Big changes hit Social Security benefits earlier this year. In Pennsylvania, as in the other 49 states, the days of the “file-and-suspend” and “restricted application” approaches to claiming Social Security benefits are over. The new rules that went into affect earlier this year ban file-and-suspend for those born after April 30, 1950, while restricted applications will be permitted only for beneficiaries who were 62 or older as of Jan. 1, 2016.What [...]
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