We’re at the height of carefree summer days, and while you should do your best to enjoy them, you should also remember…
The holidays are only a few months away — and, if you’re like most of us, you haven’t saved a penny for them yet.
If you don’t want to be struggling to afford presents come winter, you should get on top of your holiday budget now.
Because, as with most things, the earlier you start, the easier it will be.
Why You Should Start Saving for Holiday Shopping Right Now
As of right now (the week of July 25th), you have 17 weeks until the bargain bonanza that is Black Friday.
That means you only need to save $29.41 per week — or $4.20 per day — to have $500 by the time the deals start pouring in.
It might sound like a lot, but just think: Won’t it be easier to set aside $29.41 each week than magically find $500 down the road?
That’s what I thought.
And even if you’re not a big gift giver, you’re undoubtedly going to have additional holiday expenses: parties, flights and more.
Want a jump-start on saving? Try one (or both) of the following ideas…
1. Open a New Bank Account
Did you know you can get paid to open a new bank account?
For example, open a new account at Chase and the bank will give you a $150 bonus right now. Snag that and you’ll only need to save $20.58 per week — a little less than $3 per day — to have $500 by the holidays!
2. Get a Side Job
The easiest way to save more money is to make more money. So consider getting a holiday job or starting a side business.
Here are 29 ways to make money on the side, 21 side jobs that pay more than $20 an hour and 10 part-time jobs that come with amazing benefits.
However you do it, start setting aside money now. It’ll allow you to enjoy the holidays without stress — and focus instead on spending time with the people you love.
Your Turn: When do you typically start saving for the holidays?
Susan Shain, senior writer for The Penny Hoarder, is always seeking adventure on a budget. Visit her blog at susanshain.com, or say hi on Twitter @susan_shain.
The post If You Save This Much Each Week, You’ll Have $500 for Holiday Shopping appeared first on The Penny Hoarder.
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