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الأربعاء، 31 أكتوبر 2018

Savings update: Average rates are rising across the board for first time in seven years.

Savings rates across the board continue to rise, while Nottiingham Building Society has launched a market-beating easy-access account.

The top easy-access deal is the Nottingham Building Society eSaver Instant Issue 9 with a 1.55% rate.

Other good deals include the Goldman Sachs Marcus account at 1.5% and Shawbrook’s Easy Access account paying 1.4%, while Paragon Bank Limited Edition Easy Access account and French-owned RCI Bank’s Freedom account pay 1.37%.

The Marcus account comes with a bonus of 0.15 percentage points for a year, but you can renew for another 12 months. Virgin Money pays 1.42% to new savers on its Double Take E-Saver, but it limits you to two withdrawals a year.

On fixed-rate bonds, OakNorth pays 1.8% for six months, while the top one-year rate is 2.03% from Shawbrook Bank followed by OakNorth Bank at 2.02%.

Charter Savings Bank pays the top 18-month rate at 2.11%, while the best two-year rate is 2.3% from OakNorth.

On easy-access tax-free cash Isas, Leeds Building Society’s Limited Issue Online Access Isa pays 1.38%, but the account runs only until December next year.

Virgin Money Double Take E-Isa also pays 1.38%, although you are restricted to two withdrawals a year. Paragon Bank’s Limited Edition Cash Isa pays 1.37% with no withdrawal restrictions or end date.

On one-year fixed-rate cash Isas, Paragon Bank offers 1.55%, and Charter Savings Bank and Bank of Cyprus UK both pay 1.54%.

The top two-year deals are 1.82% from Bank of Cyprus UK, or 1.81% from Charter Savings Bank.

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Source Moneywise https://www.moneywise.co.uk/saving-banking/savings-cash-isas/savings-update-average-rates-are-rising-across-the-board-first-time

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