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الجمعة، 13 مايو 2016

You Could Make $20/Hour Riding in Google’s Self-Driving Cars. No, Really

You’ve probably heard about Google’s fleet of self-driving cars, and their near-spotless driving record.

Until just a few months ago, they’d never caused an accident without human intervention — and the February accident was decidedly anticlimactic. The Google car drifted into a bus at just 2 mph.

But Google’s still in the process of perfecting its self-driving cars’ technology. And it’s hiring humans to aid in the process.

Google will pay a lucky driver in the Phoenix, Arizona area $20 per hour to “drive” one of the revolutionary self-driving cars.

So basically, you sit in the car to record and communicate data about its performance and safety. While you’re driven around. By no one.

Dream job, yes? Here are the details.

“Driving” Google’s Self-Driving Cars

According to the job listing, applicants should have a bachelor’s degree, a clean driving record and excellent communicative skills. You’ll also need to be able to type 40 words per minute or more.

If you get the job, you’ll work six- to eight-hour days, five days a week, both individually and in small groups. Your primary function will be to monitor the car’s software systems — “with constant focus” — and create reports about performance.

And since you’ll be working with revolutionary technology, you’re also be expected to keep everything confidential. Naturally.

But we totally get it if you snap a couple of driving-but-not-driving selfies. It’s the future, after all.

Although this job is specifically in the Phoenix area, Google’s already running testing programs in other tech-forward cities, like Mountain View, California and Austin, Texas.

So keep your eyes peeled for similar positions in your area as the technology gains traction. At this rate, you might soon find yourself in a driverless car whether or not it’s your job.

Your Turn: Will you apply to “drive” a driverless car?

Jamie Cattanach (@jamiecattanach) is a staff writer at The Penny Hoarder. Her creative writing has been featured in DMQ Review, Sweet: A Literary Confection and elsewhere.

The post You Could Make $20/Hour Riding in Google’s Self-Driving Cars. No, Really appeared first on The Penny Hoarder.



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Nursing Moms, Use This Promo Code for Free Bamboobies Nursing Pads

Check out this limited-time deal for moms who are breastfeeding: a free two-pack of Bamboobies washable nursing pads.

Nursing pads help contain leaks by absorbing rogue milk. Bamboobies are made with eco-friendly materials, including bamboo and an absorbent layer of hemp and cotton.

Shop for Bamboobies here, and enter the promo code WTEMAY at checkout.

You’ll get a two-pack of nursing pads for free, plus a sample of Boob Ease 100% organic nipple balm. Just pay $2.95 shipping in the U.S. ($4.95 to Canada).

(Boob. Ease. Do you get it?)

That bundle usually sells for $7.49 plus shipping.

And these are washable and reusable, so you’ll continue to save money over time by not buying disposables.

Save Even More on Free Nursing Pads

A four-pack of Bamboobies sells for $17 at Toys R Us and is up to $21 on Amazon, so even with the cost of shipping, you can make this a killer deal!

You can order two bundles (four nursing pads) from Bamboobies with the promo code, and pay just $10.44 total with shipping, saving $7.49. Your total’s also about $13 less than the price plus shipping on Amazon!

Or, get crafty, and place two separate orders.

You may have to create a second account. Log on to a new computer or open your browser in Incognito or Private window to use the promo code on the second order.

When you do, you’ll get four pads for a total of $5.90 in shipping.

That’s a savings of $12.03 — 67%!

Your Turn: Have you used Bamboobies Washable Nursing Pads?

Dana Sitar (@danasitar) is a staff writer at The Penny Hoarder. She’s written for Huffington Post, Entrepreneur.com, Writer’s Digest and more, attempting humor wherever it’s allowed (and sometimes where it’s not).

The post Nursing Moms, Use This Promo Code for Free Bamboobies Nursing Pads appeared first on The Penny Hoarder.



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BBC iPlayer users to be charged licence fee, while TV licence is set to rise

Viewers of the BBC’s online catchup service, iPlayer, will have to pay to watch programmes from 2017.

Viewers of the BBC’s online catchup service, iPlayer, will have to pay to watch programmes from 2017.

The government has announced that online viewers, who currently use the iPlayer service to catch up on shows that have already been broadcast for free, will have to pay the same licence fee as TV users, which currently stands at £145.50/year.

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Claims firms make up to £5bn from PPI complaints: but you can reclaim for free

Claims management companies have made up to £5 billion from payment protection insurance (PPI) claims, despite victims being able to reclaim for free themselves.

Claims management companies have made up to £5 billion from payment protection insurance (PPI) claims, despite victims being able to reclaim for free themselves.

In 2014/15, 80% of complaints made to independent arbitrator the Financial Ombudsman Service were through claims management firms.

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6 Ways to Get More Traffic to Your Webinars

Webinars are one of the ways, if not the best way, to convert traffic and subscribers into actual customers.

Even with a mediocre webinar, you can convert around 5% of your viewers into customers.

Very few other conversion tactics come even close to that.

Depending on how long you’ve followed my work, you may have seen any one of the many KISSmetrics‘ webinars.

The total number of attendees of the first 77 webinars at KISSmetrics was 74,381. And 16,394 of those converted. That’s a 22% conversion rate if you don’t want to do the math.

We had good webinars, but they weren’t anything that others couldn’t deliver.

Adobe reports a 19% conversion rate with webinars, and Buzzsumo says that 20% of their webinar attendees turn into paid customers.

If you search around, you’ll find many other businesses achieving similar results.

I’ve written before about creating high converting webinars.

But that leaves one problem: Where do you get the traffic (that turns into your viewers)?

I’ll admit, it’s not too difficult for businesses like mine. You may have seen that I hold regular webinars on NeilPatel.com:

image01

I have enough traffic to my blog that I get plenty of new webinar signups on a regular basis. Even if I didn’t do any extra work, I’d be fine.

But if you don’t have that traffic already, I can see why you’d be hesitant to hold webinars. After all, you don’t want to hold one with two people in the audience.

That’s where this post comes in. I’m going to show you 6 things you should do in order to get your webinar attendance to a solid level.

It might not be thousands right away, but it will give you a base to build on, and over time, if you keep doing the right thing, your audiences will grow.

If you’re interested in getting more traffic to your webinars, read on… 

1. Start with the basics

If you’ve been doing any sort of marketing already, you need to start with your existing audience.

It’s cheaper and easier to convince your existing subscribers and readers than complete strangers to watch your webinar.

Let’s quickly walk through your options to make sure you don’t miss anything:

  • Your blog – You can create a dedicated post that announces your webinar so that any casual reader can see it (and those subscribed to your RSS feed)
  • Social media – Whether you use Facebook, Twitter, Pinterest, or some other network, create a post promoting your webinar. Don’t stop there, though. Post multiple times leading up to the event.
  • Your email list - Your email list has your most active readers. This is a great place to get a lot of webinar signups. However, there’s much more to it than that, and I’ll get to it near the end of this post.
  • YouTube/Vimeo - You can create a promotional video for your webinar and post it on these major video sites. Obviously, it works best if you already have subscribers on the sites or are willing to pay to promote.

One common aspect of the above suggestions is to try to make your promo shareable.

For example, when I promote my webinars on social media, I usually create custom images:

image02

Not only do they get more attention, but they also get shared more.

If you create a custom video to promote the webinar, make it great. If you can get people sharing it, it can lead to thousands of views and hundreds of visits to your webinar signup page.

2. Re-design your website to focus on your webinars

Webinars are something you can’t half-commit to. You either go all in and make them your main focus or don’t do it at all.

Yes, you can test them by doing a few to start off, but if that trial run goes well, decide to commit (at least for a while).

When you commit, it’ll be worth it to spend extra time re-designing parts of your website to get your webinar offer in front of more of your readers.

The big opportunities are in your sidebar or content and your webinar landing page.

Start with the sidebar: Check out any blog post on NeilPatel.com when you get a chance.

You’ll see this attractive image in the sidebar (or something similar):

image00

This is one of 3 links to my webinar landing page.

These images were custom designed, but you can see that they’re not that complicated or expensive to make.

Spend a bit of time or money to get some really high quality images for your sidebar to drive traffic to your webinar from your blog posts.

Next, create a landing page: All webinars should have their own landing pages.

If you’re asking for webinar signups in a sidebar with a simple opt-in form, you’re missing out.

A good webinar is jam-packed with value, and there’s no way to explain it all in a small sidebar feature. Instead, you need a landing page where you can highlight the biggest benefits of attending the webinar:

image07

I took it a step further when I saw the power of webinars. If you look at the NeilPatel.com homepage, it’s actually a landing page for my webinar.

image01

All that organic traffic that arrives to my website from searches such as “Neil Patel” is presented with the webinar offer. I get a lot of extra signups this way.

3. Webinars make advertising highly viable

I, and most marketers, consider webinars a form of content.

The only difference is that webinars convert much higher than other types of content.

So, while you can definitely advertise content like blog posts and e-books on “cheaper” advertising networks like Facebook, you need to have a really effective sales funnel in place if you want to profit.

Webinars are different.

You can sell high-priced products with high profit margins through webinars at an incredible conversion rate.

Say you were selling a product priced at $300 with a $100 profit margin, and you managed to get a 10% conversion rate from your webinars. (That’s a pretty conservative example, by the way.)

That means you could spend $10 to acquire a single webinar viewer and still break even.

With a good landing page and a decently run AdWords campaign, you can convert visitors to webinar signups easily at the rate of over 30% (usually much more).

Accounting for 40% of signups not actually showing up for the event, you can still spend up to $1.8 per click if my math is indeed correct.

That’s not a hard target to hit on an expensive advertising network like AdWords, and you can easily achieve it on most others as well.

And remember, that’s a conservative case. If you have a really effective webinar, you could spend 3-4 times that and still profit.

So, while you probably don’t go too crazy advertising your other content, you can get a quick and healthy return advertising your webinars.

4. Encourage sharing with your promotion

People share content all the time.

Let me rephrase that…people share great content all the time.

The great thing about webinars is that your audience already likely values them higher than any written content you create.

And it’s generally true. They get an hour or so of your time to not only learn something valuable but also ask you questions live.

That means that people will share webinars.

Some will do this automatically, but others need prompting.

Start by making a thank-you page for your visitors after they register for the webinar.

On this page, you can put a lot of important information, but one of the elements should be a sharing section, complete with sharing buttons for all the major social networks.

image04

On top of that, when you send a confirmation email about the webinar, you can add another call to action to share it.

If your niche isn’t particularly social, provide a direct link to the registration page to share. Ask them to share it with their co-workers, employees, and friends.

5. Don’t send a single email

Email is very important to running successful webinars.

The worst thing you can do is send a single email to ask if anyone wants to subscribe and a single email to let them know when the webinar is (after they’ve signed up).

I’m going to divide this into 2 main subsections: pre-signup and post-signup.

Emailing before the signup: Here, you’re emailing subscribers on your existing email lists to get registrations.

There are a few key factors here:

  • Send more than one email
  • Be compelling
  • Split test (if possible)

Starting from the top, you need to plan ahead and send at least 2-3 emails in the weeks leading up to the webinar (if it’s not a frequent occurrence).

These emails should not just say “sign up for my webinar.”

Instead, approach them like any other serious piece of copy.

Here’s an example of a promotional email Tim Soulo of Ahrefs sent to his list:

image03

Notice that he came up not only with a good, benefit-driven headline but also with 3 more specific benefits that he knows his subscribers are interested in.

Just like any other good email would have, this one also has clear calls to action on their own lines.

Finally, he takes it one step further by limiting the number of viewers to 250 to leverage the power of scarcity.

If you send a single email, make it like this one.

If possible, treat your webinar like a product launch, and send a few emails beforehand to build anticipation (e.g., “we’ll be showing you soon how we do things behind the scenes—live…stay tuned”).

Emailing after the signup: These emails are just as important, if not more important, than the pre-signup emails.

You’ll never get 100% of people who signed up for your webinar to show up for it.

A decent chunk of them, say 20%, just plain can’t make it due to scheduling issues.

Then, another chunk will simply forget about the webinar. That’s usually another 20-40%.

You can reduce this percentage significantly by sending reminders about the webinar. An effective default schedule is:

  • 1 day before
  • The morning of
  • 1 hour before
  • Just as it’s starting

This ensures that very few people who sign up forget about it.

You can also follow Gael Breton’s lead and send a final email the day before to the rest of your list (that didn’t sign up) to see if they want to join at the last minute:

image06

6. Make use of your thank-you page

One final way that is really effective to get more webinar signups is to create a custom thank-you page for new email subscribers.

On top of your typical thank-you message for new email signups, you need to highlight your next webinar and include a call to action that lets them register for it.

This is something Tim Paige from LeadPages did with great success (example below):

image05

He was able to double the number of his webinar attendees by making this one simple change.

In addition, it’s great for starting a relationship because you’re giving away something of high value right away to your new subscribers.

Conclusion

I really hope that if you haven’t yet given webinars a try, you will now.

While you might be afraid you won’t have enough viewers, if you use the tactics in this post, you’ll be able to get 50-100 at a minimum.

That’s enough to get some practice with webinars and still make anywhere from 5-15 sales in most cases.

Keep in mind that you don’t necessarily need to use every single one of these tactics. Instead, pick a few that fit your business, and get really good at them.

I’d love to hear about your experiences with webinars and the most effective ways for you to drive traffic to them. Please share them in the comments below—I’ll be waiting!



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“Wealth Is Doing What You Love to Find Joy and Fulfillment.”

That quote comes from page 58 of Killing Sacred Cows: Overcoming the Financial Myths That Are Destroying Your Prosperity, a great little personal finance book by Garrett Gunderson.

One of the central principles of the book is that wealth – or at least the expression of it – is spending your time doing things that are deeply fulfilling to you and living a joyful life. Money simply serves to make that possible.

In other words, wealth isn’t about numbers or dollars or account balances, at least not directly. Instead, the closer you get to the day-to-day life that you want, the wealthier you actually are, and the further away you are from that day-to-day life, the poorer you are. Money is just a tool to help that migration.

Underlying all of this, of course, is what your ideal day or ideal week is like. Figuring that out isn’t as obvious as one might think.

Take me, for example. My ideal day involves spending about six hours working (in my ideal world, I’d work almost every day, but work less each day), one hour exercising, one or two hours learning something new, two hours on a hobby or community project, two or three hours with good friends and loved ones, and the rest of the time on household maintenance, personal maintenance, and sleep.

Now, obviously, there are variations in that. The truth is that this is what an average day would look like across an average week. One day might involve four hours spent on a hobby project, while other days might involve nothing at all. Some days might combine these things, such as a game day which combines social time and hobby time or a volunteer shift at the food pantry with some of my friends, which also combines social time and community project time.

I’m actually much closer to this than I’ve ever been at any point in my life. Prior to 2008, work filled up a much larger portion of my life, as I often worked on work projects over the weekend and did a lot of traveling for work and also spent a lot of time on potential side businesses. When I made the decision to go full time on The Simple Dollar, a big part of that decision was to move closer to this ideal life.

So let’s talk about that choice a little more closely.

In early 2008, an average day didn’t really look much like that ideal day. I worked about ten to eleven hours on an average day across my main job and The Simple Dollar. I basically didn’t exercise. I’d spend an average of maybe one hour a day on a community activity or a hobby, but that was usually bundled with an average of an hour a day on focused family time or time with friends. I spent maybe an hour learning something new each day, but that was mostly done directly to fuel The Simple Dollar or my primary job. The rest of my time was life maintenance – taking care of myself, making meals, eating, taking care of my child, spending a few minutes with my wife, and sleeping.

At that point, I was faced with a tough financial choice. I had put in countless hours over the previous two years to make The Simple Dollar a success, writing many, many, many articles for it and using everything I could think of to promote the site far and wide. The site’s revenue had climbed to a point where it was a notable percentage of my personal income, but it was still substantially less than the income from my stable job.

The problem was, I wasn’t happy at all with my life balance. I was working too much. I wasn’t spending nearly enough time with my wife and children. I felt I was neglecting many parts of my life in this chase for more money.

So I sat down and made a “pros-and-cons” list covering a few options for major life changes. Doing The Simple Dollar full time offered many pros – a strong reduction in work time, a very flexible schedule – but a big con – a huge drop in income.

Here’s the catch, though: I had spent the last two years also getting our financial life in a good place. The only debt we had at that time was our mortgage. Over the previous two years, our credit cards had vanished. Our student loans had vanished. Our car loans had vanished. We were spending way less than we earned – in fact, we were spending way less than we would be earning if I dropped my “main” job.

Knowing that, I made that career switch. It was one of the best decisions I’ve ever made in my life. It took me far closer to my ideal life than I had ever been before.

However, I can’t deny that our family would have more money in the bank right now had I not left that other job. If I had stayed in that position, there’s a very good chance that I would still be there, as that job still exists. If I had kept running The Simple Dollar in my spare time, it would have continued to be successful on some level as well, and thus my total income would have been higher.

Yet… my life would have been miserable in comparison.

In the end, wealth really isn’t about numbers or account balances. It’s about a fulfilling life, and money simply supports that.

What does that really mean for your day-to-day life? Here are three key things to consider.

First of all, how close are you to that ideal life of yours? What is your ideal life, what is your life like now, and how close or how far apart are they? In general, I find that the further people are from what they consider to be an ideal life, the less happy they are and the more misery they find in their daily existence.

Spend some time thinking about your ideal day and your ideal week. What does that look like for you? How much time would you spend on each significant element of your life?

Then, consider how close or how far away your current life is from that benchmark. Are you in the ballpark? Are you far away from it?

The second thing worth doing is to consider whether each dollar you spend moves you toward that ideal life. Does this purchase move me toward that ideal life? Or is it simply a bandage to make me feel a little bit better about my current life while also pushing me a step back from that ideal life?

Almost every purchase or decision you make falls into one of those two categories. A dollar put into savings or investments almost always pushes you toward that ideal life. On the flip side, many of the dollars you spend constitute a step away from that ideal life – but not all dollars. Some things, like life maintenance expenses and self-improvement expenses, help you continue along that journey.

The third thing worth considering is whether each hour you spend moves you toward that ideal life. Obviously, the realities of work and intrinsic life commitments might hold you back from that ideal life to a certain degree, but are you actually spending your spare time in accordance with your real values?

For example, take the time you spend watching television. Is that time part of what your ideal life looks like? If not, why are you doing it? What about time visiting celebrity gossip websites? What about time spent playing a game on your phone?

There are two outcomes here. Either you might realize that your ideal life isn’t necessarily what you first envisioned and needs some changes, or you’ll realize that the way you use your time isn’t in line with your ideal life and thus your time use needs some changes. In either case, this is a step toward your ideal life.

In the end, keep one thing in mind, always: your everyday choices shape your future and your long-term happiness. While many commitments can make us feel like we’re far from our ideal life, we still have a great deal of freedom to choose how to use the remaining time and energy in our lives.

So, how are you going to use that time, that energy, that money? Are you going to use it to make your life a bit more pleasurable for a moment or two? Or are you going to use it to build true wealth in the form of your ideal life?

The choice is yours, every single day.

The post “Wealth Is Doing What You Love to Find Joy and Fulfillment.” appeared first on The Simple Dollar.



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Why This Woman Doesn’t Regret Selling Her Engagement Ring

After seven years of marriage, Chris Durheim and his wife sold her engagement ring.

It wasn’t to fund an emergency or forget a failed marriage. Their relationship is strong, and their finances are in good shape.

Instead, they sold the ring as part of a larger move toward focusing on living the life they want.

Why This Couple Sold Her Engagement Ring

With their basic needs and wants met, “Over the last few years, we’ve pushed ourselves to dream bigger. We’ve stretched to identify what our priorities are, continuously asking what’s most important to us,” Durheim wrote for Keep Thrifty.

Their list of priorities include quality time with family, travel, faith and living their passions.

Not on that list? An engagement ring that spent most of its time on the shelf.

What’s more important is the immense value their family is getting out of selling the ring.

While it seems like a loss — Chris bought the ring for $6,000 more than seven years ago, and they sold it for just $1,900 this year — look at the difference it’s making:

“By selling the ring, we have more money to do the remodeling necessary to sell our house. When we sell our house, we’ll downsize into something smaller and will hopefully be able to purchase that house mortgage-free.

“By having no mortgage and saving on electricity, property tax, insurance and all the expenses that are proportional to the size of your house, our financial needs become much smaller.

“With much smaller financial needs, we open up a world of flexibility that will allow us to spend more time together as a family.”

All that opportunity for their family has been collecting dust on a shelf.

How to Make Extra Money to Live the Life of Your Dreams

Minimalist to a fault, I admit I barely understand why the Durheims spent $6,000 on a piece of symbolic jewelry in the first place.

But we’re all entitled to our priorities.

And, regardless of personal wealth, Durheim’s point is important: “What’s your real dream?”

“I hope you spend some time dreaming big,” he writes. “Think about what you really want out of life. Then think about what you could give up today that isn’t a part of those dreams.”

What are you still holding onto that isn’t a part of your big dreams?

Could you sell a wedding dress you’ll never touch again?

Could you stand to live in a smaller house?

Are your shelves and closets full of small junk you could sell?

How important are your antiques and family heirlooms compared with the experiences you can share with your family’s next generation?

Not one of these questions has a correct answer.

You and your family have to set priorities together and decide what it takes to align with them.

But if you’re asking me? Dude. Sell the ring, now.

Your Turn: What sentimental items are you not willing to part with — and which are you willing to reconsider?

Dana Sitar (@danasitar) is a staff writer at The Penny Hoarder. She’s written for Huffington Post, Entrepreneur.com, Writer’s Digest and more, attempting humor wherever it’s allowed (and sometimes where it’s not).

The post Why This Woman Doesn’t Regret Selling Her Engagement Ring appeared first on The Penny Hoarder.



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13 Surprising Ways Rubber Bands Can Help You Save Money

I love a great life hack.

I especially love learning about one that’s been living under my nose my whole life, undetected.

Most of all, I love life hacks that aren’t only mind-blowingly simple, but also save you money.

Every one of these brilliant uses for rubber bands is one of those hacks.

Something about rubber bands just makes me happy. Maybe it’s the fact there’s likely one in whatever room you’re in right now. Maybe it’s because I’ve kept at least one around my wrist at all times since I turned 12.

Maybe it’s because having one around can solve just about any problem — from loose hair in your eyes to losing your page in a book.

Whatever it is, I’m more excited than I should be to share these tips with you, and I know you’re going to love them more than you’d expect.

Here are 13 clever ways to save money by using a rubber band instead of adding one more expensive widget to your life:

1. Turn Cheap Hangers into No-Slip Hangers

Save at least $25 on velvet no-slip hangers.

via Krazy Coupon Lady

via Krazy Coupon Lady

I love boat-neck shirts.

I’m not sure which era of fashion that puts me in, but I do know they’re a nightmare for a closet. How do you get those things to stay on the hanger?

Keep your own questionable fashion choices from slipping by adding some friction.

You don’t have to replace your cheap plastic hangers with expensive velvet ones. Just wrap a rubber band around each end of the hanger to keep tiny straps and creative necklines in place, and enjoy your tidy closet.

2. Open Jars With Ease

Save $4.45 on rubber jar gripping pads.

via Spright

When I was growing up, my mom always kept a rubber jar opener in the kitchen.

Even though we used it often, our kitchen could have benefited from one less unitasker.

Any time you can put household objects to more than one use, you’re saving money. Skip the dedicated jar openers — just use rubber bands you already have in the junk drawer.

Wrap one band around the lid and one around the body of the jar for grip. Grit your teeth and twist.

Of course, assure whichever kid brought you the jar for help they must have loosened it.

3. Keep Your Cutting Board From Slipping

Save $19.99 on this three-board set with non-slip corner accents.

via Treehugger

via Treehugger

Instead of replacing your cutting board or springing for a more expensive one, just add a couple of rubber bands to stabilize it.

Wrap a rubber band around each end of your slippery plastic or wooden cutting board to make it stay put while you work.

4. Do Your Own French Tips

Save $1.54 on nail tip guide stickers.

via Treehugger

Skip the pricy nail salon trip or even a not-so-pricy at-home manicure kit. Instead, use a rubber band as a guide to paint your perfect French tips.

Use a clean rubber band or a clean part of the same band for each nail to keep the tips neat, recommends Krazy Coupon Lady.

5. Remove Damaged Screws

Save $5.79 on a damaged screw extractor set.

Lowe’s via Vine

Lowe’s via Vine

You’re going to love us for this clever life hack. Next time you have to deal with a stubborn stripped screw, a rubber band can help!

Just place the band between the screwdriver and the head of the screw to get a good grip. Firmly turn the screwdriver to remove the screw.

6. Mark Glasses at a Party

Save $6.99 on silicone wine glass markers.

via She Wears Many Hats

via She Wears Many Hats

Forgo the expensive decorative party favors, and let your guests use rubber bands to mark their drink glasses at your next party.

For a small get-together, use a pack of multicolored bands, and give each guest one color. For a larger group, let them write their name on the rubber band, or mix and match colors to uniquely mark their glasses.

7. Keep Your Spoon From Slipping

Save $24.99 on a set of utensils with rubber handles.

via Krazy Coupon Lady

via Krazy Coupon Lady

Don’t let your spoon slip into a boiling pot of broth or sauce!

Keep metal, plastic or wooden spoons upright by wrapping a rubber band around the handle where it rests at the edge of the pot.

8. Mount Your GPS or Smartphone

Save $12.95 on a window and dash mount for smartphones and GPS.

via Make Mod Hack

via Make Mod Hack

I love my iPhone car mount for using Maps and Apple Music hands-free while I drive. But I got it free as a gift.

If you want to achieve the same utility without spending money, use rubber bands.

Tie a knot in the middle of two single rubber bands. Then do it again with two more bands.

Slip one loop of each set around either side of your smartphone or GPS unit and the other around your vehicle’s rearview mirror to mount it safely at eye level.

9. Take a Group Photo Without a Selfie Stick

Save $6.99 on a smartphone tripod.

Next time you want to take a family photo, skip the selfie stick, the annoying request to a stranger or awkwardly excluding your cousin’s new boyfriend. Try this trick instead.

1. Tie two rubber bands in a girth hitch to opposite ends of another rubber band.

via Five Gallon Ideas

via Five Gallon Ideas

2. Slip the two bands over a mason jar, and slip your smartphone into the third band.

via Five Gallon Ideas

via Five Gallon Ideas

3. Set the timer on your phone’s camera, join the group and say cheese!

10. Skip the Maternity Pants

Save $29.98 on this pair of maternity jeans.

via Dresses for Maternity

via Dresses for Maternity

I’ve watched three sisters live through five pregnancies, and not one of them owns a pair of maternity pants.

You know, those pants that look mostly normal, but have the extra-stretchy top that goes over the belly?

Instead, they all wore their old pants, secured with a rubber band around the button. Stretch those old pants as far as they’ll go — literally.

11. Make Your Own Rubber Stamps

Save $17.50 on wood-block rubber stamps.

via Pajama Mama

via Pajama Mama

We have some crafty Penny Hoarders around the office who love hand-made cards for the holidays, decked out with clever notes and festive stamps.

They’re going to love this new hack next holiday season: DIY stamps!

To make the stamps, draw a simple image or letters on a piece of cardboard. Cut your old rubber bands into strips, and glue them to the cardboard to trace the image. When it dries, dip your stamp in paint, and voila!

12. Preserve Sliced Apples

via Sprinkles and Stitches

via Sprinkles and Stitches

If you want to include sliced apples in your kid’s lunch, secure the slices with a rubber band.

You can avoid wasting a plastic bag or making them responsible for a container, but still keep the apple from browning before lunch time.

13. Limit Soap Use

via Krazy Coupon Lady

via Krazy Coupon Lady

Kids are not the best Penny Hoarders.

They don’t have a great sense of frugality… and sometimes, stuff around the house is just plain fun to (over)use.

If your kids tend to go a little nuts with a hand-soap dispenser, twist a rubber band under the nozzle. It will limit the soap dispensed with each pump, so their enthusiasm won’t be quite so wasteful.

Your Turn: What clever uses have you found for rubber bands around the house?

Disclosure: Here’s a toast to the affiliate links in this post. May we all be just a little richer today.

Dana Sitar (@danasitar) is a staff writer at The Penny Hoarder. She’s written for Huffington Post, Entrepreneur.com, Writer’s Digest and more, attempting humor wherever it’s allowed (and sometimes where it’s not).

The post 13 Surprising Ways Rubber Bands Can Help You Save Money appeared first on The Penny Hoarder.



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Want to Work From Home? You Need These 16 Pinterest Boards in Your Life

When you think of Pinterest, you probably think of repurposed window frames and vintage wedding dresses.

But it’s actually an amazing place for career and business information — specifically, for advice about how to work from home.

So, with the help of our very own Pinterest specialist Gretchen Lindow, I’ve compiled a list of 16 fabulous work-from-home Pinterest accounts and boards.

Each one is full of jobs and tips — and will inspire you to start your work-from-home journey today!

1. Color Me Frugal

Color Me Frugal focuses on living your best life while spending less.

We like her Making Money board best, since it includes lots of ideas for home-based and online businesses.

2. Financegirl

I met Natalie Bacon at FinCon last year, where she won the award for “Best New Personal Finance Blog.”

Clearly, she’s doing something right!

Her Pinterest game is also strong, and her Make Money board covers a wide range of money-making ideas.

3. FreebieFindingMom

Kelli Bhattacharjee loves working from home because it allows her “to spend more time with [her] little one” and “save money by not having to commute.”

If that sounds right up your alley, check her Make Money at Home board for tips and job leads.  

4. Frugal Fanatic

Addi Ganley might be best-known for her budgeting worksheets, but she also has some great boards for aspiring remote workers.  

Her Work From Home board features 245 pins with everything from blogging tips to full-time work-from-home jobs.

And if that’s not enough, check her Making Money board, which has 1,800 pins (in Lindow’s words: EVERYTHING).

5. Levo

You know we’re all about side hustles here at The Penny Hoarder.

So we’re big fans of Levo’s board Season of Side Hustle (and the site in general!).

“Levo is mostly dedicated to career advice, but this board has some great ideas you might not have already seen elsewhere,” Lindow explains.

6. Making Sense of Cents

Lots of people dream of making the big bucks as a blogger, but it’s harder than it looks. (Trust me — I know!)

If you’re dedicated to #bloglife, check out Michelle Schroeder’s Make Money Blogging board.

She earned $72,000 in March, so I’m guessing she knows what she’s talking about!

7. My Stay At Home Adventures

Who says staying at home is boring?

Joyce, a mom of four, shares pins about parenting, frugal living and online business from her My Stay At Home Adventures account.

Our favorite part is her Ways To Earn Money board.

“It’s smaller,” Lindow says, “but it only contains ways to earn money that have been vetted.”

8. Proofread Anywhere

We’ve highlighted proofreading on this site before — and the subject of that post, Caitlin Pyle, has an awesome website and Pinterest presence.

Although Proofread Anywhere is useful for anybody who wants to work for themselves, it’s particularly sweet if you want to grow a proofreading side hustle.

9. Real Ways To Earn Money Online

As its name suggests, this site focuses on legitimate ways to earn money online.

Though its main Pinterest page has more than 50 boards focused on that topic, you’ll probably like the Work From Home and Work From Home – Expert Tips boards best.

10. Sarah Titus

Sarah Titus believes “every mom should have the option to stay home, regardless of income.”

She shares tips about everything from cooking to DIY-ing and working at home through her Pinterest account — which has more than 100,000 followers!

“She doesn’t have a dedicated board to making money, but she has tons of great individual pins backed up by tons of experience,” Lindow says.

11. Seed Time

SeedTime is the new name of the popular blog Christian Personal Finance.

While the name has changed, the mission hasn’t.

Its Pinterest page has a whopping 175 boards covering a variety of topics like Christian living, budget meal planning and, of course, working from home.

12. Single Moms Income

Alexa Mason may no longer be a single mom, but she still shares plenty of ways to make and save money with her followers.

Her Business Ideas board, for example, has more than 400 pins for current — or wannabe — entrepreneurs.

13. The Penny Hoarder

What, you didn’t really think we’d make this whole list and forget ourselves, did you?

Our site is already chock full of posts about working from home, and Lindow has been working hard to ensure our Pinterest presence is just as prolific.

Two places to start? Check out our Make Money From Home board and our Make Extra Money group board!

14. The Work at Home Wife

The Work At Home Wife has 80 boards, divided into topics like “Home Business Marketing” and “New Direct Sales Companies.”

Bonus: If you sign up for her newsletter, she’ll send you a week-long work-from-home email course.

Our favorite might be Work From Home Ideas, which features gigs that “match every skill set, background experience and lifestyle.”

15. The Work at Home Woman

Holly Hanna is The Work at Home Woman, and her over 80 boards discuss everything from social media to coffee.

Her eponymous board is probably the most helpful.

“There is really something for everyone,” Lindow says. “And all the jobs have been verified to not be scams.”

16. Work at Home Mom Revolution

Viva the work-at-home revolution!

Many people visit Lisa Mills’ site for the work-from-home job leads she sends via email.

We like her Pinterest page because it’s all about business — and there’s nothing like her Work At Home Jobs board, which has more than 26,000 pins!

Your Turn: Which Pinterest board is your favorite? Did we miss any?  

Susan Shain, senior writer for The Penny Hoarder, is always seeking adventure on a budget. Visit her blog at susanshain.com, or say hi on Twitter @susan_shain.

The post Want to Work From Home? You Need These 16 Pinterest Boards in Your Life appeared first on The Penny Hoarder.



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Base rate kept at 0.5% amid stalling growth

The Bank of England’s Monetary Policy Committee (MPC) has unanimously voted to maintain the bank rate at 0.5%, contrary to speculation in the press.

The Bank of England’s Monetary Policy Committee (MPC) has unanimously voted to maintain the bank rate at 0.5%, contrary to speculation in the press.

Some commentators had expected at least one member to vote for a rate cut to 0.25% - while nobody expected enough votes for this to actually happen, it would have been useful as a signal of further action in the months to come.

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