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الثلاثاء، 26 يونيو 2018

Applying to College? Here’s Your Stress-Free Guide to Filling Out the FAFSA

AAA Is Hiring Work-From-Home Travel Agents in 21 States (Pay Is $17/Hr)


AAA has come a long way from fixing tires. Over the years, the organization has consistently added products like auto and home insurance and travel packages.

AAA Club Alliance is now hiring travel agents to work with its New Jersey call center. This work-from-home job allows candidates to reside “anywhere in our footprint,” which includes all or parts of New Jersey, Connecticut, Ohio, Kentucky, Indiana, West Virginia, Virginia, Washington, D.C., Kansas, Oklahoma, South Dakota, Delaware, Maryland, Pennsylvania, South Carolina, Florida, Missouri, Washington, Arizona, Colorado, Oregon and California.

But note: Since those hired  must attend a five- to eight-week training program in Hamilton, New Jersey, location could be an issue.

The gig pays $17 an hour and features some stellar benefits, including nearly four weeks of paid vacation accrued over the first year, travel discounts and tuition reimbursement. And — wait for it — all calls are incoming, so you won’t have to cold call.

Even if this position isn’t a good fit for you, consider grabbing a AAA membership for some awesome discounts.

We know phone gigs aren’t for everyone. No worries. Check out our Jobs page on Facebook for other great opportunities.

Travel Agent at AAA Club Alliance

Pay: $17/hr

Responsibilities include:

  • Assisting customers with various AAA travel product questions
  • Fielding all calls for the retail offices when their lines are full
  • Meeting sales quotas for preferred airlines and vendors
  • Staying in the loop on internet travel sales trends and tools to book travel
  • Operating airline reservation and booking systems

Applicants for this position must have:

  • A high school diploma
  • A flexible schedule within a 24/7 operation (overtime may be required during peak periods)
  • Demonstrated sales and customer support knowledge
  • Travel school accreditation with 18 months experience preferred

Benefits include:

  • 401(k) with 7% match
  • About four weeks paid time off in the first year (plus paid holidays)
  • Medical, dental and vision insurance
  • Tuition reimbursement and paid training
  • Travel discounts
  • Complimentary AAA Premier membership

Apply here for the Travel Agent position at AAA Club Alliance.

Adam Hardy is an editorial assistant at The Penny Hoarder.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.



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Love to Plan? This Company Is Hiring Work-From-Home Travel Consultants


For some, planning a trip can be such a chore.

From booking flights to finding affordable hotels, the abundance of choices available can make the process extremely overwhelming. Throw in a cancelled flight or miscommunication about a rental car, and it becomes downright stressful.

This is where a travel consultant comes in.

If you’ve got stellar customer service skills and enjoy planning and problem solving, then we’ve got a job for you.

Frosch, a travel-management company focused on leisure and corporate travel, is looking for full-time after-hours travel consultants.

This is a virtual position, and you would work from home during evenings, weekends and holidays.

If this doesn’t sound like your type of gig, no worries. You can check out our Jobs page on Facebook, where we’re always posting new work-from-home job opportunities.

After-Hours Travel Consultant at Frosch

Pay: Not specified

Responsibilities include:

  • Managing clients’ travel reservations, such as coordinating airlines, hotels, and car rentals
  • Processing cancellations and alterations and informing clients of these developments
  • Resolving travelers’ problems in a timely manner

Applicants for this position must have:

  • At least three years of recent experience using the Sabre Global Distribution System
  • At least one year of experience using Apollo (preferred)
  • Extensive knowledge of both international and domestic routing
  • Thorough understanding of airfare contracts

Benefits include:

  • Medical, dental, and vision insurance
  • IATA and LifeMart benefits
  • Gym reimbursement
  • Continued training opportunities

Apply here for the after-hours travel consultant job at Frosch.  

Kaitlyn Blount is a junior staff writer at The Penny Hoarder.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.



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Got Lots of Interests? This Remote Data Collection Job Could Be for You


Want to help fuel the information gold rush from the comfort of your home? Here’s a perfect opportunity.

Westat, a research firm, is hiring remote telephone data collectors across the U.S. to survey people on a variety of topics. You’ll need to have a very specific technology setup and won’t get benefits — but it’s hard to beat working from home.

If this doesn’t sound like you’re kind of gig, be sure to check out The Penny Hoarder Jobs page on Facebook. We post new opportunities there all the time.

Telephone Data Collector at Westat

Responsibilities include:

  • Conducting phone interviews on a variety of topics, including transportation, the environment, health and education

Applicants for this position must have:

  • A telephone landline
  • A corded telephone with a hands-free headset attachment
  • PC with Windows 7 or later
  • A printer
  • Latest version of Internet Explorer
  • Latest versions of Adobe’s Shockwave and Acrobat Reader
  • Updated anti-virus and anti-spyware software
  • High-speed internet access at 10 MBps download speed
  • Wired Internet access — no WiFi
  • Webcam
  • Quiet and secure work space
  • Ability to work 15 to 40 hours per week, including evenings and weekends

Apply here for the Telephone Data Collector job at Westat.

Alex Mahadevan is a data journalist at The Penny Hoarder.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.



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The Brown Bagger: 7 Strategies for Maximizing the Value of Taking Your Own Lunch to Work

One of the most effective ways to cut back on your food spending is to find ways to keep the costs of your work lunches as low as possible. Many, many people rely on a simple routine of just going out to eat or ordering food while they’re working because of the pure convenience of it, but that cost really starts to add up over time, and since it’s such a simple cost to cut, it’s a great place to see some big financial gains by changing just one area of your life.

How Much Does It Cost?

According to survey data shared by Visa, the average American eats out twice a week for lunch and spends an average of $11.14 for each of those meals. This does not include the costs of the other three lunches per week, which are often prepackaged meals which come at a (relatively) premium price.

Let’s say that you follow the national average and eat out for lunch twice a week. The other three days in a workweek, you use some other solution that costs an average of $5 per day. That adds up to $37.28 per week for lunches. Over the course of a year, that adds up to $1,864.

With just a few tweaks, you can bring the average cost of your lunches down to $2 while still enjoying a great lunch each day. That’s an annual cost of $500, meaning that these moves would save an average person around $1,400 a year.

My Own Experience with Lunches

Early on in my professional career, I ate out two or three times a week with coworkers or with people in my field in other departments. The rest of the time, I mostly relied on prepackaged meals that I kept stored in the work fridge/freezer or else in my desk.

My average lunch, while eating out, was about $10 a day, while most of the meals I ate at my desk were at least a couple of dollars and often more than that.

Since switching to working from home, I eat leftovers for lunch most days and make-ahead meals most remaining days, and the financial benefits have been tremendous. My cost for lunches is almost nonexistent over the course of a year and that actually has a real impact on our family’s budget, especially over time.

My wife works outside the home most of the year. Most days, she takes a lunch with her thanks to several strategies we’ve worked out over the years, which I’m about to outline. This keeps her lunch costs low as well.

These strategies easily save us a few thousand dollars a year, in other words. So, what are these lunch strategies?

Strategy #1 – The Path of Least Resistance

This one’s simple: just make taking your lunch in the morning as utterly effortless as possible. Do everything you possibly can in advance, when you have more time, to make the actual decision to take a lunch with you as easy as humanly possible.

Almost every workday morning, the only thing Sarah has to do to take lunch with her to work is to open the refrigerator door and grab her lunch bag. That’s it. The lunch is already packed inside and completely ready to go.

This is done by moving the effort of actually packing the lunch to the night before. In fact, we typically do it during supper cleanup. If there’s a leftover meal that can be assembled for her lunch tomorrow, we assemble it right then and there and put it in her lunch bag in the fridge. If there isn’t a leftover meal that can be assembled, we find something else that works and put it in her lunch bag in the fridge.

For me, working from home, a similar strategy exists. I usually prepare a full lunch plate of leftovers if possible and store it in the fridge. That plate is again assembled during supper cleanup so that I can easily grab it the next day at lunchtime.

The point is this: there needs to be minimal resistance to taking a meal to work in the morning. It needs to be completely ready to go with minimal effort or else you’ll regularly convince yourself not to bother with it.

Our mornings are hectic, especially when the kids are in school. There isn’t time to prepare lunches right then as people are running around looking for papers or books or shoes or trying to finish breakfast. There’s always at least one or two unexpected events. Assembling lunch is something that’s incredibly easy to push aside because you can always just “throw money at the problem” and order lunch later, but that’s a fallback that you want to avoid. The solution is to make it incredibly simple to just grab that lunch and take it with you.

For us, a few tools make this easier.

My wife has an insulated lunch bag and several small Gladware containers that fit easily in the bag. We pack her lunch in those Gladware containers and put them in the bag so that everything is cool in the morning when she leaves. She can then put it straight into the fridge at work and then reheat it as needed. So, make sure that you have an appropriate and convenient way to take your work to lunch.

Most days, I either put my meal on a plate and cover it in some fashion or also assemble my lunch in a Gladware container or two.

Strategy #2 – The “Extra Leftovers”

Of course, one key part in making that first strategy work most of the time is actually having the leftovers available to pack away. Thus, one potential first step in having an inexpensive lunch at work is to prepare a larger dinner the night before.

Whenever we’re making a family dinner on a weeknight, we almost always make enough to serve four adults and three children. Sarah and I and the children eat dinner together, then there’s enough left over to prepare two lunches for the next day – one for me and one for Sarah.

This requires us to aim for recipes that serve six to eight people. Often, we’ll take recipes that serve four and double them in size for our family dinner.

How do we pull that off? Well, that rolls back even further into our meal planning and grocery shopping strategy. Here’s a detailed walkthrough of how we do our meal planning, using a real week in our life as an example.

We have a lot of shortcuts we’ve developed over the years that enable us to get a home-cooked meal on the table for our family pretty much every evening, even when Sarah and I are both working. We use our slow cooker all the time for soups and stews and casseroles that we usually assemble the night before and start cooking that morning. We often make full meals in advance and freeze them, which works well for things like lasagna and other dishes that will bake in the oven. We also have a large repertoire of meals that Sarah and I can assemble easily.

These tools enable us to put a family dinner on the table virtually every night, and almost all of those meals come with enough content to provide easily-assembled leftover meals for Sarah and I to use the next day. (They often provide even more than that, resulting in “leftover night” once or twice a week for our family dinner.)

Strategy #3 – The “Make Ahead Meal”

In this case, I’m not talking about full family meals that we’ve prepared in advance for our family dinners. Instead, I’m talking about individual meals that we’ve prepared in large quantities so that they can easily be pulled from the freezer and microwaved when a quick meal is needed.

Every once in a while, I’ll make an enormous batch of these individual “make ahead meals” – it takes an hour or two, depending on what I’m assembling. We have a bunch of individual meal containers that can go from the freezer to the fridge to the microwave to the table to the dishwasher and back with no problems and I’ll just make twenty or thirty identical meals in them for our family’s convenience. Here’s an example of that, where I made simple rice and beans; my most recent batch was a few weeks ago, where I prepared scrambled eggs, potatoes, and black beans with a bit of cheese and salsa in the exact same way by filling up a bunch of little containers and freezing them.

The nice thing about these meals is that, on a day in which leftovers are unavailable, it’s easy to just pull one of these out of the freezer for lunch. For Sarah, who leaves the house with her lunch bag each morning, we’ll often put one of those meals in that lunch bag the night before and leave it in the fridge, just as we do with any other meal. This is in line with the “path of least resistance” strategy at the start of this article – by having lunch in the same place each day, it becomes routine to remember it in the morning, so regardless of whether it’s leftovers or a made-ahead meal from the freezer, it’s waiting in the fridge in the morning in her lunch bag.

Strategy #4 – The “Simple to Assemble Meal”

In a given week, at least one or two of the following scenarios happens.

A child needs to take a lunch to school and failed to tell us until the last minute. One of our children has a practice of some kind after school that lands smack in the middle of dinnertime for the other four family members, which means that child needs an emergency supper of some kind. We miscalculated supper and there’s not enough for leftovers for the next day. We burnt supper, so something needs to be thrown together ASAP. The kids from across the street are unexpectedly here for supper so we need to stretch out a few more meals for everyone.

For whatever reason, we often need to throw together some sort of reasonable meal in a pinch, and sometimes that last-minute reasonable meal is something that winds up being lunch for Sarah or myself the next day.

Our solution to this problem is to always have stuff on hand for a quickly assembled meal. A loaf of bread. A package of deli cuts. Some sliced cheese. Some condiments. Some cut vegetables. Some fresh fruit. We almost always have these items around, and they can very quickly be put together into a passable meal if other options don’t work.

This is also true if we find ourselves in the evening without a good option for lunch the next day. Perhaps we don’t have enough leftovers. Maybe there aren’t enough meals ready to go in the freezer. Whatever the reason, having such an easily-assembled meal on hand makes it always possible to put together a solid lunch for the next day.

As with the other strategies, we often just pack this up the night before and put it in Sarah’s bag for lunch the next day so that it can be easily grabbed in the morning, just like any other lunch. This hews to the “path of least resistance” strategy noted earlier.

Strategy #5 – The “Brown Bag Club”

One reason that many people often eschew taking a lunch to work is that going out to lunch with coworkers is often done for social and professional reasons. Establishing a rapport and friendship with coworkers often has big professional benefits, after all. This strategy and the next focuses on how to resolve the conflict between saving money by bringing your lunch and improving your career by going out.

The first strategy to note is that it can be a good idea to intentionally dine with the other brown baggers. If you look around your workplace, it’s likely that many people bring their own lunches, and much professional and social benefit can come from eating with those people. Brown bagging provides a great opportunity to do so.

Just simply ask someone to eat lunch with you in the break room at noon, or else simply join in with a regular group of people who eat their lunches together. It’s a prime opportunity to build social and professional relationships without the expense of going out to eat, and it will probably help you build connections with people that you don’t know particularly well in the workplace.

When I worked in an office, I definitely had regular people that I ate with when I went out to eat, but there were also coworkers who brown-bagged it every day. Eating strictly with one group or another was actually restrictive in terms of my relationships, so what I eventually did was eat with people who normally ate out on days when they were eating at the office, and then ate with other people when the “dining out club” was out of the office for lunch.

Strategy #6 – The “Networking” Lunch

Still, there are definitely times where you really need to have lunch with a particular person for social or professional reasons that could really benefit your career, and on those days, eating out is perfectly fine.

Don’t treat such days as a food-related expense, however; view it as a professional development expense. Only go out to lunch if there is a direct professional development benefit and treat the lunch as such. If you’re establishing a relationship with someone or need to have a meeting with someone and a lunch is the best way to do that, then go for it.

When you go, order a very light lunch. Order a salad and a glass of water or something akin to that. Focus on the real reason you’re there – career and professional development.

If you get back to the office and find that you’re still hungry, then eat something. It’s not a mistake to bring a light lunch with you even on the days when you expect to be eating out, particularly if that meal can last an extra day in the work fridge (or in your desk).

Strategy #7 – If All Else Fails…

No matter how well you plan, there’s going to come a day or two where your plans fall through. Maybe you just forget your lunch. Maybe you were planning on eating out but plans fell apart. Maybe someone steals your lunch. All kinds of things can happen!

What do you do in those cases? What do you do if lunch time rolls around and you either didn’t bring a lunch or something went wrong?

My solution is a simple one, and it worked perfectly back in my office days. I simply kept a few prepackaged meals in a desk drawer and tapped them when needed.

My favorite prepackaged meal to keep on hand was a sealed bowl of soup, one that I could heat up in the microwave to have a filling lunch. I kept a single spoon in my desk as well and would wash that spoon as needed in the break room sink. I also kept a sealed bag of crackers in my desk to add to the soup. If I ever noticed I had only one or two soup containers left, I’d add soup to my grocery list and then put one or two of them in my lunch bag with the intent of sticking them in my desk.

One of my coworkers used to keep a can of tuna and some saltine crackers in her desk for this very purpose. Another coworker loved to keep several strips of beef jerky in his desk and would sometimes consume two of them for a light lunch along with a big glass of water.

These types of bare-bones meals are really inexpensive. They only cost a dollar or two and some options, like ramen noodle cups, might cost as little as a quarter. These might not be great “every day” lunch options, but they can certainly make up for situations where other lunch plans failed.

Final Thoughts

The key to all of this is to have a routine in place. Our routine that works well for us is to prepare lunch for both Sarah and myself the night before, by assembling the full meal and putting it in the fridge in a container that Sarah can just grab in the morning or I can grab at lunchtime. Sometimes, that meal is leftovers; at other times, it’s a “make ahead” meal or something simple made up of what’s on hand. If that system fails, then there are a few simple prepackaged meals around to cover for those gaps.

The key is to never leave yourself in a spot where an inexpensive lunch is unavailable to you in the middle of a workday, because that’s the very situation that ends up with you spending money needlessly. It doesn’t take much effort to start building a system that avoids that outcome.

What’s at stake here? As I noted earlier, a typical working American can save well over $1,000 a year by simply adopting a strategy of eating inexpensive lunches, and that money can easily make a real financial difference. It can help you start to pull out of debt. It can be a real start to a retirement fund. It can be the key to an emergency fund. It’s up to you.

It starts with lunch and being smarter about it.

The post The Brown Bagger: 7 Strategies for Maximizing the Value of Taking Your Own Lunch to Work appeared first on The Simple Dollar.



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Why Writers and Actors Are About to Be in High Demand in the Tech Industry

Retirement in the Age of Uber: Can Gig Economy Workers Ever Call it Quits?

There are many upsides to the gig economy and freelance work, like the flexible schedule, the autonomy of being your own boss, and, if it’s a side hustle, the ability to earn extra income to pay off bills or save for special purchases. But a path to a stable retirement does not appear to be among the benefits, at least for a lot of gig economy workers.

Betterment, an online investment platform, has just released new research focused on the finances and the future of retirement in today’s self-employed workforce. And it’s not all good news.

Their report looks at the nation’s dated retirement system, and how it has left gig economy workers unprepared. The study notes that the rise of the gig economy is fundamentally changing the way Americans earn, spend, and save for retirement, pointing out that the freedom and flexibility of the gig economy is nice now, but, for many, unsustainable over the long term.

Two categories of gig economy workers are covered in the report: full-time giggers, who rely on independent work or temporary contracts as their main source of income, and side-hustlers, who supplement a traditional full-time job with an independent or temporary gig.

“While employees with a traditional nine-to-five are getting gig economy jobs to make up for gaps in their retirement savings, full-time giggers are unprepared for their financial future,” states the report, which revealed that seven in 10 full-time gig workers feel they will not be able to maintain their current lifestyle during retirement.

What’s more, three in 10 people who earn their main income through the gig economy set aside no money for retirement regularly.

With a significant number of people engaged in the gig economy, these are not statistics to take lightly.

As of May 2017, there were 10.6 million independent contractors in America, according to the Bureau of Labor Statistics. However, the BLS number doesn’t take into account side jobs picked up for extra money; it only includes those who use gig economy or contract work as their primary source of income. Upwork estimates the gig economy is much larger, with as many as 57.3 million people.

With these numbers in mind, Betterment suggests there are several levers gig economy workers can pull to become more financially prepared for their future.

Make Better Use of Technology

Whether driving for a ride-sharing platform or selling products online, gig workers tend to be a tech-savvy group by nature. But there appears to be a major disconnect when it comes to using apps and web services to earn money – and tapping technology to maximize their financial security in retirement, says Betterment.

Gig economy workers, it seems, do not turn to technology for savings or investing with the same frequency as they do for finding jobs.

According to the Betterment study, while 59% of gig workers use a digital platform for their jobs, only 19% use an automated savings tool or app to save money, while 42% store money at home.

Gig economy workers need to embrace technology as a tool for work today as well as retirement tomorrow, states the report.

So what exactly does that mean?

“One of the main things you can do is make savings easy through auto deposits,” said Nick Holeman, a CFP with Betterment.

If you struggle to put money aside for retirement, begin by automatically transferring a small amount of money each month into a savings account. Pick an amount you likely won’t even miss, no matter how small, and over time, that money will grow. And then when you’re able, slowly begin to increase the amount you’re contributing.

Most checking and savings accounts allow you to set up an automatic transfer, but there are a variety of clever apps to help with this as well.

Digit, for instance, analyzes your the deposit and withdrawal patterns in your bank accounts and, every few days, picks an amount to transfer to savings that you’re unlikely to miss. Qapital lets you create savings rules to reward or punish behavior — for example, you can set it up to transfer $5 to savings every time you step into a Starbucks, or a dollar per mile you walk or run.

Yet another important way technology can help is through digital investing, including automated financial advising platforms and tools. Online investing is radically changing the dynamics of retirement preparation, says Holeman, making it far easier for the average individual to open an investment account.

“The minimum amount you need to invest in order to get started has been cut dramatically. You no longer need $10,000 to open an account… because robo-advisors are so much more efficient,” explained Holeman. “These companies don’t need an army of human beings. So, from a business standpoint, they can afford to serve customers with lower minimum deposits.”

Acorns, Stash, , and E*Trade are just some of the online and app-based investment tools available today, in addition to Betterment’s own offerings.

And one last note: Gig workers may not have access to an employer provided life insurance plan. But there are online companies that help with this as well, such as Policy Genius, which offers both life and disability insurance.

Open an IRA

Traditional, full-time jobs typically come with the advantage of 401(k) or 403(b) plans and matching contributions from the employer, says Holeman. Gig economy workers however, can’t count on such benefits.

But Holeman says there are ways to replicate at least part of the retirement benefits that full-time workers receive.

“Open an IRA,” he says. “Sure you might not have the match, which is a downside. But on the upside, you have so much more control over where you open the account and which funds you choose. Typically, employer plans are not very transparent and come with high fees. And you don’t get to pick which funds you invest in. So you’re at the mercy of your employer.”

In other words, think of it as an opportunity to be the master of your own retirement program. Whether you want the immediate tax perks of a traditional IRA or the tax-free retirement withdrawals of a Roth IRA, search for an IRA with low fees and attractive investing options.

Retire Later and Revise Your Definition of Retirement

There has been much written about the significant financial benefit associated with retiring just a few years later. Rather than leaving the workforce at 65 or 66, or taking early retirement at 62, consider working until 67 or longer.

There’s a variety of reasons why this can make a big difference to your bottom line in retirement. Chief among them is a dramatic reduction in Social Security benefits if you take them before full retirement age, which is gradually rising to 67 due to legislation passed by Congress.

But waiting for full Social Security benefits isn’t the only factor. A few extra years in the workforce means fewer years tapping your retirement savings, taking some of the pressure off your nest egg.

Holeman also suggests revising your idea of retirement. The image of one sailing off into the sunset at 65 and never working another day may be increasingly unrealistic. That’s not only because it’s financially untenable, but also because some retirees get bored and want to remain connected with people and their community by continuing to work at least part-time during retirement, Holeman explained.

“So many of us are behind for whatever reason. The main takeaway for me is that there are many ways to get back on track for retirement, such as retiring later, or shirking the traditional idea of retiring at 65 and never working again,” said Holeman.

Related Articles: 

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Being a Bridesmaid Can Get Expensive — Here’s How to Bow Out Gracefully

"What can I do about cooking smells coming through from next door?"

Q

There are cooking smells coming through from next door following my neighbours renovating their kitchen. What can I do?

RH, Altrincham

A

Paula Higgins, chief executive, Homeowners Alliance says: I feel your pain. Having pungent cooking smells infiltrating your home can be unpleasant to say the least. Indeed, unwanted smells are such a problem there are laws in place to prevent them. Furthermore, if cooking smells are getting into the house, cigarette smoke/carbon monoxide could presumably also come through.

Under the Environmental Protection Act (EPA) 1990, smells that are deemed to be a ‘statutory nuisance’ can result in hefty fines for homeowners.

However, the phrase ‘statutory nuisance’ is key here. The offending smell must qualify in order for action to be taken. Odours that are classed as nuisances under the EPA include accumulation of waste or smells coming from vermin-infested properties. And you can complain to your council’s environmental department about these.

Unfortunately, however, they won’t do much about cooking smells from domestic properties.

If you’re on good terms with your neighbours, you could mention the issue to them yourself, although be warned this could be an awkward conversation!

You say they recently had some work done. It might be worth checking whether the works complied with building regulations and see what ventilation system has been installed (is there an extractor fan?) – again, this would involve a polite conversation with your neighbour.

If you think building regulations haven't been complied with, you could contact the building regulations department of your council to see if it will get involved.

Short of this, all you can really do is try your best to minimise the smells in your property. An air purifier may help. You could also try leaving a bowl filled with white vinegar or baking soda in the room most affected overnight. This should dissipate the smells.

Paula Higgins is chief executive of property help portal, the HomeOwners Alliance and is one of the organisation’s co-founders.

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