You’ve heard a million ways to trick yourself into saving: A vision board. A good-old-fashioned piggy bank. Or one of those apps that lets you save a little at a time. By the end of the year, you have a whole $20 saved up.
Yeehaw. Try not to spend it all in one place.
But we talked to one guy with a different story. In just nine months, Samuel Demeny was able to save $1,250 — without even thinking about it.
His method? Banking with Chime.
Sign up in 5 Minutes and Save Effortlessly
Chime is a free online bank that gives you two easy ways to save your money.
First, if you’re looking to save big — or bigger — it gives you the option to put 10% of your direct-deposit paycheck into savings. That means each time you get paid, you’ll save a chunk of money automatically. What you don’t see, you don’t miss, right?
Second, if you want to start smaller, Chime has a round-up option that’ll bump your debit-card purchases up to the nearest dollar and save the spare change. It’s basically a digital piggy bank. You’ll be surprised how quickly several cents here and there add up.
Using these tools, Demeny saved $1,250 in just nine months. That’s enough to buy a new MacBook. Book a flight to Europe. Boost your emergency savings. Buy four shares of Netflix stock.
Demeny and his boyfriend, though, planned to use the money to help fund their cross-country move to Seattle — instead of charging expenses to credit cards.
“We can pay for a lot of things up front, because we both use Chime, and the money’s saved,” Demeny said.
Opening a Chime bank account takes five minutes, and you get access to its checking and savings accounts — and those awesome automatic savings features.
Yup… you can go ahead and toss out that vision board now ’cause saving money just got a lot easier.
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.
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