You get it. Life insurance is important.
If something were to happen to you, what would happen? Who would pay for final expenses? What happens to your debt? Your home mortgage? Your family?
OK, breathe. Sorry about that. It’s going to be OK, because we’ve got good news. Not only is life insurance affordable, you may even be able to get a $1 million life insurance policy for the price of a fast food meal each month.
Leave Behind a $1 Million Gift
If you think $1 million is more than you or your family needs, it might be time to think again. Consider final expenses, debt, such as a home mortgage and auto loans, college tuition and years of lost wages. The last thing you want to do is leave your family with less than they need.
Death is never a fun topic. Honestly, it’s the farthest thing from it. Unfortunately, it’s a fact of life — it happens to roughly 100% of people. Despite how uncomfortable it might be, it’s something we all need to think about.
If you have a family, the last thing you want is to leave them without any financial support once you’re gone.
Maybe it’s time to think about life insurance. It doesn’t have to be the uncomfortable experience you might expect. Some newcomers in the industry are updating the old model.
Ethos, for example, can get you term life insurance in less than 10 minutes — with no medical exam — for coverage up to $1 million. Ethos offers a digital application, and customer service is available if you have questions.
It partners with a major life insurance carrier to quickly offer policies as low as $6 a month. It’s helped thousands of folks access term life insurance, including independent contractors who use Uber, Postmates, TaskRabbit and other gig apps.
Tyler Omoth is a senior writer at The Penny Hoarder who loves soaking up the sun and finding creative ways to help others. Catch him on Twitter at @Tyomoth.
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.
The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.
source The Penny Hoarder http://bit.ly/2SYd5u9
ليست هناك تعليقات:
إرسال تعليق