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الجمعة، 31 مارس 2017

Calling All Aries: Here’s How to Use Your Astrological Traits to Make Money

What do you have in common with Charlie Chaplin, Al Gore and Celine Dion?

You were all born between March 21 and April 20 — under the sign of the Ram.

And Aries are phenomenal Penny Hoarders.

You have the entrepreneurial traits necessary to take control of your career, work for yourself and find creative ways to make money when you don’t want to be stuck in a nine-to-five.

If you want to harness the spirit of your sign, here are 10 Aries traits that can help you make extra money this month.

1. Enterprising: You Take Initiative

Rams are bold enough to work for themselves… and maybe stubborn enough to not work so well with others.

Uber has become a go-to gig for anyone who wants to control their own fate and work for themselves.

As an Uber contractor, you get to set your own schedule, and you work when you want to. No one is keeping tabs on you.

You’ll earn money based on a base fare, plus time and distance traveled for each pickup. Uber charges a service fee of 20% to 35%, depending on your city.

If you want to give it a try, you must:

  • Be at least 21 years old
  • Have three years’ driving experience
  • Have an in-state driver’s license and a clean driving record
  • Be able to pass a criminal background check

Your car must be a four-door, seat at least four passengers (excluding the driver), be registered in-state and be covered by in-state insurance.

If you don’t have a car that meets the requirements, Uber’s Vehicle Solutions can connect you to options to help you find one from their network of partnerships.

In participating markets, you could rent a vehicle by the week — a simple way to dip your toes into rideshare driving.

If you qualify, you could also apply for a flexible lease with unlimited mileage and payments deducted directly from your Uber earnings. Ready to buy new? Driving with Uber could get you a discount on eligible vehicles.

Here’s a link to apply with Uber.

2. Impetuousness: You’re Not Afraid of Risk

You might welcome risk… a little too much.

This trait can wreak havoc if you decide to invest in the stock market.

To invest your money without paying someone to make sure you don’t go nuts, try Stash.

This app lets you start investing with as little as $5 for just a $1 monthly fee (but your first month’s free). Stash leaves the complicated stuff out of investing and lets you choose where to put your money based on your beliefs, interests and goals.

You can sign up for Stash here, and you’ll get an extra $5 to invest when you open your account.

3. Audacious: You Love Adventure

Ready to jump into the next adventure? We thought you would be.

It’s easier to take the next big leap if you clear the clutter from your life first.

Use these apps to make extra money cleaning out your closet:

Letgo — You can sell nearly anything through this app. Just snap a photo of your item, and set up a listing in about 30 seconds. Letgo is 100% free to use.

Bookscouter — Hoarding old textbooks? Someone will probably pay you for them! Just search the book’s ISBN on Bookscouter, and the site will connect you with more than 25 of the best-paying and most reputable online buyback companies.

Decluttr — Clear out your old DVDs, Blu-rays, CDs and video games with this app. Scan the barcode with your phone, and Decluttr will make you an offer. It’ll send you a shipping label, so you can ship everything free. Plus, enter PENNY10 at checkout to get an extra 10% for your trade-ins!

4. Driven: You Set Ambitious Goals

You’re hardworking and action-oriented. When you set your mind to something, you’ll achieve it.

Did you know you can get paid to get in shape? We found a company called HealthyWage that lets you actually bet on your weight own loss.

Meet your goals, and you get paid. Fail, and you lose money. How’s that for motivation?

Here’s how it works:

Sign up with HealthyWage. Define a goal weight and the how much time you’ll give yourself to achieve it. Place a monetary bet on yourself ranging from $20 to $500 a month.

Depending on how much you have to lose, how long you give yourself to do it and how much money you put on the table, you could win up to $10,000 — and get in great shape!

5. Brazen: You Make Bold Moves

Being gutsy will take you far… but what if you’ve been a little too bold with your credit card?

If you’ve rammed your way into credit card debt, we found a simple way to get it under control.

Credit Sesame’s “credit report card” acts like your favorite teacher from high school.

It gives you a free credit score, plus lays out your credit history, so you can see exactly how much money you owe and to whom. It even tells you your monthly payments and interest rate, and which debts are in collections.

The app lets you keep track of your credit score and recommends ways to improve it. For example, it might recommend a mortgage lender, credit card or debt refinancing based on your needs and your chances of being approved.

Small business owner Kenneth Bain raised his credit score 234 points using Credit Sesame. He said it became like a game, and he wanted to achieve the high score.

“I literally checked my credit every day, two to three times a day,” he told us. “I remember the day I logged on and saw 721 … And (I thought), ‘Yes, finally! My hard work paid off.’”

You can sign up for Credit Sesame and get your free credit report card here.

6. Passionate: You Love a Good Cause

Aries are inspired by passion — not cash — so we know you care where your money’s going.

That makes sticking your money in a big bank tough. And we suspect a local credit union has a tough time keeping up with your adventurous spirit.

But we think we’ve found a solution.

Through Aspiration’s online-only Summit Checking Account, you can automatically donate money to a cause of your choice each month.

The account is free to use, though you can choose to pay a monthly tip between $0 and $6. Plus, 10% of any tip you pay goes to your charity, too!

This account moves with you, too. Do all your banking online or through the app (including mobile check deposit). If you need to stop at an ATM, it reimburses fees from anywhere in the world.

It kind of checks all the boxes, doesn’t it? It also pays about about 100 times more interest than the average checking account…

If you’re interested, you can learn more and open an account online here.

7. Spontaneous: You Give in to Impulses

We all appreciate a little adventure — but there’s such a thing as being too spontaneous with your money.

You probably have at least one checking and savings account, right? Maybe a credit card account or a few? We hope you have a retirement fund, too.

Clarity Money is a free iOS app that helps you see, organize and control all of these in one place.

Here’s how it works: You download the app, connect your existing accounts, and get ready to learn more about where your money’s going… and how to hold on to more of it.

Clarity analyzes and uses your spending history to provide budgetary insights. It’ll show you exactly how much you spend in different categories — like bars and restaurants, travel or groceries — as a percentage of your total expenses.

It also gives you tools and information to help you make better financial choices.

8. Frank: You Don’t Bite Your Tongue or Beat Around the Bush

If you enjoy writing, chances are you already like to speak your mind through long-winded Facebook posts or your personal blog. It can be hard to keep quiet.

But why do that for free? Learn to harness those subjects you’re passionate about to make money as a freelance blogger.

You could earn at least $50 per blog post. Once you gain experience and build your portfolio, you could work with blogs that pay even more — around $100 to $150 per post.

You just have to figure out what you want to talk about.

Got unique stories about raising kids? Here are six parenting blogs and magazines you could pitch ideas to.

More into fashion and beauty? Try pitching online women’s magazines like Bustle or Refinery29.

9. Ruthless: You Forge Ahead With Conviction

Here’s a fun way to make money harnessing your leadership, initiative and creative thinking.

Join a mock jury!

Serve as an in-person or online mock juror to help lawyers prepare for real cases. You can earn $10 to $60 for about an hour of your time.

In person, you’ll probably sit through a mini version of a court case, listening to opening and closing arguments from each side. Online, you’ll simply review evidence, including documents, videos and photos, from one side.

Like a real juror, once you’ve heard the case, you get to weigh in. In person, you’ll even deliberate with other jurors — “12 Angry Men” style!

10. Innovative: You Think Outside the Box

It’s tough to nail your entrepreneurial spirit down to a day job. You like autonomy, and you want to work on something you care about.

Before saying “take this job and shove it,” stick your passion into a side hustle.

Use your free morning, evening and/or weekend hours to work part-time on your own business. It’s a smart way to earn extra money and a safe way to test the waters of self-employment.

Here are a few simple ways to get started:

Start a bookkeeping business. Want to help other business owners tackle problems and succeed? Read our interview with CPA Ben Robinson, who teaches others to become virtual bookkeepers, and learn how you could earn up to $60 an hour doing this work.

Be a proofreader. If you’ve got a knack for grammar and a good eye for detail, this side gig could easily grow into substantial income. ProofreadAnywhere.com can help you learn the skills you need to become a first-class proofreader, and to get clients and make money.

Help your neighbors with odd jobs. Sign up with TaskRabbit to make money helping with tasks like packing and moving, handyman jobs or even assembling IKEA furniture.

Rent your clothing. Do you have the fashion bug? If you own designer dresses or other clothes you don’t wear anymore, list them on Rent the Runway to make money. Users rent your digs for special events, then return them — so you can cash in on the same dress over and over.

Once you’ve banked some extra money, who knows? Maybe you’ll love the freedom of running your own biz and decide to take it full time!

Your Turn: Will you try any of these ways to make extra money?

Disclosure: What would Abe do? Probably pat us on the back for placing affiliate links in this post. Thanks for helping us fill The Penny Hoarder’s beer fridge!

The post Calling All Aries: Here’s How to Use Your Astrological Traits to Make Money appeared first on The Penny Hoarder.



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