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الأربعاء، 28 يونيو 2017

Application for PennEast pipeline closed over deficiencies

TRENTON, N.J. (AP) — New Jersey regulators on Wednesday closed an application for a more than $1 billion natural gas pipeline starting in Pennsylvania and ending in New Jersey.The New Jersey Department of Environmental Protection said in a letter to PennEast that its request for a 60-day extension on a freshwater permit application was denied and the application was "administratively closed."PennEast showed a "lack of demonstrated progress" on part of its application, [...]

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This Secret Trick Will Literally Pay You for Eating Chipotle (For Real)

What’s your Chipotle order?

You know, the one you crave while you’re eating a cold turkey sandwich at your desk on your lunch hour… and when the 3 p.m. crash hits and you can hardly wait for dinner…

You start to build it in your mind as you stare blankly at a computer screen.

Dish? Burrito.

Meat? Sofritas.

Rice? White.

Beans? Pinto. Pause your health kick; this traditional flavor will change your life.

Salsa? Fresh and hot, please. I like options.

Sour cream, guac or cheese? Oh yeah

Chips and salsa? Top me off.

And an ice cold bottle of Izze to wash it all down. Ahhh.

I can tell from the way you’re drooling that you don’t need to be convinced to swing by your nearest Chipotle on the way home from work today. (I’ll see you there…)

So I’ll just say this to make your day better: You can get paid to do it.

How to Earn Money for Your Love of Chipotle

You may already know that Swagbucks can help you earn SBs (digital dollars) by taking surveys or watching videos online that you can redeem for gift cards.

Well, now you can earn more SBs by purchasing gift cards through the site.

You see where we’re going with this? Let’s break it down:

  1. Buy a Chipotle gift card from MyGiftCardsPlus through Swagbucks.
  1. You’ll earn SBs on the purchase you can cash in for future gift cards. Right now a $25 Chipotle gift card will score you 25 SBs. A $50 gift card nets you 50 SBs, and so on.
  1. Do this a few times (and complete some other tasks on Swagbucks) and you can cash your SBs in for another Chipotle card, and enjoy your next burrito. Or pick up a card for a major retailer like Amazon — with its vast selection, that’s almost as good as cash (but not as good as sofritas, tbh).

Plus, if you sign up now, you can get a $5 bonus when you make your first purchase. That’s more than half of your meal paid for!

Stack it with the frequent Chipotle coupons for free chips and guac, and you’ve almost got yourself a free lunch.

To make the most of the deal, try these six tricks to get a bigger burrito for the same price.

Enjoy — ¡salud!

Dana Sitar (@danasitar) is a senior writer at The Penny Hoarder. She’s written for Huffington Post, Entrepreneur.com, Writer’s Digest and more, attempting humor wherever it’s allowed (and sometimes where it’s not).

This was originally published on The Penny Hoarder, one of the largest personal finance websites. We help millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. In 2016, Inc. 500 ranked The Penny Hoarder as the No. 1 fastest-growing private media company in the U.S.



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Born Between June 21 and July 22? Here’s How Cancers Can Earn More Money

What do you have in common with Ariana Grande, Selena Gomez and Kevin Hart?

Besides your captivating stage presence — of course — you were all born between June 21 and July 22 — under the sign of The Crab.

As a Cancer, you’ve got some serious Penny Hoarder potential.

Cancers are tenacious and nurturing, emotionally honest, and best of all, innately thrifty, according to Astrology.com.

However, you also have a few Cancer traits that challenge your financial savviness.

But that’s OK — we’ve got tips to help you embrace all the qualities of your sign, while keeping your money under control.

1. Nurturing: You Have Maternal Instincts

The Crab in you loves to nurture others. You’re probably great in jobs where you get to care for children, animals, the elderly or people with disabilities.

The world is happy to have people like you!

If you don’t have a caretaking job, or you want to earn extra money on the side, try taking care of people right in your home. Earn money as an Airbnb host.

If you live in a desirable location, you could bank hundreds (or even thousands) of dollars a month renting a spare room with Airbnb.

Your natural nurturing spirit will ensure you create a welcoming, comfortable space to help guests enjoy their stay in your city.

Here are a few tips:

  • Make your space available during high-demand times. Think: concerts, conventions and sporting events in your area.
  • Make sure your place is stocked with the toiletries you’d expect at a hotel — toilet paper, soap and towels.
  • Be personable. Help travelers get the most out of your city by being a helpful and friendly host.

Here’s the link to sign up as an Airbnb host.

(Hosting laws vary from city to city, so make sure you understand the rules and regulations applicable to your city and listing. How much you actually make may vary with your pricing, type, and location of your listing, season, demand, and other factors.)

2. Serene: You Value a Harmonious Home

You’re happiest when you can find tranquility at home.

Ensure a calm, serene space by preventing clutter. Take a day or two this month to clear your head by clearing out the unnecessary junk you’ve got lying around your house.

Oh, and make money while you’re at it!

The Decluttr app buys your old CDs, DVDs, Blu-rays and video games, plus tech hardware like cell phones, tablets, game consoles and iPods.

Just download the app and start scanning the barcodes on your media to get immediate quotes. It’s free to use, there are no listing or seller fees, payment comes in a couple of days and even shipping is free.

Plus, enter PENNY10 at checkout to get an extra 10% for your trade-ins!

For just about everything else, use Letgo. This intuitive app lets you snap a photo and list your item for sale in less than 30 seconds. Plus, it’s free to use.

Download Letgo — and get rid of your clutter —  right here.

3. Friendly: You Love Communal Activities

Your penchant for family and community means you love working alongside other people. That can make building a flexible career tough — unless you know where to look.

When you’re feeling chummy, avoid solitary work like freelancing. Instead, venture into the world by driving with Uber or Lyft.

These ride-hailing services let you make your own schedule and work for yourself, while meeting new and interesting people. Paul Pruce, a Lyft driver in Philadelphia, said the unexpected stories are one of his favorite parts of the job.

As an Uber contractor, your earnings will be calculated by adding a base fare, plus time and distance traveled after your pickup, minus a service fee (20% to 35%, depending on your city).

To drive with Uber, you must be at least 21 years old, have three years’ driving experience, an in-state driver’s license, a clean driving record and be able to pass a criminal background check.

Your car must be a four-door, seat at least four passengers, be registered in-state and be covered by in-state insurance.

If you don’t have a car that meets the requirements, Uber’s Vehicle Solutions can connect you to options to help you find one to rent or buy at a discount.

Here’s a link to apply with Uber.

Because it’s simple to switch between apps, many drivers also sign up to drive with Lyft at the same time.

The company recently announced it’s expanding into 100 new cities this year. If it’s not available in your city, keep an eye out! It’s expanding in the Southwest, the Southeast, the Carolinas, the Rockies, the Midwest, New England and Central California.

To drive with Lyft, you’ll need to be at least 21 years old with a year of driving experience, pass a background check and own a car made in 2007 or later.

Here’s a link to apply with Lyft.

4. Emotional: You Wear Your Heart on Your Sleeve

We’re not sure where the term “crabby” came from, but it sure fits The Crab.

You wear your heart on your sleeve, so no one has to wonder when you’re happy, sad or upset. Some people in your life probably appreciate the honesty — and some would rather just give you space.

If you like to scour stores for the best deals, we bet you’re quick to let a customer service rep know when something doesn’t add up. Complaints seem to be a great way to get a discount, after all.

You can avoid ruining someone’s day and get your discount by using Paribus, instead.

This online tool searches your email for receipts, then watches for price changes after you’ve shopped. Then it negotiates cash back on your behalf.

No more stressful calls with customer service.

5. Moody: You Can Retreat into Your Shell

The flip side to your love of community is the tendency to retreat away from everyone when you’re feeling blue.

Like the real crab, you hide in the comfort of your shell when your mood makes human interaction unpalatable. On those days, be prepared to make money through work that lets you avoid talking to other people.

Here are a few resources for work-from-home jobs to suit your mood:

  • Learn to be a bookkeeper, and earn up to $60 an hour helping entrepreneurs run their businesses. Bookkeeper Business Launch is a 10-week course to teach you how to start a bookkeeping business.
  • Become a proofreader, and help authors, journalists and academics perfect their copy. Proofread Anywhere teaches you the proofreading and business skills you need to get started.
  • NexRep is a customer service liaison that connects job seekers with companies like Priceline, Drybar and Grubhub who need customer service reps. Sign up with NexRep to be notified of job openings that fit your needs.

6. Thrifty: You’re Good With Money

Kudos for good money habits! We love a Penny Hoarder 🤗

You’re probably the kind of person with a huge change jar somewhere in your house, diligently clearing your purse or pockets of loose change every time you come through the door.

We found an app that lets you apply this frugal habit to your digital purchases, too.

Acorns connects to a debit or credit card, rounds up your purchases to the nearest dollar and funnels your digital change into an investment account.

You’ll create a financial profile in the app to let Acorns know how you want to invest. It will set up a portfolio based on your needs, so you don’t have to actively manage your investment.

It’s also an actually affordable way to invest.

For a balance below $5,000, you’ll pay a monthly fee of $1 plus 0.5%. There’s no minimum investment required — just let the app round up your digital change, and grow your money without thinking about it.

You can download Acorns here.

7. Languid: You Thrive With External Motivation

Your love for community means you’ll enjoy team sports… but staying active on your own is a different story.

If you want to get in shape and lose weight, we found the perfect way to stay motivated.

Picture this: You step on the scale and finally see your goal weight.

Congratulations! But it gets even better.

You’re about to receive a big check you can spend to celebrate or wisely stick into savings — all just for losing weight!

It’s not a fantasy. If you wager on your weight-loss commitment with HealthyWage, this could happen for you… as long as you stick to your guns and hit your goals.

Here’s how it works:

  1. Sign up for HealthyWage.
  1. Define a goal weight and a timeframe to achieve it. Place a monetary bet on yourself, between $20 to $500 a month.
  1. HealthyWage’s calculator will consider how much weight you have to lose, how much time you give yourself and how much money you wager to determine your reward. You could win up to $10,000.
  1. Meet your goal, and you’ll get your reward. Fail to lose the weight on time, and you forfeit the money you bet.

8. Tenacious: You Like to Get Your Way

Here’s a fun way to make money using a Cancer’s innate strong will: Join a mock jury.

Serve as an in-person or online mock juror to help lawyers prepare for real cases. You can earn $10 to $60 for about an hour of your time.

In person, you’ll probably sit through a mini version of a court case, listening to opening and closing arguments from each side. Online, you’ll simply review evidence from one side, including documents, videos and photos.

Like a real juror, once you’ve heard the case, you get to weigh in. In person, you’ll even deliberate with other jurors — putting your natural tenacity to good use!

Cancer in Love and Life

Harnessing your Cancer traits to earn money is a sweet bonus. But we know deep down you’re most interested in being surrounded by people you love.

To help build a financial, professional and family life that satisfies The Crab, read these inspiring stories from four supermoms who work from home while raising kids.

Dana Sitar (@danasitar) is a senior writer at The Penny Hoarder. She’s written for Huffington Post, Entrepreneur.com, Writer’s Digest and more, attempting humor wherever it’s allowed (and sometimes where it’s not).

This was originally published on The Penny Hoarder, one of the largest personal finance websites. We help millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. In 2016, Inc. 500 ranked The Penny Hoarder as the No. 1 fastest-growing private media company in the U.S.



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Want to Work From Home? You Need These 16 Pinterest Boards in Your Life

When you think of Pinterest, you probably think of repurposed window frames and vintage wedding dresses.

But it’s actually an amazing place for career and business information — specifically, for advice about how to work from home.

So, with the help of our very own Pinterest specialist Gretchen Lindow, I’ve compiled a list of 16 fabulous work-from-home Pinterest accounts and boards.

Each one is full of jobs and tips, and will inspire you to start your work-from-home journey today!

1. Color Me Frugal

Color Me Frugal focuses on living your best life while spending less.

We like her Making Money board best, since it includes lots of ideas for home-based and online businesses.

2. Financegirl

I met Natalie Bacon at FinCon last year, where she won the award for “Best New Personal Finance Blog.”

Clearly, she’s doing something right!

Her Pinterest game is also strong, and her Make Money board covers a wide range of money-making ideas.

3. FreebieFindingMom

Kelli Bhattacharjee loves working from home because it allows her “to spend more time with [her] little one” and “save money by not having to commute.”

If that sounds right up your alley, check her Make Money at Home board for tips and job leads.  

4. Frugal Fanatic

Addi Ganley might be best-known for her budgeting worksheets, but she also has some great boards for aspiring remote workers.  

Her Work From Home board features 245 pins with everything from blogging tips to full-time work-from-home jobs.

And if that’s not enough, check her Making Money! board, which has 1,800 pins (in Lindow’s words: EVERYTHING).

5. Levo

You know we’re all about side hustles here at The Penny Hoarder.

So we’re big fans of Levo’s board Side Hustle: Ideas (and the site in general!).

“Levo is mostly dedicated to career advice, but this board has some great ideas you might not have already seen elsewhere,” Lindow explains.

6. Making Sense of Cents

Lots of people dream of making the big bucks as a blogger, but it’s harder than it looks. (Trust me — I know!)

If you’re dedicated to #bloglife, check out Michelle Schroeder’s Make Money Blogging board.

She earned $72,000 in March, so I’m guessing she knows what she’s talking about!

7. My Stay at Home Adventures

Who says staying at home is boring?

Joyce, a mom of four, shares pins about parenting, frugal living and online business from her My Stay At Home Adventures page.

Our favorite part is her Ways To Earn Money board.

“It’s smaller,” Lindow says, “but it only contains ways to earn money that have been vetted.”

8. Proofread Anywhere

We’ve highlighted proofreading before — and the subject of that post, Caitlin Pyle, has an awesome website and Pinterest presence.

Although Proofread Anywhere is useful for anybody who wants to work for themselves, it’s particularly sweet if you want to grow a proofreading side hustle.

9. Real Ways to Earn Money Online

As its name suggests, this site focuses on legitimate ways to earn money online.

Though its main Pinterest page has more than 50 boards focused on that topic, you’ll probably like the Work From Home and Work From Home – Expert Tips boards best.

10. Sarah Titus

Sarah Titus believes “every mom should have the option to stay home, regardless of income.”

She shares tips about everything from cooking to DIY-ing and working at home through her Pinterest account — which has more than 100,000 followers!

“She doesn’t have a dedicated board to making money, but she has tons of great individual pins backed up by tons of experience,” Lindow says.

11. SeedTime

SeedTime is the new name of the popular blog Christian Personal Finance.

While the name has changed, the mission hasn’t.

Its Pinterest page has a whopping 175 boards covering a variety of topics like Christian living, budget meal planning and, of course, working from home.

12. Single Moms Income

Alexa Mason may no longer be a single mom, but she still shares plenty of ways to make and save money with her followers.

Her Business Ideas board, for example, has more than 400 pins for current — or wannabe — entrepreneurs.

13. The Penny Hoarder

What, you didn’t really think we’d make this whole list and forget ourselves, did you?

Our site is already chock-full of posts about working from home, and Lindow has been working hard to ensure our Pinterest presence is just as prolific.

Two places to start? Check out our Make Money From Home board and our Make Extra Money group board!

14. The Work at Home Wife

The Work at Home Wife has 80 boards, divided into topics like “Home Business Marketing” and “New Direct Sales Companies.”

Bonus: If you sign up for her newsletter, she’ll send you a weeklong work-from-home email course.

Our favorite board might be Work From Home Ideas, which features gigs that “match every skill set, background experience and lifestyle.”

15. The Work at Home Woman

Holly Hanna is The Work at Home Woman, and her over 80 boards discuss everything from social media to coffee.

Her eponymous board is probably the most helpful.

“There is really something for everyone,” Lindow says. “And all the jobs have been verified to not be scams.”

16. Work at Home Mom Revolution

Viva the work-at-home revolution!

Many people visit Lisa Mills’ site for the work-from-home job leads she sends via email.

We like her Pinterest page because it’s all about business — and there’s nothing like her Work at Home Jobs board, which has more than 26,000 pins!

Susan Shain is always seeking adventure on a budget. Visit her blog at susanshain.com, or say hi on Twitter @susan_shain.

This was originally published on The Penny Hoarder, one of the largest personal finance websites. We help millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. In 2016, Inc. 500 ranked The Penny Hoarder as the No. 1 fastest-growing private media company in the U.S.



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3 Money Problems You Definitely Don’t Want to Inherit from Your Parents

Waking up at middle age — or later — and realizing your finances are still a wreck is a scary scenario.

Almost as scary?

Having the same realization for your parents, who seem oblivious or apathetic, despite their advancing age.

Maybe they still have nothing saved for retirement, though they’re more than halfway through their careers.

Add in some revolving credit card debt, a mortgage that just won’t disappear and maybe a not-yet-paid-off vehicle or two, and you’re looking at a complete mess.

But you’re a Penny Hoarder, so you don’t have any of those issues.

Your finances have been in order for years, and thanks to your spendthrift ways and the magic of compound interest, you’re well on your way to financial independence and a long, happy retirement.

Maybe you’re the first Penny Hoarder in the family; we are something of a rare breed.

But if mom and dad aren’t so lucky, you might need to know how to manage money for them, so their problems don’t become your problems.

Your Parents’ Finances Affect Your Finances

No one wants to think about the fact their parents are going to die. I get that.

But aside from preparing to emotionally deal with it, you need to be prepared for the logistical fallout, too.

It’s going to be hard enough to keep track of all the documents, passwords and IDs you’ll need to get mom and dad’s things in order — even if your parents’ finances are golden.

If they’re leaving a financial sinkhole behind, you’re going to be in even worse shape.

Your parents’ money decisions may have ramifications for you they don’t even know about. And if they’ve mentioned they’re planning to leave you an inheritance, the total might change drastically depending on their financial health.

Can You Inherit Your Parents’ Debt?

After grandma’s temper and dad’s bunions, the last thing you want to inherit is parental debt you had no part in creating.

Luckily, laws are in place to prevent that from happening… most of the time.

“The rules are complex and differ depending on the type of debt and where your parent lived,” CNNMoney‘s Jeanne Sahadi reports.

In general, creditors are required to go after your parents’ estate to collect outstanding debts post-mortem.

For us non-pre-law folks, someone’s estate basically amounts to their net worth: It’s the total of all their liquid funds and savings, investments and physical assets — minus the total of their debts, of course.

However, there are exceptions to this rule, including about 30 states which still have filial responsibility laws on the books.

And even if you’re not legally responsible, if any of your parents’ debts have gone unpaid for a long time, you might receive phone calls from collection agencies trying to convince you to empty your pockets.

In the wake of a family member’s death, your head is already going to be spinning.

The bottom line? You’re going to need to check with a lawyer.

Ideally, you’ll want to help your parents get their situation in order now, while they’re still alive.

Get Ahead of Your Parents’ Financial Problems: Help Them Out

While this is a huge and intricate topic and you’ll likely have to do more research depending on your individual situation, here’s a beginner’s guide for how to approach three common, but less-than-ideal, parental finance situations.

1. Your Parents Have Nothing Saved for Retirement

The scariest part of this scenario is it’s pretty darn likely.

A recent study showed almost half of American families have absolutely nothing saved for retirement — and those of us who do aren’t doing much better, with a median $5,000 saved.

Having no retirement savings is a huge financial no-no at any age… but it’s even worse if you’re over 30. Or 50.

That’s because as time passes, compound interest — which makes saving for retirement shockingly easy for 20-somethings — is less and less on your side.

To put it bluntly, you’ve got less time to make it work.

But you’ve gotta start somewhere.

If your parents are part of this unfortunate statistic, help them make a budget and calculate a savings plan.

You might want to look into ways to automate savings so mom and dad don’t feel the pinch quite as much — but it’s gonna be a bumpy ride, no matter how you slice it.

They’ll have to be pretty aggressive to accumulate any appreciable nest egg… but $50,000 or even $10,000 of savings is a heck of a lot better than $0.

A good place to start? Look for obvious, extraneous expenses to cut — like storage units full of stuff no one’s using.

2. Your Parents Have Credit Card Debt

You might already know, but you should hear it again: Credit card debt is the very worst kind you can have.

It’s more likely to have an interest rate in the teens or 20s than any other kind of debt, like a mortgage or student loans.

And since credit card companies often lure customers in with promotional low interest rates, it’s very easy to fall into the trap of revolving credit card debt. Why do you think the companies are so rich in the first place?

When you carry revolving credit card debt, you might pay almost double the price of everything you charge.

Don’t believe me?

Spend a few minutes playing with this debt repayment calculator — and tell me credit card debt doesn’t terrify you.

There is some good news here, though: Credit debt is one kind you absolutely can’t inherit, unless you’re a cosigner. Keep that in mind should a credit card company or collections agency try to convince you to pay up after someone’s death — they’re not above it.

But those outstanding debts could take a pretty hefty chunk out of your parents’ estate and mitigate any other efforts your folks are taking to get their money on the mend.

So tell mom and dad their balance has got to go. Now. Here are 11 ways to make it disappear post haste.

3. Your Parents’ Mortgage Isn’t Paid Off

Newsflash: The American housing situation ain’t what it used to be.

When your parents were growing up, they more than likely invested in a house in the name of the American dream, with the expectation they’d made a smart investment and would be able to pay it off on time.

These days, things are probably looking a bit backwards to baby boomers.

Young people are less likely to settle down and buy a house, while many older folks are still grappling with mortgages, likely due at least in part to the housing bubble of 2008 and its subsequent foreclosures.

When the fixed income of retirement proves to be more belt-tightening than they’d hoped, many seniors take out reverse mortgages to cover living expenses.

And since reverse mortgages don’t require a monthly payment, the interest is simply tacked on over time — creating a loan that can even surpass the value of the house itself.

In the case of a regular old mortgage, heirs may have several options, including taking over the loan at the same interest rate with the payment plan, refinancing or walking away from the property.

If there are enough funds in the estate to pay off the remainder of the mortgage, they might even inherit the property free and clear.

But a reverse mortgage is a different animal.

Payment is due at the occurrence of a “trigger event” such as sale of the home or — you guessed it — the debtor’s death.

If you’re the beneficiary, that means it’s in your hands.

And since the loan hasn’t benefitted from being paid down on a regular basis, it could be pretty hefty.

It’s important to note reverse mortgage creditors can’t come after your assets after your parents’ death in order to settle the loan. But you could still be losing a valuable asset — maybe even the place you thought you’d be calling home.

What should you do about it?

If your parents are still dealing with mortgage-related issues — or even worse, facing down foreclosure — you might want to gently suggest they consider downsizing.

Ideally, you could help your parents find a home they can afford free and clear… even if it means going back to renting, or moving in with you. (Hey, they changed your diapers.)

A good friend of ours has been able to buy his home in cash — three times! — to avoid the mortgage problem altogether.

And if a move is on the table, check out these cities that will pay you to move there. Free land or assistantship might help make the cost of housing itself more footable.

Need More Help?

You’re in the right place.

Your parents can find great tips and tricks to demystify personal finance and fatten their wallets here at TPH — we publish them every day.

But healthy spending habits are learned skills, and it’s going to take practice.

For your parents’ sake (and your own), use your hard-earned penny-hoarding prowess to help them get situated.

After all, they’re your parents. You owe them big-time.

Jamie Cattanach (@jamiecattanach) is a contributing writer for The Penny Hoarder. Her creative writing has been featured in DMQ Review, Sweet: A Literary Confection and elsewhere.

This was originally published on The Penny Hoarder, one of the largest personal finance websites. We help millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. In 2016, Inc. 500 ranked The Penny Hoarder as the No. 1 fastest-growing private media company in the U.S.



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Working Alone: 22 Independent Ways to Make Money as an Introvert

I love people, appreciate the uniqueness of individuals and enjoy a good conversation or party. In some ways, I’m a very social person.

But I confess: I really don’t like “networking,” being part of a “team,” or any other situations where I have to sell myself or share responsibility with others. At heart, I’m a loner and nonconformist.

Some of you can relate to this. You feel uncomfortable with books on how to market yourself. You don’t want to spend your time trying to win friends or influence people. And so you may have wondered: How can you make money working alone?

Fortunately, you don’t have to spend your workday interacting with other people or sharing decision-making responsibility. Here are some of the best businesses, investments and jobs for introverts.

Best Jobs for Introverts

Most jobs involve working with others, and all jobs require some degree of interaction with your employer or supervisor, if not other employees or clients. But clearly some positions involve less teamwork than others.

Here are some of the best options for introverts:

1. Archivist

The median annual wage of an archivist is $50,500, according to the Bureau of Labor Statistics. You’ll spend your day organizing and maintaining historical documents in quiet rooms with few interruptions. What’s not to like?

2. Court Reporter

A courtroom is full of people, but as a court reporter, you rarely interact with others. And you do, it’s only to read back a few lines of testimony. The median annual wage of $51,320 isn’t bad either.

3. Caretaker

CBS’s Sunday Morning recently profiled Steve Fuller, the winter caretaker of Yellowstone National Park.  Fuller enjoys being alone for months and hours away from the nearest store (by snowmobile), but he says when he explains his job, “I usually start off with caretaker, and their immediate response is, ‘Have you seen ‘The Shining’?”

You can find all kinds of caretaking positions. Some are just house-sitting jobs and others involve working with the public. But some positions let you live alone and quietly care for a lodge or other facility in the off-season.

Pay varies greatly. You’ll find these positions on websites like CaretakerJobs.com and in the Caretaker Gazette.

4. Astronomer

How would you like to work by yourself much of the time, observing the skies or interpreting data? You’ll be well-paid for your loneliness, as the median annual wage of astronomers is $104,740.

Here are some other jobs where you’ll have minimal interaction with others:

  1. Medical Records Technician
  2. Industrial Machine Repairer
  3. Night Security Guard
  4. Night Shelf Stocker
  5. Appraiser
  6. Forest Fire Lookout

Businesses for Introverts

Jobs aren’t the only option for introverts and nonconformists. Some businesses also give you the freedom to do things your own way and without too much interaction with others.

For example, my wife and I have spent the last 11 years creating websites about anything that interests us (backpacking, metaphors, poetry, money, etc.) and put Google AdSense on the pages. People find our sites, read the articles and essays, and click on ads, then Google automatically deposits our share of the per-click advertising revenue in our bank account every month.

At one point, we were making over $10,000 per month from Google. Our AdSense income has now dropped to less than $1,000 monthly, so I can no longer say it’s an easy way to make money. But if you can figure out a way to get enough visitors to your blogs or websites, all you need to do is sign up and put the code on your pages.

Here’s the part introverts might like: In all these years, we’ve never talked to any of the advertisers or anyone at Google, and answering emails from visitors to our sites is optional.

Here are a few of the many ways you can be self-employed and conduct your business mostly by yourself.

11. Write Books

When I was contracted to write 101 Weird Ways to Make Money, I hated the tedious negotiations and editing discussions that went into getting the contract and writing the book. To avoid much of this hassle, write the book first and then submit it to publishers. (However, going the traditional publishing route isn’t easy — but that’s a story for another post.)

12. Self-Publish Ebooks

It costs nothing but your time to write and publish a book on Kindle, Amazon’s ebook platform. I made $2,000 with a book on ultralight backpacking I wrote in less than a week. I even made a few bucks with my nonconformist, opinionated essay-books. I’ve never had to talk to anyone to sell these books.

13. Start a Vending Machine Route

Fill the machines with whatever you sell and take the money to the bank. It’s a routine you can do alone, and if you want to avoid the “sales” part of placing the machines, you can hire a company that finds vending machine locations to do it for you.

Here are a few more businesses you can operate on your own and without much customer interaction:

  1. Scrap Metal Recycling
  2. Treasure Hunting
  3. Inventing Things

Investments to Manage On Your Own

You’ll have to negotiate for some investments, but at least you can make your decisions on your own.Here are some of the best investments that let you work alone.

17. Stocks

You can open an account and trade stocks online from the comfort and anonymity of your home, without ever talking to another person.

18. Income Real Estate

When you are the homeowner, all the crucial decisions are yours alone. And if you’re an introvert to the point you don’t even want to deal with tenants, hire management. My wife and I have rented out a condo, and we’ve never seen or talked to our tenant.

19. Resale Real Estate

Flipping houses — buying homes to fix them up and resell them — can be very lucrative. If you’re handy with a hammer and paintbrush, you can even do most of the work yourself.

Let a real estate agent do the selling and handle everything by email. My wife and I have bought and sold several properties without ever meeting the buyers or sellers.

Here are a few more investments that don’t require much, if any, direct interactions with others:

  1. Lending Club Loans
  2. Music Royalties
  3. Options Investing

Should You Go it Alone?

Naturally, collaboration with others can lead to better ideas and bigger profits in business and investments. And even a lonely archivist or author could probably negotiate a better wage or sell more books if they learned how to market themself.

But money isn’t always the most important consideration. If you like independence and time alone, it’s good to know you can have those and still earn enough income to pay the bills.

Steve Gillman is the author of “101 Weird Ways to Make Money” and creator of EveryWayToMakeMoney.com. He’s been a repo-man, walking stick carver, search engine evaluator, house flipper, tram driver, process server, mock juror and roulette croupier, but of more than 100 ways he has made money, writing is his favorite (so far).

This was originally published on The Penny Hoarder, one of the largest personal finance websites. We help millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. In 2016, Inc. 500 ranked The Penny Hoarder as the No. 1 fastest-growing private media company in the U.S.



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Goodbye Commute, Hello Yoga Pants: 3 Work-From-Home Jobs Open Right Now

Another day, another opportunity to leave your office job and take advantage of the flexibility and freedom that comes with having a work-from-home job. (That’s how the saying goes, right?)

To help you start your job hunt, we found three companies that are looking to hire customer service representatives to work from home.

Apply for One of These Work-From-Home Jobs Now

Check out these three work-from-home opportunities — one of them might be just right for you!

1. Customer Support Representative at TINT

TINT is a platform that helps businesses identify and utilize user-generated content marketing across all channels.

As a Customer Success Representative, you’ll support customers with basic product education and account management via live chat, phone, email and social media. You’ll also troubleshoot and resolve customer issues ranging from password resets to product issues.

You should be available to work between the hours of 9 a.m. and 6 p.m. EST with occasional evenings and weekends as business demands.

You should have at least one year of customer service experience, along with experience working with a support ticket system. Experience with CRM, Zendesk and Salesforce is helpful, too.

You should be detailed and responsive and have excellent communication skills. Bonus points if you have an interest in social media and marketing, have a basic knowledge of HTML and CSS and experience supporting remote teams.

This position is full-time, and you’ll receive a salary between $42,000 – $62,000. You’ll also receive a personal development stipend, health, dental and vision insurance, a 401(k) plan, flexible vacation days and team bonuses, along with a few other pretty awesome perks.

Click here to apply for this job.

2. Customer Service Agent at Ecolab

Ecolab is “the global leader in water, hygiene and energy technologies and services.”

As a Customer Service Agent, you’ll field customer queries and direct them to the proper service specialists, respond to inbound calls and handle product orders and credit inquiries.

You should have a high school diploma or GED equivalent and upwards of one year of experience in a customer service role, although a bachelor’s degree, either completed or in process, is preferred.

You should live within a “reasonable distance” of Ecolab’s facility in Naperville, Illinois, as you will be required to attend an in-person interview and training session.

While Ecolab is looking for both full-time and part-time agents, be aware that you may be asked to work up to 40 hours per week. The position pays $14 per hour. You’ll also receive medical and dental benefits.

Click here to apply for this job.

3. Finance Customer and Employee Support Representative at Remote Year

Remote Year sends freelancers, entrepreneurs and professionals on year-long work-travel experiences through 12 cities around the world.

As a full-time Employee Support Representative, you’ll manage the customer support email account, generate and follow up with monthly invoices and support employees through the financial onboarding and expense reporting processes.

You should have a bachelor’s degree in a related field or equivalent, relevant experience. You should be proficient in Microsoft Excel and have experience with FreshDesk or another similar support ticketing system.

We’ve reached out to the company to inquire about benefits and pay, and we’ll update this post when we hear back.

Click here to apply for this job.

If you’re interested in hearing about even more work-from-home jobs, be sure to like our Jobs page on Facebook. We post new jobs there all the time.

Grace Schweizer is a junior writer at The Penny Hoarder.

This was originally published on The Penny Hoarder, one of the largest personal finance websites. We help millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. In 2016, Inc. 500 ranked The Penny Hoarder as the No. 1 fastest-growing private media company in the U.S.



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Amazon Prime Members Can Get Cheap Phone (Yes, Of Course, There’s a Catch)

Just because you don’t want to spend all your hard-earned money on an iPhone 7 Plus or the brand-new Samsung Galaxy S8 doesn’t mean you have to stay in flip-phone purgatory forever.

Amazon has a deal for you.

If you’re an Amazon Prime customer, you can get a new smartphone for as little as $49. And the 13 phones don’t get much more expensive from there. The most expensive one is still under $200.

Of course, you won’t be getting the phones people will stand in miles-long lines for at these prices. The discounted Amazon Prime Exclusive Phones come from Moto, Alcatel, Nokia and BLU.

They might not be flashy, but they are perfect for the Penny Hoarder who’s on a budget but doesn’t want to walk around with a cell phone from the Stone Age.

And the best part is these cheap smartphones are unlocked, so you can use them with many of the most popular cell phone service providers.

OK, What’s the Catch?

Before you get too excited, you should have guessed there would be a catch. There are a few things you should know:

1. Only Prime Members Qualify for the Discounts

If you’re already a Prime member, you’re in the clear.

But if this deal is what you needed to finally convince you that it’s worth it to become an Amazon Prime member, you should know your first month is free, and you won’t be eligible for the discounts until you become a paying member.

If you sign up for the service and buy the phone during your free month, you’ll get an Amazon gift card in the amount of the discount once you become a paying member. And don’t try canceling during the first three months. If you do, Amazon will may void the discount or charge you for the gift card.

2. Pre-Installed Apps

When you get your phone, it will be full of Amazon-brand apps. Based on the way Amazon describes it, it seems like the company thinks this is a good thing.

“Prime members get unlimited access to Prime Movies and TV episodes, Prime Music, Prime Photos storage, deal, and more with a preinstalled selection of Amazon apps,” the website says.

Personally, I like to choose my own apps. Of course, you can always delete the apps if the you want them off your phone.

3. Ads Galore

This one is the real kicker.

If you want to save between $50 and $80 on a phone, you’ll have to pay another way. Amazon will put ads between your personal notifications on your phone’s lockscreen.

To me, this is a sacred space. But when you consider paying $179.99 for a Nokia 6 over $769 for an iPhone 7 Plus, maybe it’s not such a big deal.

Disclosure: This post includes affiliate links. We’re letting you know because it’s what Honest Abe would do. After all, he is on our favorite coin.

Desiree Stennett (@desi_stennett) is a staff writer at The Penny Hoarder. When Amazon wants to sell her an iPhone for $50, she will be all ears.

This was originally published on The Penny Hoarder, one of the largest personal finance websites. We help millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. In 2016, Inc. 500 ranked The Penny Hoarder as the No. 1 fastest-growing private media company in the U.S.



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Protect Yourself With These 5 Self-Defense Tips That Could Save Your Life

It seems like we hear about assaults, robberies and other violent crimes every day.

The reality is there are a lot of factors that determine how likely you are to be the victim of a violent crime, so it’s not something that will definitely happen to you.

Even so, it’s a good idea to think about what you know about self defense and what you can do to protect yourself if you need to.

These tips can help keep you safe and just may get you out of a bad situation. I hope you never have to use them, but they’re good to file away in the back of your head.

As our parents always told us, better safe than sorry.

How to Escape From Zip Tie Handcuffs

Plastic zip ties secure more than just boxes and hubcaps — criminals can use them to quickly bind their victim’s wrists together.

If you ever find yourself in zip tie handcuffs, you can try chewing through them or twisting your way out of them.

If you’re wearing sneakers or other laced shoes, however, there might be a faster way.

Untie your shoelaces and thread one of the laces through your handcuffs. Then tie that end to the end of the lace on the other shoe.

Pick your feet up off the floor and straighten your legs until the shoelace loop pulls taut against the zip ties. Alternate pushing one foot away from you, then the other, as if you were pedaling an invisible bicycle.

The friction of the shoelace against the zip ties will saw through the plastic and free your hands.

Check out this video and then practice a few times with some zip ties until you get the hang of it.

How to Get Out of Duct Tape Handcuffs

Criminals also tend to be fond of wrapping their victim’s wrists in duct tape. Fortunately, there’s a way out of that too — no shoelaces required.

Begin by raising your arms over your head as high as you can (you obviously don’t have full range of motion when your wrists are bound, so do the best you can).

In one rapid motion, bring your arms down, pulling your elbows behind you as far and fast as you can. The force of your hands hitting your abdomen splits the tape apart and frees your hands.

While the maneuver sounds painful, it’s really not (I tried it). Watch this video of the move in action then grab a roll of duct tape and see for yourself.

How to Signal for Help From Your Bedroom

If your car has a built-in alarm that’s activated by a key fob, you’ve got a free crime prevention tool right in your pocket.

Make it a habit to keep your keys on the nightstand when you go to bed. If you hear someone break in during the night, grab your keys and set off your car alarm.

The last thing criminals want is something that calls attention to their presence so a blaring alarm may be enough to scare them off.

You’ll double your chances of success with this safety method if you make your neighbors aware that they should call the police if your car alarm activates during the night.

If you don’t have a car alarm or worry that your neighbors would ignore its incessant beeping, there are other ways to dissuade criminals from targeting your house.

The Brevard County Sheriff’s Department recommends posting conspicuous “Beware of Dog” signs around your home.

Even the most hardened criminals don’t want to risk a dog bite, so post the signs whether you have a dog or not. It’s okay to lie your pants off to bad guys.

How to Break Out of a Trunk

Even the mere idea of being trapped in a locked car trunk is enough to make many people squirm. The thought of being kidnapped and shoved in a trunk is the fuel of nightmares.

Fortunately, cars made after 2001 have a built-in trunk release lever. One pull and the trunk lid pops open so you can flee.

It’s important to have a few other tricks up your sleeve though, in case the lever malfunctions or you’re in an older model car.

First, feel around you to see if there’s a tire iron or anything else you can use to pry the trunk open. If not, kick out the car’s tail lights so you can stick a hand or foot through the opening and alert other drivers you’re trapped.

If the car you’re in is empty and no one’s there to notice, use your feet and legs to kick out the back seat and escape through a passenger door.

How to Use a Personal Security App on Your Phone

Being outside alone at night can be scary but it may be unavoidable if you need to get to your car or wait for a bus.

Companion uses the power of technology to let your friends and family to help keep you safe no matter where they are.

When you launch the app, the people you’ve designated in your phone’s contact book can monitor your location in real time. Simple taps dial 911 to send for immediate help.

Companion also has a feature that keeps you company while you’re somewhere you feel threatened.

A large onscreen button requires you to tap it every 15 seconds so the app knows you’re okay. If you don’t respond, it assumes you can’t and alerts your pre-selected contacts you could be in trouble.

The free app is available in the App Store or on Google Play.

Lisa McGreevy is a staff writer at The Penny Hoarder. Back when she was a kid, her mother stacked glass soda bottles inside the front door so they would loudly tumble around if someone opened the door. She’s clever like that.

This was originally published on The Penny Hoarder, one of the largest personal finance websites. We help millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. In 2016, Inc. 500 ranked The Penny Hoarder as the No. 1 fastest-growing private media company in the U.S.



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6 Ways to Get Frequent Flyer Miles Without Signing Up for Credit Cards

Maybe you dream of going on an exotic vacation to Paris or Fiji — or maybe you just don’t want to pay an arm and a leg every time you visit your out-of-state in-laws.

Whatever it is, you’re looking for a way to travel for free. You’ve heard of these mystical “frequent flyer miles,” but you don’t want to have to sign up for a bunch of credit cards to get them.

What’s a wannabe travel hacker to do?

Take heart: you can earn frequent flyer miles without signing up for credit cards. You just have to know where to look.

Before we get started, though, here’s one important tip: be strategic with your earning. Don’t earn miles haphazardly with a bunch of different programs. Choose one or two programs to focus on, since you can’t merge or switch between them after the miles have been earned. It’s much more useful to have 50K miles in one program than 10K in five different ones.

Here’s How to Get Frequent Flier Miles

Now, here are six ways to earn frequent flyer miles without signing up for credit cards:

1. Shop Online

It’s an often-overlooked way to earn miles, and one of the easiest. Most major airlines have online shopping portals; by simply logging in through this website, then making a purchase at the store of your choice, you’ll earn bonus miles from that airline. It won’t cost you anything extra, and it’ll only take a few extra minutes of your time.

Let’s look at an example. Chances are, you’ve shopped at Target in person or online over the past year. Did you earn miles for it? If not, don’t kick yourself. Just read on and learn.

When you’re planning to buy something, surf over to ev’reward. This site should always be your first stop when you’re about to make an online purchase. It’ll tell you how many points you can earn in each program.

With Target.com, you earn two miles per dollar spent with American Airlines, two points per dollar spent with Chase Ultimate Rewards, and one mile per dollar spent with most of the other airlines.

Now it’s time to decide which program’s portal you want to use. (Consider which programs you already have miles in, and what you plan to use your miles for.) Click on the appropriate link, log into your account with that program, and then get redirected to Target’s main website.

Shop as normal — only now you’ll be earning extra miles with your purchase. Say you logged in through American Airlines’ shopping portal and bought a $50 blender. You’ll now have 100 American Airlines miles, just for making a purchase you would have anyway. And if you pay with a travel rewards credit card, you’ll earn even more miles on top of it.  

2. Take Surveys

If you’ve got some spare time on your hands, earn miles by taking online marketing surveys.

Two of the most popular sites are eMiles and e-Rewards. Once you earn a certain number of points, they’ll deposit miles into your program of choice.

3. Eat Out

Most airline programs offer extra points for dining within their preferred network of restaurants. And it’s easy: just sign up online and link your credit card to the program, and you’ll earn extra miles any time you pay the bill at one of those restaurants.

Here are links to a few major programs:

4. Monitor Social Media

Airlines and hotel chains often run promotions on social media. For example, you might be asked to watch a video about British Airways and like their Facebook page, and in return, you’ll get 500 points. If you’re already a social media junkie, this should be easy for you!

The best way to find out about these promotions is to follow airlines and frequent flyer blogs on Twitter. If you’re not on Twitter, just sign up to receive updates in your email or RSS reader.  

5. Sign Up for a Debit Card

I recommend that everyone has at least one travel rewards card to use for all of their everyday expenses. It is, by far, the easiest way to earn miles. If you’re not a fan of credit cards, or can’t commit to paying them off in full each month, get a miles-earning debit card instead.  

Though rewards debit cards are dying out, here are three options that remain:

A few other financial promotions exist — such as investing money with Fidelity and Ameritrade — but you typically need to put down a lot of capital to qualify.

6. Travel!

This may seem like a no-brainer, but many people still don’t take full advantage of this method of earning miles.

First off, you should never fly without putting in your frequent flyer number. And remember how we talked about earning miles in one or two programs? This applies when you’re flying, as well. Even if you purchase your ticket with Korean Air, you can earn Delta Skymiles, since they are partners. Make sure you put in the correct frequent flyer number when booking any tickets.  

Make sure you’re also earning miles through your hotel stays and car rentals. Check with your preferred programs to see who their partners are, and choose the best option for you.

Though those are the main ways you can earn frequent flyer miles without signing up for credit cards, the world of travel rewards is always changing. Keep an eye out for other promotions, such as those available when you sign up for Netflix, pay your insurance or get your taxes prepared.

Once you start looking, the opportunities to earn miles are everywhere.

Susan Shain (@TravlJunkette) has been working seasonal adventure jobs and traveling the world since 2008 — all on a strict budget. Follow along on her blog, Travel Junkette, to learn how you can do the same.

This was originally published on The Penny Hoarder, one of the largest personal finance websites. We help millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. In 2016, Inc. 500 ranked The Penny Hoarder as the No. 1 fastest-growing private media company in the U.S.



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This Report Shows Why So Many Workers Can’t Afford to Call Out Sick

Recharge Your Bank Account With This $45M Battery Class-Action Settlement

Have you ever bought an electronic device containing a lithium-ion battery?

Probably. You can find these rechargeable batteries in laptops, mobile phones, digital cameras and even power tools.

If you bought one of these items between Jan. 1, 2000 and May 31, 2011 — yes, that’s a span of more than 11 years — you may be able to to cash in on this class-action settlement.

When Battery Companies Get Accused of Fixing Prices, You Get Paid

This class-action lawsuit alleges that several battery manufacturers fixed their cylindrical lithium-ion battery cells’ prices. “Individuals and businesses may have paid more for certain products which contained these lithium-ion batteries,” due to the alleged collusion, the settlement website explains.

The defendants, including LG Chem, Hitachi Maxell and NEC, deny the claims but settled the case for $44.95 million. Now it’s your turn to request a piece of the payout.

How to Submit Your Claim

To submit a claim, visit reversethecharge.com and click “claim form” at the top of the page. Select your applicable products or replacement batteries — choose from laptops, mobile phones, smart phones, audio players, cameras, camcorders or cordless power tools — and verify whether you purchased those items for yourself or business purposes.

Enter your name, email address, ZIP code and phone number, hit submit, and you’re done!

You don’t need proof of purchase to cash in. You don’t even need to specify the brand or model of any devices or replacement batteries you purchased! The only requirement is that you were a U.S. resident when you purchased the affected electronic device.

Don’t expect a swift payment from this settlement. The courts won’t determine the amount you’ll receive until the claim period ends Nov. 29, 2017, and all claims are tallied.

Once the legal fees and related costs are deducted from the settlement amount and the final judgement is approved, you’ll receive electronic notification of your settlement payment.

With an 11-year purchasing timeline and so few restrictions on eligible products, don’t expect to get a lot from this settlement. But some settlement compensation is better than no settlement compensation, right?

Lisa Rowan is a writer and producer at The Penny Hoarder.

This was originally published on The Penny Hoarder, one of the largest personal finance websites. We help millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. In 2016, Inc. 500 ranked The Penny Hoarder as the No. 1 fastest-growing private media company in the U.S.



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I Compared 8 Buyback Sites to See Which Would Pay More for My Old Phone

I recently purchased a new phone, which proved to be one of the larger purchases I’ve made this year (even larger than a round-trip flight to Europe).

Now that I have an old, still-functioning phone hanging around, I’ve been looking into to selling it — you know, to alleviate some of the pain I felt swiping my credit card.

I’ve read a lot about a buy back site called Decluttr, so I started there.

The big appeal with Decluttr is the company sends you a free box, you stash your old phone in it and ship it off for free.

Then, you get paid. It means you don’t have wait around for a buyer to bite.

Plus, Decluttr has a deal going on now where I can get an additional 10% back by entering PENNY10 at checkout.

But will it actually give me the most money? I decided to poke around the internet.

Of 8 Buyback Sites, This Company Offered the Most 80% of the Time

I started by pricing my phone, but then I was interested in looking into other makes and models as well.

For the sake of consistency, I noted all of these devices were in “good” or “fair” conditions, depending on how the sites defined the term.

Each time, I said my phone was registered with AT&T, though it seems like you’ll get a little more back if it falls into the “factory unlocked” category. You might also get a few extra dollars if you have the original packaging or charger.

Note: I can’t guarantee your estimates will be the same as these. It’ll depend on the day and the site’s demand, as well as your phone’s condition.

All right. Here’s what I found: 

Apple iPhone 6

64 GB

  • Decluttr: $181.50
  • Buyback Boss: $170
  • Gazelle: $120
  • iGotOffer: $165
  • ItsWorthMore.com: $140
  • MaxBack: $135
  • SwopSmart: $171
  • The Whiz Cells: $151

Apple iPhone 5C

32 GB

  • Decluttr: $52.80
  • Buyback Boss: $50
  • Gazelle: $40
  • iGotOffer: $45
  • ItsWorthMore.com: $60
  • MaxBack: $47
  • SwopSmart: $46
  • The Whiz Cells: $45

Apple iPhone 4S

64 GB

  • Decluttr: $30.80
  • Buyback Boss: $10
  • Gazelle: not listed
  • iGotOffer: $1
  • ItsWorthMore.com: $20
  • MaxBack: not listed
  • SwopSmart: $20
  • The Whiz Cells: not listed

Samsung Galaxy S7

32 GB

  • Decluttr: $209
  • Buyback Boss: not listed
  • Gazelle: $115
  • iGotOffer: $105
  • ItsWorthMore.com: $155
  • MaxBack: $191
  • SwopSmart: $216
  • The Whiz Cells: $202

Samsung Galaxy Note 3

32 GB

  • Decluttr: $101.20
  • Buyback Boss: not listed
  • Gazelle: $40
  • iGotOffer: $75
  • ItsWorthMore.com: $65
  • MaxBack: $51
  • SwopSmart: $75
  • The Whiz Cells: $68

BlackBerry Q10

16 GB

  • Decluttr: $29.70
  • Buyback Boss: not listed
  • Gazelle: $5
  • iGotOffer: not listed
  • ItsWorthMore.com: not listed
  • MaxBack: not listed
  • SwopSmart: $18
  • The Whiz Cells: $24

HTC One (M8)

32 GB

  • Decluttr: $77
  • Buyback Boss: not listed
  • Gazelle: $25
  • iGotOffer: not listed
  • Itsworthmore: $40
  • MaxBack: $33
  • SwopSmart: $36
  • The Whiz Cells: $51

LG G4

16 GB

  • Decluttr: $79.20
  • Buyback Boss: not listed
  • Gazelle: $35
  • iGotOffer: not listed
  • ItsWorthMore.com: not listed
  • MaxBack: $51
  • SwopSmart: $50
  • The Whiz Cells: $64

Motorola Moto X

16 GB

  • Decluttr: $25.30
  • Buyback Boss: not listed
  • Gazelle: $5
  • iGotOffer: not listed
  • ItsWorthMore.com: not listed
  • MaxBack: not listed
  • SwopSmart: $12
  • The Whiz Cells: $6

Nokia Lumia 1520

32 GB

  • Decluttr: $88
  • Buyback Boss: not listed
  • Gazelle: $10
  • iGotOffer: not listed
  • ItsWorthMore.com: not listed
  • MaxBack: $37
  • SwopSmart: not listed
  • The Whiz Cells: $45

So… Where Will You Get the Most Money For Your Used Phone?

For my iPhone 6, it looks like I can get the most from Decluttr — especially with that additional 10% back.

Plus, like I mentioned, I don’t have to pay for packaging or shipping. And I’ll get paid the day after Decluttr receives my package.

If you want to give Decluttr a try, go ahead and snag that additional 10% back bonus.

Then, let us know how much money you got back!

Carson Kohler (@CarsonKohler) is a junior writer at The Penny Hoarder. She hates herself for how much she spent on her new phone.

This was originally published on The Penny Hoarder, one of the largest personal finance websites. We help millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. In 2016, Inc. 500 ranked The Penny Hoarder as the No. 1 fastest-growing private media company in the U.S.



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