Stuck in the endless cycle of overdraft fees?
Unfortunately, it’s easy to do. And big banks are banking big bucks from your $30 mistake — they collected $6.4 billion in overdraft fees from Americans in 2016, according to a CNN analysis.
That’s a lot.
The good news? You might never have to pay an overdraft fee again.
There are some very nice banking accounts out there that won’t charge you overdraft fees — like Aspiration.
The Aspiration Account is an online-only account with no monthly fees, no minimums and pays up to 1% APY interest.
Yep! Instead of forking over $30 a month for an overdraft accident, you actually have a chance earn money on the balance of your account.
To open your shiny new Aspiration Account, simply connect your existing bank account and transfer over as little as $10.
Have a happy fee-less life!
Carson Kohler (carson@thepennyhoarder.com) is a staff writer at The Penny Hoarder. Full disclosure, she banks with Aspiration and couldn’t be happier!
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.
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source The Penny Hoarder http://bit.ly/2sOevvT
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