MAKE MONEY ONLINE POSTS: 09/15/15

الثلاثاء، 15 سبتمبر 2015

Affinity Gaming selects Reganato as chairman

Casino operator Affinity Gaming said Tuesday David Reganato has been elected chairman of the company's board replacing Richard Parisi.

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Beer strike threat ahead of grand final

BREWERY workers who make Carlton Draught and VB have voted to go on strike in the lead up to the AFL grand final.

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Google’s Android Rules Found To Violate Russian Competition Law

Prompted by a complaint from Russian search engine Yandex, in February, Russia’s competition regulator opened an antitrust investigation into Google control over Android. Earlier today the regulator ruled in favor of Yandex and against Google. Google has yet to receive the formal ruling,...

Please visit Marketing Land for the full article.

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UNLV seeks to pursue commercial development near stadium site

UNLV officials are looking at commercial developments including a 30,000-square-foot entertainment building, restaurants and retail stores as possible money-makers to help buy a 42-acre football stadium site at Tropicana Avenue and Koval Lane, near the MGM Grand parking garage.

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Subway co-founder Fred DeLuca has died

SUBWAY co-founder Fred DeLuca has died, aged 67, leaving behind a fast food empire that grew from a single sandwich shop he started half a century ago.

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12 confirmed dead after flash flooding along Utah-Arizona border

The death toll has risen to 12 after flash flooding in two small towns along the Arizona-Utah border.

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Multiple errors at Caesars leads to $1.5M Nevada fine, document shows

Caesars Palace maintained "highly deficient internal controls" inside the Strip resort's private gaming salons, had numerous lapses in its anti-money laundering program and didn't file suspicious transaction activity reports over a three-month period in 2012, according to a stipulated settlement the casino's management entered into with Nevada gaming regulators last week.

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One analyst's opinon: Potential MGM REIT not a good idea

One gaming analyst isn't waiting for MGM Resorts International to decide if it's a good idea to split off all or a portion of the casino company into a real estate investment trust.

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Uber, Lyft up and running, defy Clark County

Ride-hailing companies Uber and Lyft are operating in Southern Nevada, defying Clark County officials who say they can’t conduct business until they have county business licenses.

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Lawsuit Accuses Twitter Of Spying On Direct Messages

Suit alleges that Twitter eavesdrops on private chats to benefit its advertising business. Plaintiff is seeking class action status for all Americans who have sent or received a Twitter DM.

Please visit Marketing Land for the full article.

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Salesforce Gets Into Internet Of Things Market With IoT Cloud

The new cloud aims to process huge amounts of device data and help businesses build customer profiles, take actions and respond directly to customers based on IoT events.

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Marketing Day: Zuckerberg’s Town Hall Meeting, Stripe Buy Buttons & ONE By AOL Adds Creative

Here's our recap of what happened in online marketing today, as reported on Marketing Land and other places across the web.

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Zuckerberg: Facebook Is Close To Testing An Other Than Like Button

There will be no "dislike" button, but the founder and CEO says the social network will soon test a way for people to express emotions with a shorthand interaction.

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Six Habits That Can Land You Deep in Debt

Making impulse buys when you’re bored, sad, or excited is an easy way to dig yourself into debt.

If you’ve ever been in debt, you know just how soul-crushing and stressful it can be. When you’re deep in debt, you have to plan your life around it. And if your dollars are stretched too thin, you may have to sacrifice other financial goals to keep up with those monthly payments.

Unfortunately, a lifetime of debt is something Americans know too well. According to Federal Reserve figures, the average household carried a credit card balance of $7,281 in 2015. And if you exclude the households with no debt, the average outstanding balance surges to $15,609.

Digging Your Own Debt Hole

That kind of debt usually doesn’t happen overnight. While some people wind up in debt through no fault of their own, the vast majority of those who are in debt end up there after years — or even just a few months — of poor money management.

Here are some unfortunate money habits that can lead to a mountain of debt over time:

Impulse Spending

According to a 2014 study of 1,000 adults administered by CreditCards.com, three out of four people openly admitted to shopping on an impulse. Those who responded positively said they purchased things when they were excited (49%), bought stuff out of boredom (30%), shopped when they were sad (22%), made impulse purchases out of anger (9%), and made unplanned purchases when they were intoxicated (9%).

While an occasional impulse purchase may not break the bank, constant overspending may be cause for worry. And if you make a habit of putting those unplanned expenses on credit, impulse spending can cause you to spiral deep into debt over time.

Eating Out All the Time

According to Commerce Department data released this year, restaurant and bar sales overtook grocery store spending nationally in March 2015. Yes, you read that right: For the first time, we are spending more on dining out than we are on groceries — and with disastrous consequences for our pocketbooks.

Related: Trimming the Average Budget: Eating Out

While eating out is only problematic if you don’t plan for it (and can’t truly afford it), a little goes a long way. And if you’re prone to put that restaurant meal on a credit card, this habit could do a lot more than eat up your expendable income; it could cause your credit card bills to surge over time.

Going Sans Budget

Even though budgeting is nothing more than a plan for your money, the dirty “b-word” gets a bad rap. Unfortunately, going without a budget is one of the easiest ways to wind up in debt. After all, how can you be aware of how much you’re spending if you aren’t actually keeping track?

Unfortunately, a fairly recent Gallup poll shows that only one in three Americans creates a detailed monthly budget or spending plan. When you consider that unfortunate statistic, it’s really no wonder so many of us are deep in debt.

Related: The Secrets Behind Successful Budgeting

Going Without an Emergency Fund

What happens when you have an unexpected medical condition that keeps you away from work? An emergency home repair? An expensive legal situation you must take care of?

If you don’t have an emergency fund, you might be tempted to rely on credit in the short term. And unfortunately, using credit as a crutch can come back to bite you. If you rack up debt due to an emergency and don’t have a plan to pay it back, you could easily wind up in debt for the foreseeable future.

Embracing Lifestyle Inflation

If you’re growing in your career, you might enjoy a hefty raise or annual bonus. What you do with that raise can have an equally important impact on your finances over time.

If you save that raise each year and learn to live on last year’s income, for example, you could have a lot of money stashed away by retirement. But if you allow your expenses to creep up as you earn more, you will always wind up living at the edge of your means.

That’s why many people refer to lifestyle inflation as the ultimate net worth killer; if you constantly spend all that you earn, your annual bonuses and raises won’t actually help you grow rich over time.

Making Minimum Payments on Credit Cards

If you’re making the minimum payment on your credit card, you should brace yourself for a lifetime of debt. With credit cards carrying APRs anywhere from 4.9% to 24.99%, your small revolving balance could grow a lot faster than you ever anticipated.

Remember how the average indebted household carried $15,609 in credit card debt in 2015? That kind of debt doesn’t happen to those who make a habit of paying their credit card balances in full each month. No matter what, making the minimum payment on your credit card is a surefire way to land deep in debt.

The Bottom Line

While good financial habits can help you avoid debt and grow your nest egg over time, bad habits can lead to a lifetime of monthly payments — and even financial ruin.

Recognizing toxic habits early — and doing something about them — is the best way to squash bad habits and replace them with behaviors that will help you in the long run.

Related Articles:

What habits got you into debt? What positive habits helped you dig your way out?

The post Six Habits That Can Land You Deep in Debt appeared first on The Simple Dollar.

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Stripe Makes Move To Be The Prime Supplier Of Buy Buttons

Payment processing startup introduces Relay, an API that gives merchants the ability to place buy buttons on social networks and third-party sites.

Please visit Marketing Land for the full article.

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How Much Does a Cat Cost? 6 Ways This Thrifty Cat Lady Saves Money

We get it: You love your cats. I love mine, too. (Shoutout to Bacardi and Thompson!)

But stocking up on cat-related accessories can really add up. Americans spent $3.6 billion on pet toys last year, reports the Wall Street Journal, and this couple’s cat costs them more than $1,200 a year.

In my eight years of feline ownership, I’ve realized being a crazy cat lady/dude/person doesn’t have to take a bite out of my paycheck. A couple of tips and tricks can keep your cat (and your wallet) happy and healthy.

1. Take a Close Look at Pet Insurance

Insuring your pet might seem like a great idea. After all, checkups, shots and the occasional illness can leave a serious dent in your budget. Following a recent (and expensive) trip to the vet, I looked into the plans available at the nearest branch of a national pet-store chain.

While most plans cover basic checkups and vaccines, you’ll only get 10-20% off treatment for an unexpected illness or injury. And, for me, that’s where the bills start to add up. (Dear Thompson, please never again swallow a twist tie. At midnight. On a Sunday.)

For a monthly payment of around $40, pet insurance didn’t translate into significant savings for me, and would have actually cost more than just paying the vet bills as they arose.

2. Look for Your Nearest ASPCA or Rescue Group

Many pet-focused nonprofits offer deals on spaying, neutering and vaccines. These groups work to reduce the number of homeless pets by encouraging members of the community to fix and care for their pets.

While you may need to bring your pet during certain hours or visit a mobile spay/neuter clinic to take advantage of these services, the savings can be significant.

These groups often operate on thin margins, so consider volunteering or making a small donation to offer your support.

3. Forget Expensive Toys

Cats have just as much fun chasing random objects or your basic furry mouse toy as they do playing with an iPad. And how many times have you brought home a new toy, only to have your cat derive hours of fun treating the shopping bag as her new fort?

Next time, instead of splurging on a laser robot to keep your cat occupied while you’re gone, set out an empty box from your last Amazon shipment and let her go to town.

Stop by the local dollar store to grab an assortment of classic cat toys. Chances are, your kitty will choose a few she likes. Pass along the ones she ignores to a fellow cat owner and you’ll only be out a few bucks.

Or, try some of these fun DIY cat toys you can make, mostly using stuff from your recycling bin.

4. Reconsider Clumping Litter

Cleaning the litter box is no one’s favorite part of having a cat. And it doesn’t help that litter gets pretty pricy when you think about how often you have to buy it.

I’m a little embarrassed how long it took me to realize I didn’t need to buy the clumping litter. I tend to just empty the entire litter box rather than scooping, so I have no idea why I was paying $12 for 20-pound bag of clumping litter when I could have just bought the $4 bag and called it a day.

So if you’re more into starting fresh than scooping things out, you might be better off with the cheap bag of old-fashioned litter.

5. Avoid Low-Quality Cat Food

I know we’re all trying to save money, but cheap cat food is a quick way to end up with an unhealthy cat and a handful of vet bills.

After two medical scares in one month with my cat Bacardi, the vet asked what kind of food I was giving him. I got a stiff lecture when I admitted he ate whatever dry food was cheapest. I begrudgingly switched him to a mid-range wet food and the health issue cleared up.

(PSA: If you own a boy cat, some vets recommend wet food, as males tend to be more prone to urinary problems, which can sometimes be avoided by the increase in water intake from wet food. In case you’re wondering, treating a urinary infection is not cheap. We cancelled our vacation that summer in favor of paying the vet bill. It was worth it.)

However, the most expensive food doesn’t always equate to the best quality. So do some research before you start spending more on cat food than on human food, which is completely possible at some of the higher-end pet stores.

6. Keep Your Cat Indoors

Outdoor cats run a higher risk of being hit by cars, getting into fights with other animals, contracting illnesses and picking up fleas. In addition to being no fun for the cat, all of these things result in expensive trips to the vet.

Preventive flea medication can also add up, not to mention the cost and hassle of eradicating fleas after an infestation. People have a lot of feelings about the issue of flea medication for cats that don’t go outside. However, I choose not to use flea prevention, and it’s never been an issue.

Your Turn: Tell me about your cats! How do you save money on cat care?

Lyndsee Simpson is a freelance writer and editor living in Washington, D.C. She tries not to talk about her cats when other people bring up their kids.

The post How Much Does a Cat Cost? 6 Ways This Thrifty Cat Lady Saves Money appeared first on The Penny Hoarder.

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11 Ways Homeowners Can Fund Major Home Improvements

Having money on hand makes things easy, but you can still renovate your home if you're short on cash.

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App Ad Spend On Facebook Up Nearly 300 Percent, Cost Per Install Down YoY In Q2

Kenshoo reports significant growth in app installs from Facebook ads compared to a year ago.

Please visit Marketing Land for the full article.

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5 Ways to Get a Great Deal on a Car Lease

If you're in the market for a new car lease, then you'll want to consider these strategies.

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How Investors Can Buy Obama's Renewable Energy Plan

The White House's energy plan likely won't impact natural gas, but clean energy stocks may benefit.

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If

“If” is the single most important word in personal finance.

It’s the word that everything hinges on, and it’s also the reason that, in the end, your personal finance success rides on your shoulders, not anyone else’s.

That can be a difficult thing for many to hear, but it’s true. Every situation you’re in is a mix of factors that you control and factors outside of your control. If you take charge of a situation and make the most of the factors you can control, you maximize your chances of success. It’s never a guarantee, of course, but over time it makes all of the difference in the world.

Here are nine examples of “ifs” that show how your choices make the difference between success and failure. Of course, these aren’t the only “ifs” in each situation, but they’re among the biggest ones and they are ones that you control.

You can get a good-paying job if you have marketable skills that an employer wants to pay for. More than anything, employers need specific skills, and they’re willing to pay for those skills, especially if they’re uncommon. However, it’s up to you to build those skills.

You can start a successful side business if you have a good idea and the work ethic to make it happen. Many people have started successful side businesses in their spare time – I’m one of them. However, you can’t just show up and expect magic to happen. You have to have an idea that others are interested in and the willingness to actually work to build that idea into something.

You can retire early if you’re willing to spend significantly less than you earn and save that difference. Retiring early is not a pipe dream. It can be done. I know people who have done it and I’m on the path to doing so. However, simply wanting it isn’t going to make it happen. You have to be willing to spend quite a bit less than what you earn, which means real lifestyle choices, and you also have to save that difference and invest it properly.

You can earn a good long-term return on your investments if you don’t panic when the stock market or the real estate market burps. Investments such as stocks, bonds, and real estate have earned investors a strong return for hundreds of years. However, those investments are volatile, meaning that they can potentially add value or lose value on a daily or weekly or monthly basis. We’ve seen months where a stock investment jumps 10% or more or loses 20% of its value. That’s a scary ride and you have to have the intestinal fortitude to hang on tight.

You can survive a job loss if you have a healthy emergency fund and aren’t in debt up to your ears. For many Americans, a job loss is devastating. When you’re living in a paycheck-to-paycheck style, losing that string of paychecks, even for a very short while, can really hurt. Again, the solution is about you. You can choose to build up an emergency fund. You can choose to avoid debt and improve your monthly cash flow.

You can handle a major unexpected illness or death in the family if you have adequate insurance in place. Sometimes things happen that you just don’t expect, like the loss of a spouse or a truly serious illness. In those events, having things like health insurance and term life insurance are vital. However, when things are good, such things seem unimportant. It’s up to you to have the vision to realize that such things as insurance are really important.

You can send your children to a great college if you help them start saving from an early age. If you start from infancy, you don’t even have to save all that much – just a little each month can make an enormous difference for that child at age eighteen. Again, though, you have to have the foresight to see that this will be a real issue far down the road and that you should take action now to make the impact of that challenge as small as possible.

You can achieve complete freedom from debt if you’re careful about what debts you acquire and are diligent about paying them off when you do acquire them. Debt freedom seems like a fairy tale for many people, but it’s entirely possible to achieve it. It just requires something that most people in debt are unwilling to give – self control over your spending and a diligence to pay off those debts.

You can get that promotion at work if you demonstrate a strong work ethic in the workplace and put yourself in position to get that promotion with self-directed initiative, good relationships with others, and skills that the new position demands. A recipe for promotion isn’t a complicated one. Anyone can do it should they choose to do so. The problem is that it’s not always an easy path to follow. It requires work, self-discipline, positive relationships, and skill building. Those things are up to you.

With each of those cases, you can easily point out factors that are outside the control of the person involved and point to those factors as the real “reason” for the problem, but that doesn’t change the fact that your chances of having success and failure in anything you do come down to the behavior you choose and the choices you make.

Your If Checklist

One thing that’s hard not to notice with those scenarios is that many of the same personal choices keep popping up again and again. Those choices resonate throughout all aspects of life, from personal spending to professional skills. There are simply a certain set of skills and features that will cause you to be able to fulfill a constant stream of “ifs” throughout your life, enabling you to have many of the things you want.

Here’s a list of some of the things you can possess that will help you fulfill many of the “ifs” in your life, personally, professionally, financially, and otherwise.

A strong work ethic You have to be willing to use your time effectively, not just when something important and urgent is breathing down your neck. Do you use your time to take care of important things when there’s nothing urgent breathing down your neck? Do you find things to do during the slow periods so that life is more tolerable during the busy ones? Do you find productive things to do when there’s nothing productive to do? Can you turn off distractions and bear down on a hard task? Those are things that come easily to some, but everyone can learn how to do them. They’re also powerful traits to have no matter what you’re hoping to succeed at.

A willingness to look at the long term future with as much urgency as the short term. As humans, it can sometimes be hard to look beyond the next weekend or the next paycheck. That’s the timeframe that seems “real” to us – beyond that seems fairly nebulous. The challenge is to start looking further down the road – one year, five years, ten years, and farther – and take the things that are coming down the road seriously. Look for ways to solve those upcoming challenges by applying effort and good choices today. It takes work and forethought, but it’s something that anyone can do and it becomes easier the more you do it.

A willingness and ability to build and maintain marketable skills What do employers in your field really want from an employee? What do employers in your field want from someone who would fill the position that you want? If you don’t know, it’s time to do homework and find out by looking at job listings and talking to people. Then, it’s time to start acquiring and building those exact skills – and, furthermore, trying to build skills that are going to be “big” in the near future so that you’re ready when those things come up. This is a huge element of the kind of work ethic I mentioned earlier, because successful people use some of their spare time to do exactly this. They keep their resume fresh with fresh skills.

A desire for lifetime learning People that succeed never stop learning about things that are relevant to where they want to go. Where do you want to be professionally and personally in five or ten years? What questions are you personally curious about? You should naturally move from those questions to situations where you can learn about those things. Again, it’s much like riding a bicycle – it seems really hard at first and then it becomes easier and easier until it genuinely feels natural.

A consistent pattern of spending less than you earn You will never get ahead financially if you don’t spend less than you earn. That challenge does come in two parts – it means that your spending needs to be less than your income, so either your income needs to go up or your spending needs to go down. Ideally, both should happen. The real challenge that most people struggle with is doing this consistently. Spending less than you earn for one pay period is easy, but can you do it for lots of pay periods in a row? Can you do it for a month? For a full year? That takes diligence, but that diligence is made up of a long line of individual choices that you make about whether to spend.

A consistent pattern of saving money for the future No matter where you are in life, there are big financial obstacles looming just down the road. A student has student loans to look forward to. Young adults have things like a first house to look forward to, and retirement even further down the road. Older adults are staring directly at retirement. This doesn’t include the many bumps along the way like replacing old cars, going on trips, and so on. Saving for these future obstacles that you know are coming down the road needs to be a constant part of your life.

A set of strong and positive personal and professional relationships Do you have people you can rely on in your personal life when things go awry? Do you have strong relationships in the workplace and in your field that you can tap during challenging moments? Having such relationships is vital for pushing you toward success with positive reinforcement and coming through for you in moments of need. As always, this is something that you choose to build or not build based upon how you choose to interact with others.

A plan for the most common major and minor life emergencies What exactly would you do if your home burned to the ground? What do you do if your spouse suddenly passes away? What would you do if you started your car in the morning and black smoke started rolling out from under the hood? What do you do in those situations? Smart people have considered these situations and have plans in place for responding to them. They have insurance and estate plans already prepared. Do you?

A cool head in volatile times Sometimes the truly unexpected happens. You can’t predict everything and sometimes unbelievable things can occur. Do you respond by breaking down and being unable to do anything? Do you respond with unhelpful rage? Or do you know how to control your emotions and hold them in check so you can get the necessary things done? This is a skill just like any other – knowing how to control your emotions can seem really difficult, but it is a skill.

This is just a partial list, of course, but if you’re strong with each of those skills, you’re going to be handle almost anything that modern life hands to you.

Building Your “If” Skills

A list of things like those “if” skills can seem strange in that you probably have a few of them naturally, while others seem practically impossible. The interesting thing is that the “easy” and “impossible” things vary from person to person. Why? It’s because people naturally develop many of those “if” skills depending on the situations of their life. Your childhood and early adulthood shapes many of those skills, where you might learn how to smartly use your downtime, how to effectively learn (and the value of doing so), how to build relationships, how to control your emotions, or how to keep your cool in an emergency.

The challenge is that many people become complacent at some point and believe that they’ll just never have those skills. They remain happy with the skills that they have and just assume that it’s their “nature” to not have plans for the future or to not have cool heads or to not have a network of relationships.

You can build any of the things on that list in your spare time. The only thing that matters is you. You’re the one that has to make the choice to try to build those things, to improve your personal toolbox, to build your own answers to the many “ifs” in your life.

How do you do it? Figure out one or two of the things on that list that describe an attribute that you don’t have and invest time bringing those things into your life and making them natural.

Need to build a strong work ethic? Watch yourself carefully for when you’re wasting time. Start using an organization system like Getting Things Done to keep your tasks organized. Take on more work than you were previously doing, a little at a time, and learn how to execute.

Need to build a long term outlook? Think specifically about where you want to be in five years. Then, ask yourself what you can do today to make that outcome more likely, then do those things today. Ask yourself that same question tomorrow. Every week or two, rethink that long term vision.

Need marketable skills? Find out what skills are needed in your field now and in the near future by talking to people who are hiring. Then, figure out what you need to do to build those own skills yourself and do it!

Need lifetime learning? Devote some time each day to a subject you’re curious about and start reading books and articles about that topic that inform you and, eventually, challenge you to think. If you get lost, stop and back up until you’re on firmer ground and then absorb just a little at a time.

Need to spend less than you earn? Build a budget that actually works and then stick to that budget. Put aside the money you’re saving for the future first, then look for ways to make ends meet with what’s left.

Need to save money for the future? Figure out your big savings goals down the road – a down payment, retirement, college education, etc. – and then figure out the best way to save for that – a savings account, a 401(k), a Roth IRA, a 529 college savings plan, etc. Set up an automatic plan for that savings method so that you don’t have to think about it. Then, regularly re-evaluate what you need to be saving for.

Need to build positive relationships? Break out of your shell and go meet people. Go to community events, professional meetings, and special interest group meetings (try checking meetup). The key thing here is to get out of your shell and talk to people. At such events, you already have something in common – the event itself – so use that as a starting point.

Need to build emergency plans? Think about the situations that worry you the most about your life, then think about how you would handle them if they occurred right now. Also, consider things you could do right now to make those situations easier, such as making an estate plan.

Need a cool head? Think about situations where you’ve lost your cool or just shut down in an emergency. Imagine how things would have gone better if you hadn’t done that. When smaller emergencies occur, take note of how you respond and try to control that emotional surge.

Final Thoughts

Life is a nonstop series of “if” questions, where opportunities and better outcomes await “if” we can fulfill some requirement.

When you work to improve your own life, you start providing your own answers to the multitude of “ifs” that life throws at you constantly. Improving yourself financially, professionally, and personally is never easy, but it’s the one sure route to being able to answer life’s challenges.

The good part is that, if we choose to do so, we can fulfill those “ifs” and have more success than we ever dreamed of. Doors that previously seemed closed now seem to be open just a bit. Challenging pathways now seem easy.

The future is bright if you choose to do the work to make it bright. The choice is always up to you.

The post If appeared first on The Simple Dollar.

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Marketers Need To Work Smarter, Not Harder

As the role of marketing expands, marketers are becoming ever more stressed — and for good reason. Columnist Mary Wallace explains how you can relieve some of that pressure while still taking on the increased responsibility.

Please visit Marketing Land for the full article.

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This Woman Makes Money Off Real Estate While Traveling the World

Investing in property and traveling don’t seem like they go together. How can you manage renovating, renting or managing an investment property when you live across the country or you’re adventuring around the world?

Good news: You can. Traveler and real estate maven Paula Pant shares her adventures on her blog, Afford Anything, where she notes she’s up to seven rental properties.

Instead of digging into the drywall and dust for weeks on end herself, Pant explains how she manages her properties from wherever she is in the world. Here’s a look at the team she built to make it work.

Managing Investment Properties From Afar: Build a Trusted Team

Three key players make Pant’s investments successful while she’s on the road.

1. Contractors

Pant describes text-message and photo exchanges with her contractors who renovate her properties in a way that fits her budget, but will maximize the return on the final product. Sometimes, she doesn’t even set foot in a property while a renovation is in progress.

By hiring a contractor she trusts, Pant knows the work will be done — and done well — without her direct supervision.

2. Property Managers

Sometimes it’s worth investing in a middle man. Pant describes hiring a property manager after a phone consultation. She signs the contract electronically and keeps tabs on the property’s needs by email.

The property management company does all the necessary upkeep, like cleaning gutters, and sends photos to Pant when tasks have been completed.

Even when she’s adventuring around the world, Pant knows her property is in good hands.

3. Tech Tools

Pant streamlined her system of screening rental applicants, signing leases and collecting rent payments by signing up for Cozy, which is free. Why deal with paperwork and stamps when you can use the wonders of the Web?

Do the Work Now to Enjoy Benefits Later

“Passive [money] is not free money,” Pant explains. “It’s characterized by working hard today so that you can enjoy the rewards in the future.”

By organizing and streamlining the way she manages her rental properties — and building relationships to help her — Pant is seeing the return on her investment (sometimes from some far-flung island or mountain range).

Visit Afford Anything for more real-estate management details and plenty of photos from Pant’s investment journey.

Your Turn: Do you own an investment property? How do you manage the day-to-day needs of the property?

Lisa Rowan is a writer, editor, and podcaster living in Baltimore.

The post This Woman Makes Money Off Real Estate While Traveling the World appeared first on The Penny Hoarder.

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Repurposing Your Content For New Media

Don't let good content go to waste. Columnist Jordan Kasteler tells you how to take your most popular content and breathe new life into it on a different platform.

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Is Your Credit Card Worth the Annual Fee?

Here are three times your credit card annual fee is worth it – and three times it isn't.

Source U.S. News - Money http://ift.tt/1J9SjtP

Are Women Better Investors Than Men?

Guys: Are you ready to listen to the lady in your life? This time it could literally pay.

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Ways to Discuss Finances with Your Adult Kids

You can help them save more with some heart-to-heart chats.

Source U.S. News - Money http://ift.tt/1W01eXW

ONE By AOL Adds Creative To Platform Lineup For Dynamic Ad Optimization Across Screens

The revamped Pictela platform dynamically serves creatives across screens based on real-time engagement activity.

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The Rise of Sustainable Investing

Instead of just looking at a stock price, investors are asking how a firm impacts society as a whole.

Source U.S. News - Money http://ift.tt/1FK8e1R

Here’s How Marketers Can Build On Their “Never Active” Subscriber Base

Even though the number of "never active" subscribers is dwindling, marketers need to implement strategies for continued success, says columnist Jason Warnock. He explains how you can put those strategies into place.

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Source Marketing Land - Internet Marketing News, Strategies & Tips http://ift.tt/1idH9P3