’t need a college degree. Try an apprenticeship if you’re looking for an electric career choice.

7. Bicycle Repairer

Projected Growth: 29.4%

Median Annual Pay: $27,630

The wildcard!

Become a bicycle tinkerer and you’ll definitely have work over the next decade, although the pay doesn’t measure up as much as others on the list.

You can get certified through specific brands, such as Trek, or find a month-long class at your local technical school, according to Anne Fidanzato, the manager of Trek Bicycles in St. Petersburg, Florida.

8. MRI Technologist

Projected Growth: 13.6%

Median Annual Pay: $68,420

Similar to a sonographer, MRI technologists combine the love and care of a health care worker with the technological prowess to handle some pretty expensive machines.

Again, this is a career that requires an associate degree, but come on, two years is obviously better than four. And with that kind of growth over the next decade, you’ll have plenty of time to find a program right for you — then an awesome job.

9. Physical Therapist Aide

Projected Growth: 29.1%

Median Annual Pay: $25,680

The pay doesn’t match that of an actual assistant to a physical therapist, but you can help folks like my dad with only a high school education and some on-the-job training as a physical therapist aide.

This is another career that is set to take off because our aging demographics with chronic problems, like obesity or diabetes, according to the BLS.

10. Oil or Gas Roustabout

Projected Growth: 24.5%

Median Annual Pay: $37,340

Roustabout sounds like an awesome old-timey job you’d have hauling luggage for a traveling circus, but it’s also a solid career choice in the field of energy.

Roustabouts repair oil or gas extraction equipment, perform regular maintenance on job sites and can make way more than $37,000 a year, according to job listings on Glassdoor.

11. Massage Therapist

Projected Growth: 23.5%

Median Annual Pay: $39,860

As the current political and international climate remains apocalyptic, we’re going to need all the help we can to relax.

So we’ll need tons more massage therapists here in the U.S., and with a salary at just under $40,000, it’s not bad for a job where you can work from pretty much anywhere.

Certification and training requirements vary widely by state, so make sure you know what you’re getting into.

12. Web Developer

Projected Growth: 13.1%

Median Annual Pay: $66,130

Six years ago, the BLS didn’t even have web developer listed in its database of occupations; that should tell you how fast this career choice has taken off.

Now there are tons of routes to learn programming, some for free. And the actual amount of education you need depends on the type of web development you’ll do.

13. Hearing Aid Specialist

Projected Growth: 19.2%

Median Annual Pay: $50,250

Can you hear me now?

Another career set to take off thanks to an aging population is hearing aid specialist. These experts find the right fit and technology for folks with hearing impairments. The pay is pretty good for this one, especially if you consider that you only need a high school diploma.

You know the best part about most of these careers? You’ll be helping people — and in the end that’s what matters most.

Alex Mahadevan is a data journalist at The Penny Hoarder.

This was originally published on The Penny Hoarder, one of the largest personal finance websites. We help millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. In 2016, Inc. 500 ranked The Penny Hoarder as the No. 1 fastest-growing private media company in the U.S.



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This Side Gig Will Let You Earn Up to $20/Hr — Just By Walking Around

If you wear or carry anything that displays a brand name or logo on it, you’re already a walking advertisement.

So why not get paid for it?

One startup is making that happen in a unique way.

Nomad Technologies, a Bellevue, Washington-based marketing platform, pays people to advertise for brands by walking around densely-populated areas with tablets displaying messages attached to their backpacks.

Nomad’s approach to advertising takes what would be a stagnant message on a sign or billboard and makes it mobile. The messages grab attention in a crowd like a sign spinner or a mascot might — they’re just geared for the 21st century.

Founder and CEO Jonah Friedl launched Nomad on the campus of Washington State University two years ago when he was still a student.

Friedl told us his plans for growth include bringing money-making opportunities to many more college students — and those who’ve long left college days behind.

‘Like Uber for Advertising’

Friedl described Nomad as being like “Uber for advertising” in that brands can launch advertising campaigns in almost any market, bringing work to people nationwide. Several of its clients, including Zipcar, Timberland, YouTube and LimeBike, are brands that advertise all across the country.

Nomad has branched out since its start at Washington State University. Friedl said the company is active on over 13 college campuses, including Stanford University, University of Washington, University of Texas – Austin, Boston University, New York University and Georgia Tech.

He plans to have coverage at 100 campuses and in 20 major metropolitan areas by the end of 2018.

Nomad also mimics popular ridesharing companies in other ways, particularly in the flexibility of the work. Those who sign on with the platform (fittingly referred to as Nomads) have the flexibility of choosing when they want to work.

Friedl said Nomads are paid between $10 and $20 an hour, with pay varying in the way that surge pricing works.

“They’re incentivized to walk during busy times and in busy areas,” he said. “Nomads get bonuses based on the more people they get in front of.”

Friedl said Nomad’s app will alert workers to special events, such as an on-campus concert, where they can have a chance to make more money.

What’s Needed to Become a Nomad

Friedl said Nomad has a network of over 2,000 people, ranging from college students to senior citizens. The startup continually welcomes more to join its ranks.

Those who end up being a good fit for the company are those who are easily able to speak to what the ad is selling.

“If it’s a campaign with Timberland — who’s a customer of ours at Stanford — we make sure those students are hiking enthusiasts, outdoor enthusiasts [and] already a fan of the brand so they’re extremely excited to be brought in to be representing it,” Friedl said. “Going into it, they’re well versed to speak on behalf of the quality of the product.”

Potential Nomads must check off boxes about their interests on the application, and they’re asked to give their social media handles so the company can match people up with the right ad campaigns.

Signing Up to Be a Walking Sign

Friedl said after the initial application review, applicants must complete an interview process.

“We do over-the-phone and Skype interviews with every single person that we hire,” he said.

If a campaign is not available when a person signs up to work for Nomad, their information is kept on a waiting list until workers are needed. That waiting period is sometimes as long as four weeks, Friedl said.

The wait time can be shorter in the areas where Nomad is already established, such as the college campuses in which they’ve deployed and in cities like Seattle, New York, San Francisco, Los Angeles and San Diego, he said.

“Those are really popular markets where we get a ton of requests and people stay pretty busy,” Friedl said.

Nomads are only assigned to work one campaign at a time. If they don’t already own a tablet, they can lease one through the company.

To make sure they’ll have the perfect response when a passerby stops to ask them about the ad on their backpack, brands provide the company with a one-pager with pertinent information.

“We run that through our system so that all the Nomads, a week in advance, are trained up and quizzed up on what they’re going to be promoting,” Friedl said.

More Than Just Money

Nomad may be a great way for people to earn money, but it also has a charitable aim to help the communities where it’s active.

Friedl said the company recently gave workers at Stanford University the option to divert 20% of their pay for one week to the American Red Cross’ disaster relief in the wake of the northern California fires — with Nomad matching the contributions.

It issued a similar invitation to Texas workers in the wake of Hurricane Harvey.

“We’re really big advocates of local philanthropy at the micro level,” Friedl said.

To sign up to work for Nomad, click here.

Nicole Dow is a staff writer at The Penny Hoarder.

This was originally published on The Penny Hoarder, one of the largest personal finance websites. We help millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. In 2016, Inc. 500 ranked The Penny Hoarder as the No. 1 fastest-growing private media company in the U.S.



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How to Start A/B Testing Your Email Marketing (A Beginner’s Guide)

It’s important for you to always try to improve your email marketing strategy.

The trends continue to change each year, and you need to adapt.

If you’re still sending out the same boring newsletter or promotional offer you used 5 years ago, it’s time for you to make some improvements and adjustments.

But where do you start?

You may want to try testing a couple of different templates or designs to see which one is the most effective.

A/B testing is not strictly for people who want to update their old email strategies.

It’s great for business owners and marketers who are actively trying to keep up with the new trends as well.

Making minor changes to your subject lines, color scheme, CTA buttons, and design could drastically improve your conversions.

If you’ve never attempted to A/B test your marketing emails, I’ll show you how to get started.

Test only one hypothesis at a time

First, decide what you want to test.

Once you decide what you’re testing, come up with a hypothesis.

Next, design the test to check that hypothesis.

For example, you may want to start by testing your call to action.

Let’s look at how Optimizely tested their CTA button.

image11 3

These two messages are identical.

The only thing that changed was the wording of their call to action.

They didn’t change the color, design, heading, or text of the message.

Optimizely simply tested “Watch Webinar” against “View Presentations & Slides.”

The results were drastically different.

Subscribers clicked on the variation nearly 50% more than the control group.

You may want to run further tests on other components of the message.

So, now that Optimizely knows which variation produces the most clicks, they can proceed with testing different subject lines that can increase open rates.

Where do you start?

Before you can come up with a valid hypothesis, you may need to do some research.

Decide which component of your subject line you want to test.

Here’s some great data from Marketing Charts.

image9 3

Based on this information, you could A/B test the number of characters in your subject line.

You already know that subjects with 1-20 characters produce the most opens.

Take that one step further.

Your hypothesis could be that 11-20 characters will produce more opens than 1-10 characters.

There’s your variation.

Let’s say the first thing you tested was a CTA button, like in the Optimizely example.

Now, you can move on to the subject line.

If you tested the CTA and subject line at the same time, you wouldn’t know which one was the biggest factor in your results.

You can’t effectively test a hypothesis with multiple variables.

Testing one thing at a time will ultimately help you create the most efficient message.

How to set up your A/B email tests

All right, now that you know what to test, it’s time to create your email.

How do you do this?

It depends on your email marketing service.

Not all platforms give you this option.

If your current provider doesn’t have this feature, you may want to consider finding an alternative service.

I’ll show you the step-by-step process of running an A/B test through HubSpot’s platform.

Step #1: Select “Email” from the “Content” tab of your Marketing Dashboard

image5 3

Your marketing dashboard is pretty much the home page for the HubSpot account.

Just navigate to the content tab and select Email to proceed.

Step #2: Click “Create email”

image3 3

Look for the “Create email” button in the top right corner of your page.

Step #3: Create your A/B test

image6 3

Once you name your email campaign and select a template, next you’ll see the editing tab.

Click on the blue “Create A/B Test” button on the left side of your screen.

Step #4: Name the variation

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By default, this popup will have the name of your campaign with “(Variation)” after it.

But you can name it something more specific based on what you’re testing.

For example, you can name it “September News CTA Button Placement” instead.

Step #5: Change the variation based on your hypothesis

image4 3

Now you can edit the two messages.

Remember, the content should be identical.

Change only the one thing you’re testing.

Step #6: Choose the distribution size of the test groups

image2 3

50/50 is the best distribution.

But if you want to modify it, drag the slide bar to change the distribution ratio.

Step #7: Analyze the results

image12 3

After you send out the test, HubSpot’s software automatically generates a report.

Based on the test we ran, Version B had a higher open rate.

So, that must be the clear winner, right?

Not so fast.

It was higher by less than 1% compared to the control group.

The difference isn’t significant enough to declare a definitive winner.

It’s an inconclusive test.

That’s OK.

These things happen.

If the results are within 1% like in the example above, it’s pretty clear they are inconclusive.

But what about 5%? 10%? Or 15%?

Where do you draw the line?

You need to determine your natural variance.

Run an A/A test email to determine this.

Here’s an example of an A/A test on a website:

image13 2

The pages are the same.

But the one on the right saw 15% higher conversions.

So that’s the natural variance.

Use this same concept for your email campaign.

Send identical emails to see what the open rates and click-through rates are.

Compare that number against your A/B test results to see if your variance results were meaningful.

Test the send time of each message

Sometimes you need to think outside the box when you’re running these tests.

Your subject line and CTA button may not be the problem.

What time of day are you sending your messages?

What day of the week do your emails go out?

You may think Monday morning is a great time because people are starting the week ready to go through emails.

But doing further research suggests otherwise.

image7 3

It appears more people open emails in the middle of the week.

You can run a split test between Wednesday and Thursday or Tuesday and Thursday to see which days are the best.

Take your test one step further.

Hypothesize what time you think your subscribers will open and click in your message.

Studies show people are more likely to open an email in the afternoon.

image14 2

Between 2:00 PM and 5:00 PM is the time when you’ll probably see the most activity.

Take this information into consideration when you’re running an A/B test.

Your opening lines are essential

Earlier we identified the importance of testing your subject line.

Let’s take that a step further.

Focus on the first few lines of your message.

Most email platforms give the recipient a preview of the message underneath the subject.

Here’s what it looks like on a user’s phone in their Gmail account:

image15 1

Play around with the opening lines of your message.

It’s a great opportunity to run an A/B test.

Look at some of the examples above.

Banana Republic doesn’t mention the offer in the first few lines.

Why?

Because it’s written in the subject line.

It would be redundant if they included that information again in the first sentence.

But if you keep reading, there’s probably room for improvement.

The next part of the message tells you that you can see all the images on their mobile site.

That may not be the most efficient use of their preview space.

There’s one way we can find out for sure.

Run an A/B test.

Changing your opening lines can help improve open rates by up to 45%.

Manually running an A/B test

As I mentioned earlier, not every email marketing platform has an A/B test option built into their service.

Other sites besides HubSpot that have an A/B test feature include:

But if you’re happy with your current provider and don’t want to switch for just one additional feature, you can still manually run an A/B test.

Split your list into two groups, and run the test that way.

It’s possible you already have your contacts segmented by other metrics.

image10 3

This can help increase open rates and conversions.

But it’s also an effective method for analyzing your hypothesis.

You’ll have to create two separate campaigns and compare the results, which is completely fine.

You just won’t see the comparison side by side on the same page as we saw in the earlier example.

If you’re doing this manually, always run your tests simultaneously.

Running tests on separate occasions could impact the results based on time, which plays a major factor in the analysis.

Test a large sample size.

This will help ensure your results are more accurate before you jump to definitive conclusions.

Running a manual test does not mean you should test more than one variable at the same time.

Stick to what we outlined earlier, picking a single variation for each test.

Experiment with the design of your email campaigns

Once you have your subject line, opening sentences, and calls to action mastered, it’s time to think about your existing template.

You can keep all your content the same, but change the layout.

Here are some examples of different templates from MailChimp:

image16 1

What do all of these templates have in common?

The word count.

None of these templates give you space to write long paragraphs because it’s not effective.

Keep your message short.

Research from Boomerang suggests that your email should be between 50 and 125 words.

image8 3

The messages in their test sample got at least a 50% response rate.

While you’re experimenting with template designs, you can also try different images.

Try one large background image with text written over it.

Another option is to include a picture within the content.

Your A/B template test can help determine which method is more effective.

Swapping out one image for another is something else you can test.

For example, if you’re using a picture of a person, test the difference between a male and female.

Conclusion

A/B testing works.

If you used these tests to successfully optimize conversions on your website, the same concept could be applied to your email marketing strategy.

Before you get started, come up with a valid hypothesis.

Don’t start changing things without a plan.

Test only one variation at a time.

After you’ve come up with conclusive results for your first test, you can move on to something else.

Try testing your:

  • Subject line
  • Call-to-action wording
  • First few sentences of the message
  • Day and time of sending the email
  • CTA button placement
  • Templates
  • Images

The email marketing service you’re currently using may have an option for you to run and analyze the results from an A/B test.

If not, it’s no problem.

You can manually run an A/B test by creating two separate groups and two different campaigns.

This is still an effective method.

A/B tests will help increase opens, clicks, and conversions.

Ultimately, this can generate more revenue for your business.

How will you modify the call to action in the first variation of your A/B test?



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