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الخميس، 1 فبراير 2018

Rebuilt tobacco store to sell beer, wine and food

MARSHALLS CREEK — A former tobacco outlet on Route 209 is being rebuilt from the ground up, but with a few changes. The business will soon sell beer, wine and let customers dine in its new building near Buttermilk Falls Road.“We’re making the biggest wine and beer outlet in the Pocono region,” said owner Kaushal Patel. “I’m putting in a brand-new, 15,000-square-foot building. We will also have an 800-square-foot walk-in humidor with any cigar [...]

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This Side Gig Is Paw-fect for People Who Have to Pet All the Doggos

If you’re anything like me, you feel a compulsive need to pet any dog that crosses your path.

You loudly announce “Guys, there’s a dog!” literally every single time you spot one. You know, just in case everyone else missed it.

Maybe you’ve passed someone walking their dog, and you smiled at the dog… before you smiled at its owner.

If this sounds like you, then we’ve got a pretty sweet side gig for you.

Rover, the nation’s largest online network of dog walkers, will help you get paid to walk dogs in your spare time!

It’s sort of like Uber for dog walking in that you take requests in your area. You can accept walks that are ASAP, meaning you can arrive for the walk within 30 minutes, or accept a walk that’s scheduled for a later time.

And if you really hit it off with a pup and its owner, you can schedule ongoing walks with the same client.

Dog walkers with Rover earn $15 for every 30-minute walk, plus another $3 for each additional dog on the same walk.

So if Daniel Radcliffe was walking all of these dogs as a Rover dog walker, he would’ve made a cool $39 for 30 minutes of work! Probably not quite what he made for the “Harry Potter” movies, but still great.

Rover also has other opportunities for dog lovers to make money.

You can sign up to offer dog boarding in your home or become a house sitter for clients when they’re away, or you can even offer drop-in visits. If you take part in these extra services, you get to set your own rates. You will keep 80% of your earnings while Rover gets the remainder.

Who Can Be A Dog Walker For Rover?

Over 140,000 walkers and sitters get work through Rover’s app in 11,000 cities across the U.S., according to Rover.

Becoming a dog walker for Rover is a great option for anyone looking for a side gig. You can commit to walking dogs full time, or just do it on your lunch hour.

Plus, you can switch up your availability whenever you want. Say you’re going out of town for a few days, or you walked 10 miles the day before and your dogs are barking (sorry, I really couldn’t help myself) — you can just turn off your availability until you’re ready to start walking again.

You don’t have to be a professional dog walker, but you must meet these requirements:

  • Be at least 18 years old
  • Have the latest Rover app for iOS or Android (It’s free!)
  • Pass a background check
  • Be available to work on weekdays

Sign Up for Rover Dog Walking

Check out Rover’s website here to get started. You’ll create a profile, which the Rover team will review.  

After your profile is approved, Rover will reach out to you about going through an orientation and taking some online lessons. It will also have you take a super quick in-person harness test.

Once you complete these steps, you’ll officially be certified and can start accepting clients!

Just make sure you download the Rover app on your phone — that’s how you’ll get clients and communicate with them (and send them cute pictures of their pups on their walks, if you want).

Once you finish a walk, you’ll get paid for your time within 48 hours. Now that’s what I call a quick de-paws-it!

So if you want to get paid to hang out with dogs in your spare time, this is a side gig you should keep in mind.

Kaitlyn Blount is a junior staff writer at The Penny Hoarder. She spent way too much time thinking of dog puns for this post.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.



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These 10 Cities Have Lots of Health Care Jobs — and They’re Affordable

Half of the 10 careers slated for the most explosive job growth over the next eight years are in health care.

The number of home health aides will skyrocket 47% and add 431,200 jobs by 2026, according to U.S. Bureau of Labor Statistics projections. The country will have about 40,000 more physicians assistants and 56,000 more nurse practitioners by then.

And the best part: a lot of these fast-growing career options, like physical therapist aide, medical assistant or phlebotomist, don’t even require a bachelor’s degree.

Here’s some good news for nurses and other non-doctor health care workers who happen to be hoarding pennies to pay back some of those student loans (like we are): Cities with tons of jobs in this industry aren’t too expensive.

That’s what we found in a Penny Hoarder analysis using data from a a new report by Abodo. (Check out the methodology at the bottom of the article.)

We did a similar analysis for affordable cities for tech jobs.

The 10 Best Cities for Nurses or Other Health Care Workers

To keep it simple, we’ll call the location quotient the health job score. If a city has a score greater than one, it has a higher concentration of health care jobs than the U.S. as a whole.

The numbers from the BEA compare the costs of goods and services in each city on a sliding scale — centered around 100 — to the national average.

For example, the cost index for Cincinnati, Ohio, is 93, which means stuff in that city is 7% cheaper than the national average. So keep that in mind when looking at the cost index.

Here are the 10 best cities for nurses and other health care workers where you can actually sock away some savings:

1. Birmingham, Alabama

Health Job Score: 1.43

Rent: $604

Cost Index: 97.1

Unemployment Rate: 3.2%

Population: 1,147,417

2. Cleveland, Ohio

Health Job Score: 1.25

Rent: $635

Cost Index: 95.4

Unemployment Rate: 4.6%

Population: 2,055,612

3. Oklahoma City, Oklahoma

Health Job Score: 1.17

Rent: $629

Cost Index: 97.2

Unemployment Rate: 3.3%

Population: 1,373,211

4. Pittsburgh, Pennsylvania

Health Job Score: 1.22

Rent: $602

Cost Index: 98.1

Unemployment Rate: 4.3%

Population: 2,342,299

5. Indianapolis, Indiana

Health Job Score: 1.17

Rent: $665

Cost Index: 97.6

Unemployment Rate: 3.1%

Population: 2,001,737

6. St. Louis, Missouri

Health Job Score: 1.11

Rent: $649

Cost Index: 94.2

Unemployment Rate: 3.4%

Population: 2,807,954

7. Cincinnati, Ohio

Health Job Score: 1.08

Rent: $625

Cost Index: 93

Unemployment Rate: 3.7%

Population: 2,161,441

8. Louisville, Kentucky

Health Job Score: 1.14

Rent: $620

Cost Index: 97.1

Unemployment Rate: 3.5%

Population: 1,283,297

9. Memphis, Tennessee

Health Job Score: 1.14

Rent: $652

Cost Index: 97.2

Unemployment Rate: 3.9%

Population: 1,346,437

10. New Orleans, Louisiana

Health Job Score: 1.18

Rent: $776

Cost Index: 97.2

Unemployment Rate: 4%

Population: 1,268,883

Alex Mahadevan is a data journalist at The Penny Hoarder. As the son of a registered nurse, he encourages anyone interested to pursue a job in health care.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.



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Feed Your Mind: 5 Affordable Healthy Eating Tips Can Keep Your Brain Sharp

We know we should load up on lots of fruits and vegetables each day, but let’s face it: Cheese and chocolate pudding are just so much more enticing (not at the same time, though!).

Study after study confirms the benefits of good nutrition for adults and growing children.

Now AARP is chiming in with new evidence of good nutrition’s positive impact on the brains of people over 40 years old.

If that’s you (it’s also me), take a look at how you match up with results from the organization’s recent online interviews with over 2,000 adults 40 and older.

  • Four in 10 adults ate the USDA target amount of 1.5-2 cups per day of fruit and 2-3 cups per day of vegetables, but “very few” met the recommended amount of dairy, grain or protein servings.
  • Nine in 10 adults say they would eat better if they knew it would reduce the chance of cognitive decline, heart disease, or diabetes.
  • More than 60% said they would eat better if they knew it was good for their brain health.

More than half of respondents say they’d up their nutrition game if their doctor told them to, but only about 10% said their doctor recommended a special eating plan.

According to AARP’s findings, adults who eat the USDA-recommended amount of fruits and vegetables each day report “better brain health and have higher average mental well-being scores.”

Even better, the more fruits and vegetables you eat, the more your brain health increases.

If you want to do more to protect your body and brain health, here are a few affordable healthy eating tips  — no matter what your age.

  1. Learn how to pick the best fresh fruits and vegetables at the supermarket.
  1. Be sure to check out your local farmers market for affordable food that’s in season right now.
  1. Download a free PDF copy of “Good and Cheap: Eating on $4/Day” (available in English and Spanish).
  1. Neighborhood gardens and community-supported agriculture cooperatives (CSAs) are a great way to stretch your food budget.  
  1. Participate in “Meatless Mondays” to improve the health of your body and wallet.

Hungry yet? Check out these tasty fruit and vegetable recipes for cooking inspiration.

Lisa McGreevy is a staff writer at The Penny Hoarder. She believes cheese should be designated as its own food group.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.



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These Expert Tips Can Help Your Linkedin Profile Stand Out to Employers

Time for some real talk: Your LinkedIn profile probably sucks.

I know mine sure did.

If you have one — only 25% of American adults do — you probably haven’t updated it in months, maybe even years.

But a recent comment from one of our Penny Hoarder readers got me thinking: I really should update my profile. And so should you.

Here’s why…

Why You Should FINALLY Update Your LinkedIn Profile

I made my LinkedIn profile several years ago, and, except for a few basic job updates, I’ve barely looked at it.

Since I unsubscribed from emails (why does LinkedIn send SO MANY?), the simple act of logging in can be pretty overwhelming. Usually, I see all the notifications and quickly sign off.

But then, I read a comment one of our fantastic Penny Hoarders left on our Facebook page.

We asked, “Do you use LinkedIn? Has it helped you find a job?” — and Amie’s reply was:

Yup. My boyfriend was recruited for a great engineering position and the day he started his job was the same day I received a terrific offer from an environmental construction company who reached out to me via LinkedIn. Neither of us were in the job market at the time we were contacted and our combined income is ~$140k.

They both got jobs from using LinkedIn? Real, live, high-paying jobs? I didn’t know that was even a possibility.  

When I learned people have had success with LinkedIn (passive success at that!), I decided it was high time for a profile makeover.

5 LinkedIn Profile Tips: Stand Out in Less Than 30 Minutes

Improving your LinkedIn profile doesn’t need to take long. A half-hour is all you need to make a huge difference.

One tip: Recruiters use keywords like “sold,” “achieved” and “built” when searching for candidates, so be sure to sprinkle powerful words throughout your freshly updated profile.

1. Customize Your URL

You’ve got a customized URL for your Facebook and Instagram pages — so why not LinkedIn?

It looks more professional (and is way easier to remember) if you make your URL something like http://ift.tt/1matMi8. Here’s a tutorial that shows you how.

2. Delete That Selfie

How’s your profile photo? If it’s a selfie, or has your buddies cropped out on either side of you, it’s gotta go.

Your photo’s your first impression; make it count.

Nowadays, everyone carries a camera in their pocket, so get outside in some natural light and have a friend snap a few nice, professional-looking headshots.

3. Write a Killer Headline

Other than your photo, your headline is often the only thing people will see, since those are the only things that pop up on search pages. You have a generous 120 characters to sell yourself — use them!

Include your title first, and then consider adding one (or more) of the following:

Strengths: What sets you apart from the other people in your position? This is also a great spot to include some industry keywords.

Services: What can you offer the reader? Consulting services? Custom logo design? Make it known right from the start!  

Personality: Show off your humor or silly side. By reflecting your true self, you’re more likely to attract employers who are a good fit.

Here are some resources on creating smart and helpful LinkedIn headlines.

4. Spruce Up Your Summary

Who are you and why do you rock? Of course, that will probably be difficult to sum up in a few paragraphs, but the summary is your opportunity to try.

To make the most of your summary, William Arruda says, “you must be able to express your personal brand in 2,000 characters and glorious 3D, creating a dazzling picture of who you are and what makes you great.”

Need some guidance on how to do it? I LOVE his detailed strategy.

5. Ask for Recommendations

It might sound scary, but don’t skip this step!

LinkedIn makes it really easy to write and request recommendations. Job search strategist Mir Garvy recommends you have “at least three,” and says one to two recommendations for every 50 connections is a “good guideline.”

To request one from a supervisor or colleague, click on the arrow near your profile photo, and click “Ask to be recommended.” They’ll receive a request; once it’s submitted, all you have to do is click “Add to profile.”

If you’re feeling hesitant, try writing a recommendation for someone first — then ask them to reciprocate.

Woohoo! At this point, your profile should be lookin’ pretty fly.

Ask a friend to proofread it, and when you’re all done, click on “View profile as” to make sure it shows up correctly to your visitors.

Then, who knows? If you’re anything like Amie and her boyfriend, opportunity could come knocking!

Susan Shain, contributor for The Penny Hoarder, is always seeking adventure on a budget. Visit her blog at susanshain.com, or say hi on Twitter @susan_shain.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.



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100+ Well-Deserved Discounts for U.S. Veterans and Military Personnel

Servicemen and women, we salute you — and so do plenty of companies that are showing their gratitude in the form of discounts and other offers.

In addition to Veterans Day-specific discounts (stay tuned for our post on this year’s batch), lots of companies offer year-round special savings to active-duty, reserve and retired military members.

For many of these discounts, you just have to ask. Most establishments will request to see valid military ID as proof of service, however, so keep yours handy.

Restaurants With Military Discounts

Whether you’re looking for a meal, snack or treat, these eateries will give you a break on your bill.

1. Ben & Jerry’s

The military discount at Ben & Jerry’s varies by location, but it’s usually around 15%.

2. Famous Dave’s BBQ

All active and retired military save 10% on Famous Dave’s authentic, pit-smoked BBQ and made-from-scratch sides. Ask your server for details.

3. Dairy Queen

Participating DQ locations offer 10% off your order.

4. Denny’s

Denny’s 10% discount is available to “first responders” — which includes active-duty military personnel.

5. Hooter’s

The military discount amount at Hooter’s varies by location, but it’s usually around 15% and is good for both active and retired service members. It might only be available on certain nights, though, so you might want to call ahead to check.

6. Golden Corral

Show your military ID at Golden Corral and get 10% off an endless buffet dinner at Golden Corral.

7. Lone Star Steakhouse

Lone Star Steakhouse offers a 20% military discount on Mondays and 10% off the rest of the week.

8. Texas Roadhouse

The military discount amount at Texas Roadhouse varies by location, but it can be as much as 20%.

9. IHOP

Show your military ID to your server at IHOP and get 10% off your entire meal.

10. Panda Express

In the mood for some Asian food? Active-duty personnel can enjoy a 10% military discount at Panda Express.

11. Dunkin’ Donuts

In addition to sending free coffee overseas for troops, Dunkin’ offers Veterans Advantage members 10% off on online orders.

12. Burger King

Present a valid ID and ask for a manager at The Home of the Whopper and get 10% off at participating locations.

13. Hard Rock Cafe

Flash your ID and get 15% off at Hard Rock Cafe.

“Go Have Fun” Discounts

Whether you’re craving a family adventure or a date night, you can enjoy a discount on your entertainment.

14. Busch Gardens / SeaWorld

The Waves of Honor program grants free one-day admission for all military service members (active, Guard and Reserve) plus up to three family members. This offer is good at a variety of SeaWorld and Busch Gardens parks across the U.S.

15. AMC Theaters

Veterans Advantage members can receive up to 40% off movie tickets at AMC Theaters, and most theater locations offer military discounts on certain days and/or times of the week. Check with your local box office for details.

16. Carnival Cruise Lines

Whether you’re active or retired, you can get a discounted military rate on any Carnival cruise line (Carnival, Princess and others) by submitting a copy of your discharge papers via fax, mail or email.

This offer is also available for spouses of active-duty personnel — see the Terms & Conditions page for more details.

17. Disney Theme Parks

Military personnel living in or visiting California have a choice between two Disney Park Hopper Tickets: a 3-day Park Hopper Ticket for $168 and a 4-day Park Hopper Ticket for $188. Both options offer entrance to both Disneyland Park and Disneyland California Adventure Park.

Military personnel living in or visiting Florida also have a choice between two Disney Park Hopper Tickets: a 4-day ticket for $226 plus tax or a 5-day ticket for $246 plus tax. Park Hopper Tickets include admission to Magic Kingdom, Epcot, Disney’s Hollywood Studios, and Disney’s Animal Kingdom.

Military personnel can also enjoy discounts at Disneyland Resort Hotels in California and at Disney Resort Hotels in Florida.

18. LEGOLAND

Visitors to LEGOLAND California can save over 50% on admission and receive 2 days free with the LEGOLAND Resort Hopper Military Exclusive Ticket — that’s 3 days for less than the price of 1 and includes admission to LEGOLAND California, SEA LIFE Aquarium and LEGOLAND Water Park!

Or check out the discount on the LEGOLAND California SEA LIFE Hopper Ticket, which is 30% off plus a second day free. Both offers are good through December 31, 2018.

If you’re looking for just a 1-day admission ticket, your military ID will get you 25% off a LEGOLAND California ticket.

Active duty military members can visit LEGOLAND Florida for 1 day for free with no blackout dates or restrictions. Deeply discounted tickets are also available for non-active duty/family members and veterans, some of which also include a second day for free. Visit your military base’s Information, Tickets and Travel (ITT) office for more details.

And if you decide to go to LEGOLAND Florida on a whim, just flash your military ID for a 10% discount on 1- and 2-day tickets.

19. PGA Tour

As part of the Birdies for the Brave outreach and appreciation program, service members can receive complimentary or discounted tickets to select PGA tour events.

20. Major League Baseball

In addition to special military appreciation days, many MLB teams also offer discounted tickets throughout the year. Check out the full list here.

21. U.S. National Parks

Enjoy America the beautiful! Military members and their dependents are entitled to a free annual pass that grants them access to all U.S. national parks.

22. Universal Studios

Both Universal Studios Hollywood and Universal Studios Orlando offer exclusive military discounts and packages through local base ticket offices.

Travel Discounts

Planning a trip? Use your ID for deals on planes, trains and automobiles.

23. Amtrak

Active-duty military personnel and their immediate family (spouses and dependents) can get 10% off the lowest available fare on most Amtrak trains. Select “military” for each applicable passenger when using the Amtrak Fare Finder search.

In addition, uniformed service members can move to the head of any Amtrak ticket line.

24. Greyhound

Active-duty and retired military personnel and their immediate family (spouses and dependents) can get 10% off Greyhound walk-up (unrestricted) fares, and 10% off tickets purchased online with the Veterans Advantage card.

25. Hampton Inn

Active-duty servicemembers, veterans and their families can enjoy up to 15% off their stays at participating Hampton Inn hotels and resorts.

Some restrictions apply, so be sure to read the Terms and Conditions for full details on how to claim your discount rate.

26. American Airlines

American Airlines offers special perks for military members, from early boarding for active military members to sponsored Honor Flights, which offer veterans free trips to Washington D.C. to see the monuments that stand in their honor. U.S. Medal of Honor recipients also receive access to elite inflight amenities.

27. La Quinta Inns & Suites

Active-duty and retired military personnel are eligible for the government rate for both business and personal travel stays at La Quinta Inns & Suites.

Select “Government” rate type or use promo/corporate code “GOV” when searching for rooms on their site.

28. Hilton Hotels & Resorts

Active-duty and retired military personnel get 10% off personal stays for themselves and their spouses and families at Hilton Hotels & Resorts. See Terms & Conditions for specifics.

29. Hertz

Enjoy discounted rates, upgrades and complimentary membership in Hertz’s Gold Plus Rewards program when you rent a car with a military discount code number.

30. Norwegian Cruise Line

Save up to 10% on select cruises for yourself and your family by looking for sailings with a blue and red star icon next to them.

31. Marriott Hotels

Active-duty service members qualify for discounted room rates at Marriott Hotels. Select “Government & Military” under the “Special Rates” section when booking your stay.

32. Choice Hotels

Active-duty and retired military personnel and their families get discounted one- and two-person rate at Choice Hotels.

You’re also eligible for the new Choice Privileges® Armed Services program, which enables you (and your spouse and dependents) to enroll in the Choice Privileges reward program at the “Elite Gold” level.

33. Intercontinental Hotel Groups

From Holiday Inns to Candlewood Suites, Intercontinental Hotel Groups offers military personnel discounted rooms under the government rate. You may reserve your room with the military rate online, however, you must present your military ID at check-in.

Banking Discounts

Yes, you can even save money on your bank accounts, loans and credit cards.

34. Loan Interest Rates

The Servicemembers Civil Relief Act (SCRA) restricts interest rates for active-duty service members to no higher than 6%. This applies to everything from credit cards to mortgage and auto loans, and protects both service members and their families for the duration of active duty.

For more information on all the benefits of the SCRA and eligibility, see here.

35.  American Express

In support of the Servicemembers Civil Relief Act (SCRA), American Express waives all fees for active-duty military personnel. This includes annual membership fees on all of their cards (including the $550 fee on AmEx Platinum) and may also include refunding late fees incurred while on active duty.

To claim these benefits, you can submit your request online or call the 1-800 number on the back of your card and ask that your account be designated as “active-duty military” in compliance with the SCRA. If the customer service rep you initially speak with isn’t familiar with the act, just ask to speak to a supervisor.

36. Chase Bank

Opening a checking or savings account at Chase? You can get the Premiere package for free — it’s normally $25 and includes a debit card, free safety deposit box and other goodies. Just show your ID or discharge papers when you open your account.

Chase also offers other perks for military service members, including special benefits for home lending and auto finance.

37. Bank of America

Bank of America has specific banking solutions tailored to military customers, including checking, savings, credit cards, mortgages and loans.

38.  Capital One

Capital One also honors SCRA benefits and offers an entire SCRA resource page to help military service members learn more about the benefits. To learn about Capital One’s military offerings, call up their dedicated customer service line at 1-855-CAP1MIL (227-1645).

39. Citi

Citi Salutes has a number of programs and services for military servicemembers, from the HomeRun for Heroes mortgage program to the Disabled Veterans Mortgage Relief Program.

40.  U.S. Bank

Opening an account online with U.S. Bank? All active-duty servicemembers and veterans are eligible for their free Premiere checking and savings package and other perks, from VA home mortgages to career opportunities.

Houseware Discounts

Renovating or redecorating? We’ve got you covered.

41. Home Depot

Show your military ID at Home Depot to receive a 10% discount. Total savings are capped at $500, and this discount may not be usable in combination with other deals.

You may also be able to get a discount on online orders if you place them over the phone — call the Online Customer Care line at 1-800-430-3376 to speak to a representative.

42. Lowe’s

Active service members, veterans and their immediate family (spouses and dependents) get 10% off in-store purchases at Lowe’s. This offer cannot be combined with other promotions.

43. Williams Sonoma

Stock your kitchen with a 15% discount (10% for electronics) with proof of service or valid ID.

44. Pine Oak Farm

This veteran-owned site selling “farmhouse country” style home decor offers servicemembers a 10% discount if you use the code “militaryservice” when you check out.

Your purchase also helps support fellow veterans — $1 of every order over $25 goes towards organizations like the Wounded Warrior Project.

Clothing Discounts

Going shopping? Don’t forget your military ID, which is good for savings at these retailers.

45. American Eagle Outfitters

Show your military ID and get 15% off any purchase of jeans, T-shirts, shoes and more at American Eagle Outfitters.

46. Banana Republic

Get 10% to 15% off clothing from Banana Republic with your ID.

47. Aeropostale

Flash your military ID and get 10% to 15% off casual apparel and accessories at Aeropostale.

48. Eddie Bauer

Get 10% to 15% off most merchandise at Eddie Bauer (some promotions excluded) with your military ID.

49. Hot Topic

A military ID gets you 10% off at this alternative retailer of clothing and accessories. (Yes, it’s still around.)

50. Under Armour

This activewear brand offers 10% off online and in-store purchases.

51. Old Navy

All active, retired, and reserve military personnel can get a discount on the latest fashions for the whole family at Old Navy (may vary by location; in-store only and valid military ID must be presented at time of purchase).

52. Wilson’s Leather

Get 10% off your in-store purchase of outerwear, luggage, accessories and more at Wilson’s Leather with a valid military ID.

53. Forever 21

Show your military ID to get 10% off the latest trendy clothes, accessories and shoes at Forever 21.

54. Charlotte Russe

Get 10% off at Charlotte Russe with your military ID.

55. Alfred Angelo Bridal

Save 15% at this bridal boutique that carries wedding gowns, gowns and more.

56. Maurice’s

Flash your military ID and get 10% off your next apparel purchase at Maurice’s.

57. UNTUCKit

This men’s clothing brand offers all military personnel and their family members 25% off online orders with proof of service.

58. Chubbies

Known for men’s short-shorts, Chubbies offers an exclusive discount to military personnel. In order to receive the discount code, simply verify your military status here and you’ll receive a 10% off reward code.

59. Fanatics

This sports apparel and fan gear shop offers all active-duty and retired veterans and their families 10% off plus free shipping on all orders of $40 or more.

Shoe Discounts

60. Eastbay

Get 20% off athletic footwear, apparel and sports equipment online and by phone at Eastbay if you have a Veterans Advantage Card.

61.  Footaction

This retailer of athletic shoes and apparel for men, women and children offers a 20% discount with military ID.

62. Foot Locker

The sportswear and footwear retailer offers 20% off with military ID.

63. Payless ShoeSource

Bring in your military ID for 10% off your next purchase at Payless.

64. Timberland Outlets

This retailer of stylish, rugged apparel offers a 15% discount with valid military ID.

65. Kid’s Foot Locker

Shop kids shoes and clothing from big-name brands and get 20% off with your military ID at Kid’s Foot Locker.

66. Finish Line

The Finish Line offers a 10% to 20% discount to all vets and active military personnel.

Discounts on Electronics

Need a new laptop or printer? Consider these retailers.

67. Dell Computers

Dell offers a 10% discount for all military members and veterans.  Be sure to also check out this page for additional specials and promotions.

68. Apple

Check out Apple’s Military/Government Purchase Program to learn more about the various special offers and discounts currently available.

69. Hewlett-Packard

Hewlett-Packard’s military discount is offered through the HP Member Deals Program. Sign up online here or call 1-800-473-4732 for more information.

70. Microsoft

Active-duty servicemembers, reserve military personnel and veterans are eligible to receive special discounts on a number of military products. Check out Microsoft’s website for more details.

71. Rocky Mountain Tracking

Need a GPS vehicle tracking system? Get 5% off your order from Rocky Mountain Tracking when you use the code “USMILITARY.”

Wireless and Communications Discounts

Save a little cash on your cell phone plan.

72. Sprint

Sprint’s military discount varies. Register here to find out how much you can save.

Sprint will also allow you to put a “hold” on your service when you’re deployed, which will save your phone number while not incurring any fees.

73. Sprint Business

Call 1-877-633-1102 for information on how you may be eligible to receive a 15% to 20% discount for Sprint Business.

74. AT&T Wireless

Check out military discounts on mobile and voice data services on AT&T Wireless’s website.

75. Verizon Wireless

Verizon offers numerous discounts to servicemembers and veterans, as well as federal employees, including $15 off the Go Unlimited and Beyond Unlimited monthly plans, plus 15% off other eligible plans.

You may also be eligible for data discounts, as well as 25% off accessories in some cases. Apply online, where you will need a DD Form 214 or Veteran Card.

Automotive Discounts

Whether you’re buying a car, getting an oil change or doing a little DIY maintenance, use your military ID to save a few bucks.

76. Toyota

Car shopping? Show your military ID and get $500 off your vehicle from Toyota, plus an additional $500 off for first-time buyers. Be sure to check the fine print for restrictions.

77. Ford

Ford’s Military Appreciation Program offers active duty and veterans within 24 months of separation cash back with the purchase or lease of a new Ford vehicle. You can sign up at any Ford dealership or register online.

78. Chrysler

Chrysler offers all active, active reserve, retired military, retired military reserve and honorably discharged veterans within 12 months of discharge date $500 in military bonus cash under the military incentive program.

79. Chevrolet

Chevrolet offers a military discount program to all active duty military personnel, including veterans within one year of discharge date, as well as retirees and their spouses. Registration for the military discount program can be found here.

80. Nissan

Nissan’s military program offers active, reserve, retired and veterans within 12 months of active duty anywhere from $500 to $1,000 in savings on a new Nissan. Stop by your local Nissan dealer to learn more.  

81. Harley-Davidson

Harley-Davidson’s Stateside Military Financing Program offers active-duty military personnel financing with no down payment, reduced rates and flexible terms. More information is available at your local Harley-Davidson dealer.

82. Auto Accessories Garage

Active-duty military members, veterans and their families can get 5% to 20% off auto accessories and performance parts from Auto Accessories Garage.

83. Advance Auto Parts

Get 10% off regularly priced items at Advance Auto Parts (in-store only).

84. O’Reilly Auto Parts

O’Reilly Auto Parts offers 10% military discount to both active and retired military personnel and their immediate family members. The discount applies to most items, with a few exceptions, and is available in-store only with a valid military ID.

85. Jiffy Lube

Jiffy Lube offers 25% off most services with a valid military ID.

Sporting Goods Discounts

Go play outside with these discounts on outdoor and sports-related gear.

86. Bass Pro Shops

Gear up for your next outdoor adventure with a 10% discount from Bass Pro Shops Military Discount Days, which start on the 15th of the month and last for a week.

87. Champs Sports

Champs Sports offers 20% off most purchases online. You will need to submit proof of service in order to use the discount.

88. SportsMemorabilia.com

The average military discount at SportsMemorabilia.com is 10%; however, this may vary depending on the item. In order to receive a discount, be sure to contact the sales team via phone or live chat.

Education Discounts

Save a little bit on education for yourself or your family members.

89. Tutor.com

Eligible students in U.S. military families can connect to a live tutor online at any time at tutor.com for studying, proofreading, homework, test prep and more.

The service is available for free to K-12 students and some adults in active-duty families.

90. Ashford University

You may be eligible for the Ashford Military Grant, which reduces tuition for all undergraduate courses to $250 per credit for all active duty and veteran servicemembers, along with military spouses and dependents.

This grant also covers the sales tax, technology fees and course materials, including standard shipping costs where applicable, required for an eligible student’s program of study when purchased through the Ashford University bookstore or a textbook partner.

Engagement Rings

Planning to pop the question? Shave a little bit off the cost when you buy from these retailers.

91. Since910.COM

Ready to pop the big question? Get 10% off an engagement ring and/or wedding band from Since910.com by providing a U.S. military email address.

92. Helzberg Diamonds

All active-duty, retired, disabled veterans and registered dependents of active-duty and retired military get a 10% discount when placing an order in-store, online, or over the phone at 1-800-HELZBERG (435-9237).

Most store locations have the same discount, but be sure to call ahead to confirm. Proof of ID or online verification is required.

93. Zales Jewelry

Zales offers a 10% discount for active and retired military, but you’ll need to contact the company to confirm the discount.

94. Zoara

Register on Zoara.com with a valid military ID, use code “USMILDISC” at checkout, and receive a 5% discount on fine jewelry.

95. Wedding Rings Depot

All military servicemembers, first responders and their spouses and immediate families can use the code “MILITARY” at checkout to receive 15% off their entire purchase at. A photocopy of your military I.D. is required to receive the discount.

96. Moissanite Bridal

Moissanite Bridal offers military members a 5% discount off the purchase of an engagement ring.

97.  Larson Jewelers

Active-duty military members get a 5% discount off wedding rings and bands.

98. Dreamstone

Military members get a discount on engagement rings when they enter the code “USTROOPS” in the discount box when checking out.

Miscellaneous Discounts

Looking for a few more ways to save? Here are a couple of discounts that didn’t fit our categories.

99. Michael’s

Get a flat 15% off by showing your military ID. Discount varies from store to store, so be sure to ask a sales associate at your favorite location.

100. JOANN Fabrics and Crafts

JOANN Fabric and Crafts offers military servicemembers and eligible family members a 10% military discount. What’s even better is the discount not only applies to regularly priced items, but also to sale and clearance items.

101. Oakley

This high-end brand offers special deals to military and government members with the Oakley Standard Issue membership. You must verify your military or first responder status in order to sign up.

102. Sweet Dreams Pillow

Deployments can be tough on kids. Sweet Dreams Pillows offers a free pillow to each military child featuring a picture of their overseas mom or dad.

Parent must be on active duty and deployment must be at least three months.

103. Smartbox Moving and Storage

Active military personnel can take $20 off their relocation or storage costs by mentioning the promo code MILOFF20 to a customer service representative.

Kelly Gurnett is a freelance blogger, writer and editor who runs the blog Cordelia Calls It Quits, where she documents her attempts to rid her life of the things that don’t matter and focus more on the things that do. Follow her on Twitter @CordeliaCallsIt.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.



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How to Host an Affordable Super Bowl Party, Even if You Don’t Care Who Wins

Another year, another Super Bowl. Whether you’re a New England Patriots fan, a Philadelphia Eagles fan or none of the above, there’s no hiding from the “big game.”

In fact, more than 60% of Americans plan to watch. Come Sunday, football lovers, pizza eaters and 100+ million others will come together in celebration of the game, the food, the Justin Timberlake performance, or the excuse to invite friends over and show off a brand-new flat-screen TV.

Whatever your reason to celebrate, you’re probably aware that hosting a Super Bowl party can get expensive. But rather than call a timeout on your festivities, keep reading to score the best game day deals on the most wanted items, including pizza, televisions, video games and sports apparel.

Save Major Dough on Pizza

Whether you’re hosting friends or spending the evening solo, eating is a game day priority. According to the National Restaurant Association, Super Bowl Sunday is the busiest day of the year for pizza. And RetailMeNot is predicting that, on average, game watchers will spend $31 on the cheesy goodness this year. That’s a lot of dough.

Plenty of places want your business, so get smart and save with a pizza promo code. You can find deals at Papa John’s, Pizza Hut and Domino’s. If you’re paying full price for pizza, you’ve already lost the game.

Upgrade Your TV and Score a Deal While You’re at It

Hosting a party for the biggest sporting event of the year requires a decent-size television — or, if you’re living large, more than one television to broadcast the game.

Honestly, even if you’re not looking to splurge, there’s still good news: Electronics deals aren’t just reserved for Black Friday. Retailers are rocking deals that will let you replace your current tech for an agreeable price. Check out Walmart, which has up to 85% off electronics, or try Best Buy for 4K-TV discounts, which you can stack with cash-back offers.

Pro tip: People often buy TVs specifically for the game and then return them immediately after. Say what you will about this practice, but this could mean open-box deals on the returned merchandise for shoppers willing to wait.

Save on Video Games That Put You Closer to the Action

Being part of the big game action in Minneapolis might be slightly out of reach: Tickets are a few thousand dollars, and temperatures might dip below zero. But there’s still another way to feel as if you’re on the sidelines: video games.

The best part is that video games are notoriously discounted during this time of the year. I’ve even heard gamer friends refer to this period as the “release doldrums”: — Companies publish the big name games before the holidays, so they need something to drum up interest once the blockbuster titles have had their run and the industry prepares for spring and summer launches.

Whether you like to get your game on with PlayStation or Xbox, make sure to grab a deal at Target or GameStop before making your purchase.  

Shop Fan Apparel at Unbeatable Prices

If you’re looking for outfit inspiration for that game day Instagram post you’re preplanning, keep in mind one important thing: Now is a great time to find spectacular savings on sports apparel. Doesn’t everyone want a cute photo showcasing their team spirit?

Here’s are tips for creating a winning outfit on a dime and avoiding any fashion fumbles:

Step 1: Buy a cute hat at Dick’s Sporting Goods, where select NFL gear is up to 50% off,or go to Fanatics for 20%off.

Step 2: Throw on a pair of your favorite jeans. I suggest going to Macy’s, where you can find top brands and get cash back at the same time.

Step 3: This one is very easy. Add a basic white tee from J.Crew Factory. The top will be high-quality, and the store almost always has a BOGO deal on tees.

Step 4: Throw on a pair of cute kicks, and you’re Super Bowl chic without breaking the bank.

Again, no matter whom or what you’re rooting for (I hold no judgment if the chips and dips are your MVP), you’re now set to host a big game bash in festive — and frugal — style.

Sara Skirboll is a beauty aficionado with an advanced degree in savvy savings. In fact, she’s the Shopping & Trends Expert at RetailMeNot.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.



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Fight for your rights: MyHermes lost parcel payouts

MyHermes lost parcel payouts

Most of us shop online which means we’re receiving parcels and packages all the time. With around two billion parcels delivered every year in the UK, it would be a surprise if some didn’t go astray.

So I have a little sympathy for the parcel companies that come under attack for mucking up deliveries. It happens. But I have no sympathy with the companies that don’t put things right properly. There should be no need for readers to continually be forced to turn to us for help, but they do so in their droves – most of the complaints that come into this column are about deliveries.

This month I’ve rounded up some of the recent complaints about MyHermes, one of the biggest delivery companies.

First, there is RG of Poole. She sent a package of coats with Parcel2Go via MyHermes and took out extra insurance as the value of the parcel was £643. After it was collected, that was the last she heard of it.

“I contacted Parcel2Go and heard nothing back and contacted Hermes which said there is nothing it can do as it’s through a third party. I’m in total deadlock,” she told me.

After my intervention, she got a full refund of the £643. MyHermes said: “The parcel was ordered through a third party, which is why RG’s queries were referred back. She has now received full compensation and we have launched an investigation into how the item was lost.”

Next there is the case of SW of Grimsby. A parcel he sent on behalf of his nine-year-old grandson got lost. “I filled in the delivery failures form for the items, worth £152, and it only offered £20 plus the fee I paid,” he told me.

Sadly, he didn’t insure the item, so MyHermes was within its legal rights only to offer that paltry amount. But SW felt otherwise. “It is surely the responsibility of the courier to deliver? Why should I insure for its incompetence?”

I agree. As an analogy, imagine that when you went to a restaurant it demanded you take out insurance to cover the eventuality of the food being off or over-cooked. That would be a nonsense – if that did happen, the restaurant would take responsibility and offer you another meal or simply tear up the bill.

Delivery companies should take the same responsibility and not simply shrug their shoulders and blame the customer. But they don’t, which means anyone using a courier firm risks losing out if they don’t stump up for the extra insurance.

But there is good news in the case of SW. MyHermes has offered full compensation of £152 as a gesture of good will, while pointing out that “insurance cover in excess of the standard £20 we provide is available at extremely competitive rates”.

There was not such good news for MB of Westminster. He was sent a valuable design and memo sketchbook by a friend, but it never showed up.

“I’ve been given no help at all in tracking it down,” he told me. “I just want my sketchbook. It has years of work and it’s invaluable to me.”

MyHermes said: “Unfortunately, the sender put the incorrect delivery address on this parcel and, as a result, it has been lost. However, we accept that our communication has been below our normal standard in this case and, as a gesture of goodwill, have agreed to give a payment of £150.”

The compensation was grudgingly accepted by MB, as he only wanted his sketchbook back. But it serves as a warning to us all: don’t entrust items of personal value to delivery fi rms.

Finally – at the moment! – there is AH of Brierfield, Lancashire, who posted a package with MyHermes in mid-November. After it didn’t arrive on time he contacted the company, which told him it couldn’t find the package. Worried, he got in touch with Moneywise. While I was investigating, AH got back in touch with some good news: “The item actually turned up at its intended destination around four weeks late. It was damaged but usable.”

So, what happened? MyHermes couldn’t say. It said: “We would like to apologise to AH for the delay in his delivery and are pleased that it has now arrived. We have launched an investigation into what caused the issues.”

The company says in its defence of the errors: “Over 99% of the 300 million parcels we deliver each year arrive on time and without any problems. There are, however, exceptions and we would like to apologise for any inconvenience caused in these cases.”

Yes, there are exceptions, but the company should ensure that it deals with complaints speedily and fairly. It should not result in people feeling forced to turn to journalists for help.

OUTCOME: MyHermes hands back £945 to readers 

Simon Read is a money writer and broadcaster. He was the last personal finance editor at The Independent and is an expert on BBC1’s Right On The Money.

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10 Winning Ways to Make Money During the Super Bowl

When I was a kid, I was a big reader. Sorry — I meant to say “nerd.”

I was a huge nerd, and didn’t care about sports.

Still, I watched the Green Bay Packers play every Sunday, because that’s what we did in my house. I just usually had a book open at the same time.

Because of that ritual, the sound of a football game on TV is cathartic for me. I’d rather turn on the NFL Network than listen to a white noise app when I want to get work done.

That’s why I’ll still tune into Super Bowl LII — even without cable. I enjoy the connection to the rest of the nation — while knocking out a blog post and making headway through a novel.

And eating nachos, of course.

If you’re in the same boat, use the day to make some extra money. Just make sure you take a break and tune in for the Halftime Show, so you know what everyone’s talking about on Facebook on Monday.

While your family or roommates gather ‘round the TV this weekend, try some of these ways to make extra money.

1. Drive With Lyft

If you haven’t already signed up as a driver with Lyft, now’s a good time to do it.

As a driver with Lyft, you can help Super Bowl party goers in your city safely get where they’re going and where they’re coming from. No driving drunk or walking in the cold!

Plus, the higher demand before and after the game could mean a busy night and big bucks for you.

You keep a portion of everything you earn as a driver, plus 100% of your tips. High Lyft traffic means “peak hours,” which might mean more money for you.

Here’s a link to apply to drive with Lyft.

2. Place a Bet

Sports betting is probably the first thing to come to mind if you’re thinking about making extra money off the Super Bowl. If you don’t want to make a trip to Vegas to place a legal bet, you can do it online.

I’m no sports betting expert (shocker), so I’ll share some of the basics from SportsBookReview.com.

You can bet on NFL games four ways:

  • Moneyline betting — “The easiest way to get into the wagering world as you’re only betting on who will win the game.”
  • Spread betting — “You are wagering on whether a team can beat another by a certain amount of points.”
  • Totals or over/under — “This is when you bet on the total amount of points in a game, and where you think the actual total will fall, over or under.”
  • Teasers — “A type of bet that allows you to shift a point spread in your favor.”

If you’re just checking in with what’s going on in the NFL, you probably don’t want to bet big! Maybe just dip your toe in this year, and see how you like it.

Of course, gambling isn’t a sound way to earn money. If you enjoy the thrill of winning and can afford to lose, spend your money as you wish.

But if you want to guarantee you come out ahead, use your spare cash and time to do something you know will earn money.

3. Get Paid for Your Alcohol Purchases

First of all, if you’re not already using Ibotta on your everyday purchases, you’re doing it wrong.

This app is a super simple way to earn cash-back rebates on items you already buy on the regular — everything from cereal and toilet paper to fresh produce.

And it goes way beyond groceries.

You guessed it: Booze is no exception.

All you do is find a rebate at a grocery or liquor store, make your purchase, and then take a photo of your receipt within the app.

Once you accumulate $20, you can transfer your earnings to your PayPal account. And considering rebates on alcoholic beverages are usually between $1 and $3 (plus the countless rebates available), it shouldn’t take you terribly long to get there!

4. Take Stock Photos

People dressed in their favorite team’s jersey and faces painted in celebration make for great photographs.

Take advantage of the crowds of fans in your town to get some candid shots you can sell to stock photo sites.

You don’t even have to give up your own fun to fill your stock photo arsenal. You can sell your smartphone photos via Foap, so don’t worry about keeping track of expensive equipment all afternoon. (Just keep your phone out of the toilet.)

Note: Building owners or managers reserve the right to ask you not to take photos on their property. Otherwise, snap away, and make sure you understand whether your intended use of the photograph will require a model or property release.

5. Babysit

Want to hang out with the nerdy kids like me, who don’t want to pay attention to the game?

Offer to take them off their parents’ hands for the day.

Make game day easier for family and friends by offering to watch the little ones while they go out. You’ll get to make $20 to $40 and skip the loud parties.

Check out a site like Care.com to make yourself easy to find ahead of game day.

6. Take Care of Pets

Pick up pet-sitting or dog-walking work to relieve football fans from the need to look after pets during time-outs.

Just stopping by to feed or walk a dog could earn you up to $40 an hour.

If you can’t find pet-sitting gigs in your network, hop on DogVacay to connect with pet owners in your area.

7. Get Ahead on Freelance Work

Holidays — even faux holidays — are great for side hustlers. Unless you want to chat with your clients about football, your inbox and social media will probably be quiet on Super Bowl Sunday.

Take advantage of the radio silence to get some work done.

If you’re a freelance writer, pitch to these seven sites that pay $100 or more per post. And sign up for this free seven-day mini-course from ProofreadAnywhere.com to learn how to become a professional proofreader.

Or, pick a passion project off the back burner. Work on a novel. Put the finishing touches on a painting. Format an ebook.

If you’re just kicking off your side hustle in 2018, read our guide to getting started as a freelancer.

8. Get the Best Gigs

If you haven’t, sign up for Amazon’s Mechanical Turk and create an account with TaskRabbit.

The work differs quite a bit between these sites, but the strategy for earning money is similar: Find gigs you can complete quickly that pay well for the amount of time you put in.

With a lot of Taskers and Turkers likely taking the day off, Super Bowl Sunday could be a great opportunity to get some of the best gigs.

9. Make Money While You Watch TV

Most of you know surveys aren’t our favorite way to make extra money, but if you’re enjoying the soothing NFL commentary in the background, why not click a few buttons and make money while you do it?

EarningStation is one of our favorite paid survey sites.

What’s so special about this one? It pays users in cold, hard cash instead of rewards points. It’ll pay you for a variety of activities, including taking surveys, watching videos, playing games and shopping online.

Dana Sitar (dana@thepennyhoarder.com) is a branded content editor at The Penny Hoarder. Say hi and tell her a good joke on Twitter @danasitar

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.



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