MAKE MONEY ONLINE POSTS: Never Want to Work Again? Here’s What to Do When You Hate Having a Job

السبت، 23 يناير 2016

Never Want to Work Again? Here’s What to Do When You Hate Having a Job

Confession time: I’ve spent my life quitting jobs and avoiding full-time employment.

In fact, since my first job 35 years ago, I’ve never been employed full-time for more than a few weeks.

I’ve enjoyed many jobs for short periods of time, and used jobs for various purposes, but I actually hate traditional employment.

You might secretly feel the same. You may hate your current job and suspect you’ll hate any future replacements.

But you still have to pay bills, so what can you do?

Assuming you want to avoid living in poverty as a strategy (although it worked for me for a while), here are some other options for when you really hate jobs.

Reduce Your Fixed Expenses

If you live on less, you can cut your hours or replace your full-time job with a part-time one.

Alternately, you could save enough money to allow you to simply quit jobs more often — either for a break or to just look for better ones.

Stop spending money on gadgets, meals out and other discretionary expenses. But these might not make a big enough dent in your budget, since you have to pay rent, car payments and other big expenses regularly.

So first, look for ways to reduce large fixed expenses.

Develop New Income Sources

If your ultimate goal is to never need a job again, you have to develop other sources of income.

Here are some basic categories of non-employment income:

Freelancing
Running your own business
Investing
Money projects

Try to diversify how you make money.

For example, my dozen income sources this year include freelance writing, income from websites, hard money loan interest and more than $3,000 from credit card and bank sign-up bonuses.

Notice these cover all four categories. See the following posts for more ideas:

Room rentals paid off my first mortgage, so I cut back to one or two weekly work days, living largely off rental income.

Your ultimate goal is to develop enough income to completely replace your paycheck.

But if you cut expenses and generate even some non-employment income, you can work less or change how you use your jobs to make them more tolerable.

For example, you can…

Work Only Part-Time Jobs

Once you develop enough extra income, you’ll have the freedom to work only two or three days per week.

If it’s not possible with your current employer, find a different part-time job.

Or just quit and take a break, which leads to your next option…

Make All Jobs Temporary

I’ve never considered a job as more than a temporary assignment — a way to make enough money to quit and take some time off before the next assignment.

This approach makes jobs much more tolerable.

To be safe, wait until you have enough other income sources, so the paycheck from any job will cover the rest of your living expenses.

You can also sign up at a temporary job agency. Some offer “day labor” positions that are low-pay, but you can take them as needed.

Others offer placement in potentially permanent positions, but you can always quit when you’ve had enough.

Find Better Jobs

Even if you’re a confirmed job-hater, there are better and worse positions, right?

So until you can get that non-job income up to the level you need, why not at least find better jobs?

Here are some previous THP posts to help you:

If you’re going to need employment (at least part-time) for a few more years, you may also want check out the jobs with the happiest employees.

Make More Money From Your Job

If you make more money from your job and save it, you can take what “The 4-Hour Workweek” author Timothy Ferriss calls a “mini-retirement.”

You might spend the rest of your life alternating between jobs you hate and their mini-retirements.

If this appeals to you, check out some ways to make more money from your job in between the retirements you want to enjoy.

Live Well on Less

If you learn and use strategies to live like you’re rich on a small budget, you have many of the above options available — even if you only develop a little non-job income.

Or…

Get Rich Quick and Quit Forever

If you commit yourself to getting rich early in life — and succeed — you can quit work. Just invest your money and live on the returns.

If that appeals to you, look over some real-life examples of the fastest ways to make $1 million, or check out this story of a couple who retired in their 30s to live off their investments.

Collect Unemployment

Editor’s note: We’re not necessarily recommending this strategy, but it does qualify to be on the list.

Hey, everybody pays into the system and if somebody has to collect, why not you?

Apart from just waiting and hoping you get laid off, there are two legal and honest ways to increase your odds of collecting unemployment compensation.

First, apply for work at companies with known seasonal layoffs.

For example, resort and construction workers often get laid off each winter. Just be sure you’ll be working enough weeks to qualify for unemployment before you are laid off.

The second way takes more research and a bit of luck.

The idea is to find work at a company headed for bankruptcy. When you’re terminated, you can collect unemployment compensation until you find the next opportunity, to a maximum of 26 weeks in most states.

Your Turn: Do you hate your job — or all jobs? What are you going to do about it?

Disclosure: A toast to savings! Thanks for allowing us to place affiliate links in this post.

Steve Gillman is the author of “101 Weird Ways to Make Money” and creator of EveryWayToMakeMoney.com. He’s been a repo-man, walking stick carver, search engine evaluator, house flipper, tram driver, process server, mock juror, and roulette croupier, but of more than 100 ways he has made money, writing is his favorite (so far).

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